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Sapphire: SEC-Registered Investment Advisor

Be Your Own Boss Without the Business Burdens

Sapphire is a corporate affiliation model where fee-only financial planners enjoy the freedoms of independent firm ownership without the tech, compliance and back office burdens.  

John Stoj, Verbatim Financial alt


John Stoj | Verbatim Financial |

XYPN Member since 2025

Support Without Strings

Sapphire member firms unlock XYPN’s comprehensive Member Benefits—plus the power of a plug-and-play RIA affiliation model. With built-in compliance, technology, and back-office support, you’re free to focus on what drives you, not what drains you.

The best part? You gain total control without the constraints or complex fees of most corporate RIA models. Imagine owning every part of your business—your revenue, relationships, data, and brand—while getting turnkey expert support and being backed by a network of advisors all invested in each other’s success.

See if I'm a fit →
XYPN_Grid_Blue-6 Lindsey Young_square


Lindsey Young, CFP®, CEPA® | Quiet Wealth |

XYPN Member since 2019
your best life starts here

Sapphire Makes it Possible

Enjoy the control and flexibility of independent RIA ownership without the constraints, asset minimums, or complicated fee structure of traditional firms.  

To make your dream firm possible, we offer:

Compliance Management

Rest easy knowing our CCO & Compliance Team have your back when it comes to meeting SEC rules and regulations in an advisor-centric way.  That’s right.  A partner who makes your independent dream firm possible—without the compliance burdens, audit fears, or State-level service model restrictions.

Investment Management

Your clients will appreciate the value and impact of working with a TAMP that anticipates their unique needs and challenges—and doesn't require asset minimums. Built for forward-thinking RIAs, we’ll streamline your asset management program, trade for you, and fully manage your custodial relationship. 

Transition & Onboarding

 Your dedicated Transition & Onboarding Manager will set you up for success from day one, crafting a customized transition plan, handling your tech setup, managing client and account transitions, and providing highly personalized support—all faster than you can say “dream firm.” 

Plug & Play Technology

Imagine leveraging integrated tech tools that improve efficiencies, increase client engagement, show ongoing value and make your life easier—without the setup or migration headaches.

Client & Back Office Support

Enjoy expert support and business coaching that helps focus on doing what you love, not what you don't. We'll help you grow your business, take time off, and plan for your firm's future. 

Your Firm, Your Terms

You control your brand and business. Choose who your clients are and how to charge them. Your clients, business, revenue, and data belong 100% to you.  Should you choose to leave, they are yours to take with you. 

Find out if Sapphire is your fit

Book a call →
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Brian Muller, AAMS® | Momentous Wealth Advisors |

XYPN Member since 2023
Return on Independence

My ROI

XYPN_icon_Quote
Since I've come on board, I haven't been on a call with Schwab Service once personally, and everything gets done timely and efficiently. I couldn't ask for a better partner to handle all the things I need done for my clients and to run my firm. I wanted to have my brand and vision still but not be distracted by all the activities I would have to do if I were a state-registered RIA.”
Brian Muller, AAMS®
Founder, Momentous Wealth Advisors

Your Tech Stack

Best-in-class technology set up, migrated and integrated for efficiency and scaling support that allows you to focus on doing what you love, not what you don't. 

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10 Steps to True Independence with XYPN
Making it possible

XYPN Member Benefits

As a Sapphire member, you have access to all of our advisor support platform benefits:

Technology

Top tech tools vetted and designed for you

Support Network

Like-minded peers working together

Education & Resources

Level up and stay on the forefront

Coaching

Get 1:1 support when you need it

Advocacy

Powerful partners on your team

How can XYPN Membership benefit me?

Find out more →

“Sapphire helps me focus on serving clients and growing my business. It’s like having an extra employee who takes care of the stuff you don’t want to do, with a cost that scales perfectly as your company grows, without the employment headaches.”
Ryan Johnson, CFP®, BFA™
Founder, Hundred Financial Planning
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Ryan Johnson, CFP®, BFA™ | Hundred Financial Planning |

XYPN Member since 2023
Additional Resources ↘
When Is the Right Time to Become a Registered Investment Advisor?
When Is the Right Time to Become a Registered Investment Advisor?
Financial Advisors

When Is the Right Time to Become a Registered Investment Advisor?

Road to Launch with XYPN Member Alan Skillern, CFP®, MBA
Road to Launch with XYPN Member Alan Skillern, CFP®, MBA
Financial Advisors

Road to Launch with XYPN Member Alan Skillern, CFP®, MBA

3 Tips to Fly Under the Radar While Planning Your B-D or RIA Exit Strategy
3 Tips to Fly Under the Radar While Planning Your B-D or RIA Exit Strategy
Compliance

3 Tips to Fly Under the Radar While Planning Your B-D or RIA Exit Strategy

Connect with an XYPN Expert today

Book a call →
XYPN Invest Disclaimer
Advisory services are offered through XY Investment Solutions, LLC (dba “XYPN Invest” or “XYPN Sapphire”), an SEC registered investment advisor. XYPN Invest is wholly owned by XY Planning Network, Inc. (“XYPN”).
Information contained on this website is for educational and informational purposes only and should not be construed as legal, tax, or investment advice. Please consult your advisor, attorney, and/or tax professional for information specific to your situation.
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