Good Financial Reads: What's the Deal With Credit?
Share this
Are Credit Scores Sexist?
by Scott Newhouse, Forthright Finances
I was hanging out with a friend recently and they asked me a question I had never considered before:
Are Credit Scores Sexist?
I did some research on the subject and this is what I came up with:
Why Credit Scores Matter
by Sahil Vakil, MYRA Wealth
A good credit score category is around 660 to 670 on a range of 300 to 850 in the United States. An even better credit score starts at 750. But it takes time, especially if you just moved to the U.S. — but it’s not impossible.
Having a good credit score can be important for many reasons and the difference between having a poor credit score and good credit score can be thousands (sometimes hundreds of thousands) of dollars over your lifetime.
How Are Credit Scores Calculated
by Sahil Vakil, MYRA Wealth
As an immigrant, you faced a lack of credit history when you came to the United States. Since then, you have worked on building it up. A healthy credit score is essential for easily managing your finances and credit applications. Now that you have a credit score, you are wondering how they calculated it.
Freeze Your Credit for Free in 45 Minutes to Reduce Your Risk of Identity Theft
by Chris Ladd, TriPrescient Financial Services, Inc.
Your personal information is everywhere. It’s kept in social media accounts, online shopping accounts, financial accounts, and pretty much any other account you set up online or offline. Companies are quick to collect your information but continue to have problems securing it.
Credit Report & Score 101
by Dan Andrews, Well-Rounded Success
Want to know more about your credit report, score, and what it really all means?
Following along with the blogs of financial advisors is a great way to access valuable, educational information about finance — and it doesn’t cost you a thing! Our financial planners love to share their knowledge and help everyone regardless of age or assets.
Share this
- Consumer Posts (706)
- From XYPN Members (562)
- Financial Advice (508)
- Financial Advisors (471)
- Financial Planning (445)
- From Our Advisors (422)
- Money Management (271)
- Advice (267)
- Financial Planners (204)
- Finding an Advisor (110)
- Saving and Earning Money (87)
- Finances (73)
- Financial Independence (64)
- Financial Planner (62)
- Retirement (61)
- Millennials (55)
- Budgeting (52)
- Investing (51)
- Debt Management (40)
- Current Events (30)
- Investment Management (30)
- Financial Life Planning (27)
- Taxes (27)
- Fee-only Financial Planning (26)
- College Planning (24)
- Tax Planning (22)
- Finance for Parents (20)
- Financial Decisions (19)
- Financial Plan (17)
- How to Budget (17)
- Credit (16)
- Tax (16)
- Working with a Financial Advisor (16)
- Homeowners (15)
- Investor (15)
- Saving (14)
- Financial Success (13)
- Gen X (13)
- How to Choose a Financial Advisor (13)
- CFP Certification (12)
- Employee Benefits (12)
- Gen Y (12)
- Marriage and Money (12)
- Student Loan Debt (12)
- Insurance (11)
- Robo Advisors (11)
- Buying a House (10)
- Credit Cards (10)
- Family (10)
- Health Care (10)
- Retirees (10)
- Virtual Advisor (10)
- Behavior (9)
- Financial Goals (9)
- Spending (9)
- Wealth (9)
- DIY Investing (8)
- Early Retirement (8)
- Lessons (8)
- Mortgage (8)
- Roth IRA (8)
- Small Business (8)
- Stock Options (8)
- Bear Market (7)
- Business Owner (7)
- Charitable Giving (7)
- Equity Compensation (7)
- Financial Wellness (7)
- Immigrants (7)
- Investment Planner (7)
- Kids and Money (7)
- Life Insurance (7)
- Life planning (7)
- Market Volatility (7)
- Recession (7)
- Savings (7)
- Charitable Donations (6)
- Charity (6)
- Choosing an Advisor (6)
- Common Financial Mistakes (6)
- Emergency Fund (6)
- Equity (6)
- Filing Taxes (6)
- Financial Planning Advice (6)
- How to Prepare for a Recession (6)
- Inflation (6)
- Questions (6)
- Real Estate (6)
- Risk (6)
- Risk and Investing (6)
- Security (6)
- Social Security (6)
- Stock Market (6)
- Strategy (6)
- Tax Return (6)
- Tax Season (6)
- The Market (6)
- Cash Flow (5)
- Cash Flow Planning (5)
- Elderly (5)
- Fee-Based Financial Planning (5)
- Fiduciary (5)
- Finance (5)
- Real Financial Planning (5)
