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Your Firm, Your Terms

Launch, run and grow the fee-only firm of your dreams with complete autonomy

Make it possible with the only advisor support system that connects you with everything you need to succeed profitably—including a support network of collaborative peers—and guarantees 100% ownership of your business, client relationships, data, and brand.

Start an RIA ↗

Start an RIA ↗

Grow your RIA ↗

Grow your RIA ↗

Join our RIA ↗

Join our RIA ↗

Find an advisor ↗

Find an advisor ↗
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100%

ownership of your business, data & client relationships

2100+

like-minded & collaborative advisors

90%

members who rate their experience "High satisfaction"

THE XYPN EXPERIENCE

Your best life starts here

Founded by fee-only financial planners, for fee-only financial planners. Our advisor support platform is designed to do one thing—help make your dream firm possible. Partner with XYPN and expect:

Real Autonomy

Advisor Support Platform means we give you the keys to everything we’ve built so you can run your firm on your terms. Use as much or as little of our resources as you choose. Your practice and its value always belong to you. If you’re not satisfied, you can exit at any time with your clients and 100% of your revenue.

True Support

Whether you are starting, growing, or scaling your RIA, we are committed to your success. Experience unparalleled support with every tool, resource, and solution—plus ongoing advocacy at both the state and SEC levels to champion the interests of independent, fee-only financial planners.

Connection

Find your fit when you plug into XYPN's network of like-minded advisors and team of friendly specialists. You may be independent, but you're never alone when you connect with your support system working eagerly for your growth and success.

Confidence

Good financial planning often requires solving complex client situations. Advise your clients with confidence knowing you are equipped with a complete toolkit of resources to level up your solutions, services, and business for optimal client experience.  

Affordable Transparency

Affordable pricing means the most ROI for you and your clients. Know what to expect with simple, transparent pricing designed to increase your bottom line—not ours. 

Trusted Expertise

Entrepreneurship and all of its responsibilities can feel overwhelming. Enjoy the peace of mind that comes with having a team of experts with you every step of the way. Count on their due diligence to provide you with best-fit technology and support services that ease those burdens.

XYPN_Grid_Green-2 Jenn Steliga, Find Your FI_square alt


Jenn Steliga, CFP®, CFT™ | Find Your FI |

XYPN Member since 2022

pick your path

Two Paths to Independence

Choose the fit that's right for you

Emerald

For advisors who want their RIA their way, with hands-on control of daily operations, plus the flexibility to add or remove Support Services and Tool Kits as your needs evolve—so you always have the right support at the right time.

Discover Emerald ↗

Sapphire

For advisors who prefer the structure of tucking under a corporate RIA—paired with built-in support that lifts back-office burdens, so you can spend less time on what drains you and more time on what drives you.

Discover Sapphire ↗

Which path is right for you?

Find your fit →
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XYPN has been instrumental to my success as an independent, solo RIA. I would not have been able to enter the industry as a career changer without educational resources like XYPN Academy and compliance support. The community aspects of XYPN help firm owners feel like we’re not on an island. And the tech stack is a tremendous value for the money, enabling us to serve more clients at a lower cost!”
Allen Mueller, CFA, MBA
7 Saturdays Financial
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Allen Mueller, CFA, MBA | 7 Saturdays Financial |  

XYPN Member Since 2022
XYPN_Grid_Blue-9 Cynthia Meyer, Real Life Planning


Cynthia Meyer, CFA®, CFP®, ChFC® | Real Life Planning |

XYPN Member since 2022
 

Best-in-Class Technology

Tech Tools

Starting and running an RIA requires the latest technology. But who has time for the due diligence it takes to source and stay on top of the best-in-class RIA software solutions that save fee-only financial planners time, money, and headaches? Our industry experts do! They've put their expertise and first-hand knowledge to work for you by vetting and negotiating enterprise-priced partnerships with the top technology for RIA owners.

Get plugged in →

 

Included in Membership

 
Exclusive Member Discounts

Expert Compliance Support

Compliance with Confidence

Whether you wear your own CCO hat as an Emerald Member or choose to outsource compliance management to the Sapphire team, all members have access to a dedicated team of RIA compliance experts who provide you with end-to-end, real-time support so you can navigate any compliance complexity with ease and confidence.

From RIA and IAR registration to regulatory exam prep to ADV updates and all the regulator-proof best practices in between, we’re with you every step of the way. Together we can automate key processes and establish systems that reduce time spent managing records and filings so you can spend your time doing what you want to do—not what you have to do. 

Compliance has been so helpful. It's an outstanding resource. I dial into Office Hours. I ask a question and I'm confident in the answer that I get.