- Risk Management (5)
- Time Management (5)
- Vacation (5)
- Behavioral Finance (4)
- CARES Act (4)
- Care (4)
- Combining Finances (4)
- Couples (4)
- Disability Insurance (4)
- Entrepreneurship (4)
- Estate Planning (4)
- Fee-only advisor (4)
- Guide (4)
- Health Savings Account (HSA) (4)
- Holidays (4)
- IRA (4)
- Industry Trends (4)
- Market Downturn (4)
- Marriage (4)
- New Job (4)
- Open Enrollment (4)
- Refinance My Mortgage (4)
- Roth Conversations (4)
- Small Business Owner (4)
- Value of Financial Planning (4)
- Banking (3)
- Bonds (3)
- Buying a Car (3)
- Capital Gains (3)
- Career Changers (3)
- Careers (3)
- Childfree (3)
- Choices (3)
- Cryptocurrency (3)
- ESG Investing (3)
- Financial Literacy (3)
- Financial Planning for Non-US Citizens (3)
- Giving (3)
- Housing (3)
- How to Buy a House (3)
- Identity Theft Protection (3)
- Income Tax (3)
- Initial Public Offering (IPO) (3)
- Interest rate (3)
- Meg Bartelt (3)
- Partnership (3)
- Paystub (3)
- Planning (3)
- Restricted Stock Units (RSU) (3)
- Setting Goals (3)
- Stress & Anxiety (3)
- Tax Preparation (3)
- Wealth Management (3)
- Women (3)
- Year-End (3)
- Aging (2)
- Asset Location (2)
- Bankrupt (2)
- Beneficiaries (2)
- Bonus & Cash Gifts (2)
- Capable Wealth (2)
- Childcare (2)
- Comprehensive Financial Planning (2)
- Consumer Protection (2)
- Coverage (2)
- Donations (2)
- Earnings (2)
- Exchange-Traded Funds (ETF) (2)
- Financial Aid (2)
- Financial Considerations When Living Abroad (2)
- Financial Freedom (2)
- Financial Independence, Retire Early (FIRE) (2)
- Financial Planning for Women (2)
- Financial Preparedness (2)
- Freelancing (2)
- Graduates (2)
- Growing Income (2)
- Holiday Season Budget (2)
- IRA Inheritance (2)
- Inheritance (2)
- International financial planning (2)
- Layoff (2)
- Living abroad (2)
- Loan forgiveness (2)
- Mistakes (2)
- Mutual Funds (2)
- Net Worth (2)
- Next Generation Financial Planning (2)
- Online Identity Protection (2)
- Pandemic (2)
- Philosophy (2)
- Portfolio Management (2)
- Preparing for Pregnancy (2)
- Real Estate Investing (2)
- Renting (2)
- Sabbatical (2)
- Side Hustle (2)
- Start Ups (2)
- Stocks (2)
- Tax Refund (2)
- Tax Savings (2)
- Technology (2)
- Trusts (2)
- Uncertainty (2)
- Vehicle (2)
- Visas (2)
- Work Life Balance (2)
- Acquisition (1)
- Advisor Success (1)
- Advisors (1)
- Assets Under Management (AUM) (1)
- Automation (1)
- Balance (1)
- Balance Sheet (1)
- Bargain (1)
- Bull Market (1)
- Business (1)
- Challenges (1)
- Changes (1)
- Check in (1)
- Corporate Banking (1)
- DIY (1)
- Data (1)
- Daycare (1)
- Disability Accounts (1)
- Disasters (1)
- Diversity (1)
- Earn More (1)
- Economics (1)
- Education (1)
- Emotional Decisions (1)
- Entry-level (1)
- Ethan Miller (1)
- Experience Wealth (1)
- Factor Tilts (1)
- Female Financial Planners (1)
- File Storage (1)
- Financial Education (1)
- Financial Planning Fees (1)
- Financial Planning Process (1)
- Financial Triage (1)
- Financially Stuck (1)
- Hiring (1)
- How to Choose a Bank (1)
- How to be a Financial Advisor (1)
- Income (1)
- Investing in opportunity zones (1)
- Job burnout (1)
- Just married (1)
- LGBTQIA+ (1)
- Landlords (1)
- Learning (1)
- Liquidity (1)
- Liquidity premium (1)
- Loans (1)
- Management (1)
- Mental Health (1)
- Merging Finances (1)
- Military Finance (1)
- Mindset Shift (1)
- Minimalism (1)
- Motherhood (1)
- Multi-level Marketing (1)
- NewLeaf Financial (1)
- Newlyweds (1)
- NextGen (1)
- Niche Marketing (1)
- One-time Income (1)
- Opportunity Zones (1)
- Physicians (1)
- Prenuptial Agreement (1)
- Productivity (1)
- ROI (1)
- Recommended Reading (1)
- Recovering From Financial Hardship (1)
- Recurring Income (1)
- Reflection (1)
- Reg BI (1)
- Remote (1)
- Risk Assessment (1)
- SECURE 2.0 act (1)
- Socially Responsible Investing (SRI) (1)
- Special Needs (1)
- Splitting Finances (1)
- Systems (1)
- Tax Harvesting (1)
- Tech Professionals (1)
- Theory (1)
- Transitioning Advisor (1)
- Virtual (1)
- Windfall (1)
- XYPN News (1)
Subscribe by email
You May Also Like
These Related Stories

What Is The Best Credit Card For Cash Back In 2023?

Good Financial Reads: Built Good Credit (and How to Check your Credit Score)