Terri Spath, CFP®, CFA
Zuma Wealth
Included in membership: 
  • Annual ADV Update
  • Smartria Compliance and Task Management Software
  • Weekly Office Hours with our knowledgeable in-house team 
  • Access to Members-Only Compliance Forum
  • Compliance education via webinars and XYPN Academy
  • How-To Guides and Templates
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Natalie Slagle, CFP® | Fyooz Financial |

XYPN Member since 2019

real people, real Support

Find your people

Being part of a collaborative community is one of the most powerful drivers of success. That’s why it’s been a core focus since day one.

We connect you with a community that feels like home—where learning, sharing, and support come naturally. With over 2,100 like-minded advisors growing together, you may be independent, but you’re never alone when you plug into the Network:

  • Match with a Mastermind Group that has been called the “gift that keeps giving toward personal and professional growth” and “impact acceleration at its best!”
  • Tap into member forums to find solutions and support from your peers
  • Attend virtual events offering peer and expert-led insights & solutions
  • Feel seen, heard, and supported at huddles, meet-ups, or conference connects
  • Experience the full power of the Network at XYPN LIVE—hailed as “far and away the best conference out there for fee-only advisors.”
Connect with your community →
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When I felt called to launch my own financial planning firm, I had no idea where to start. I started looking at the basic components I knew I would need, compliance and tech. I stumbled on XYPN’s First-Year Budget worksheet comparison and it became a no-brainer. I’ve also found an incredible community of other advisors. Our mastermind group is also a great benefit. XYPN and the members offer what it really looks like to start a firm and some of the challenges and success that we may face.”
Kaysian Gordon, MBA, CFP®, CPA, CKA
Kaysi Gordon Financial Planning
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Kaysian Gordon, MBA, CFP®, CPA, CKA® | Kaysian Gordon Financial Planning |

XYPN Member since 2021

Your Path to Success

Education & Resources

No matter where you are in your firm journey, we can provide a clear path to your success. Designed to act as the ultimate GPS for your RIA, our resources, educational tools, and coaching services act as part map, part turn-by-turn guidance, and part course-correct. Together we’ll navigate from wherever you are to wherever you want to be in the most efficient, tested way. 

Imagine having access to all the navigational tools you need to steer your business to sustainable success:  

End-to-end education

Check out nearly endless on-demand training, workshops, and resources including CFP® Continuing Education Credit Courses.

In-person events

Connect with peers and level up your firm in all the ways that matter at XYPN LIVE, XYPN Retreats and meetups. 

Resource library

With blogs, podcasts, webinars, templates, plans, and books on Sales, Marketing, Business, and Financial Planning—we've got everything you need to run your financial planning business.

Practice management support and resources for every firm phase

Drop-in office hours and peer-led coaching

Templates for every need

From your financial advisor business plan to marketing and all things compliance—we've done the leg work to give you the leg up!

add-on support for every firm phase

Emerald Support Services
& Tool Kits

Do what you do best and trust us with the rest. Your clients will thank you for it. 

With great freedom comes great responsibilities. No one understands better than we do what it takes to launch, run, and grow your dream RIA while serving your clients in the best possible way. So we built our Emerald Support Services to handle the behind-the-scenes heavy lifting—so you can stay focused on what moves you forward, not what holds you back.

I need a Solution →

Set it and Forget it Lead Generation

Prospects can find and connect with you easily through our CFP®-designated Find An Advisor search portal.  

See yourself here →

practical insights, real results

Expert, Peer & Group Coaching

Whatever challenge you’re facing or goal you're chasing, tap into the expertise you need to move forward. Unlock practice, compliance and investment management guidance that makes a real impact—from our experts and your peers.

Access support your way: join Support Services Office Hours, drop-in and group coaching, or peer-led programming where you gain more than advice—you plug into the collective wisdom of a community learning and growing together. With the full strength of the Network behind you, you’ll go from blocked to bankable in no time.

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Bradley Hilton, CFP®, MBA | Sonas Financial Planning |

XYPN Member since 2021

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Michael Kitces |

XYPN Co-Founder

Powerful Partners on Your Team

Advocacy

Making it possible for everyone to live their great life

Everyone deserves trusted financial advice. And you deserve to be able to provide it. That's why XYPN fights for the fiduciary standard of excellence and the establishment of regulation in the consumer’s best interest.

Led by XYPN co-founder Michael Kitces, we are actively working to advance public policy that recognizes financial planning as a distinct and respected profession—separate from the essential but different roles of financial product manufacturers and distributors. Continuing to support and advocate for the fiduciary standard is part of our mission.

XYPN_Grid_Blue-6 Cathy Curtis, Founder, CEO, Financial-Planner, Curtis Financial Planning


Cathy Curtis, CFP® | Curtis Financial | 

XYPN Member since 2020

“If you're an independent-minded person, it’s totally the way to go.”
Cathy Curtis, CFP®
Curtis Financial

What can XYPN do for you?

Let's find out →