Vladimir Kouznetsov, CFP® Retegy LLC

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About Vladimir Kouznetsov, CFP®

Hi, I am а founder of Retegy LLC, a fee-only independent financial advisory firm specializing in financial planning, retirement strategies and investment management for people who are approaching retirement or are early in retirement. I work mostly with professionals, entrepreneurs, small business owners and small to medium size real estate investors.

Have you put any thoughts into your retirement? You worked hard over the years to build a great life for you and your family. As you are getting close to retirement, it is critical to start shifting your focus to what comes next in your life.

• When can you retire?
• Will you be able to maintain your desired lifestyle during retirement?
• Will your retirement plan provide enough cash flow to support it for the rest of my life?
• Does your plan consider effects of inflation on your expenses and your savings?
• Will your plan require you to make distributions from your market invested portfolio during a period of the market downturn? Are you worried about sequence-of-returns risk?
• How much of your savings can be lost in taxes? Does your plan consider uncertainty about future tax rates?
• Are your retirement plan distributions coordinated with your Social Security benefits? Do you know how to maximize your Social Security benefits?
• Are you taking into account cost of future medical expenses and the historically higher inflation rate for them?
• What is your plan for covering potential Long-Term Care expenses?
• What is your plan on how you or your spouse will deal with “widow’s penalty” tax?
• If something happens to you, are your affairs in order or you planning to leave your spouse and your kids with a huge mess to untangle?

There are hundreds of different strategies and thousands of financial industry products designed to deal with this type of issues. Some of them claim to be a silver bullet and make your retirement planning a breeze as soon as you invest in them. If only it were that simple.

I specialize in developing retirement accumulation and distribution strategies and advanced tax planning that can help you navigate various issues that you may be facing in the future. I honor fiduciary principles to act in your best interest designing and implementing your strategy. As а fee-only advisor, I do not accept commission payments and do not have a conflict of interest when we are recommending different financial products.

Retirement planning is complicated, and you need an IRA specialist in this area. I am a member of Ed Slott’s Master Elite IRA Advisor Group™, a private IRA study group of professional financial advisors. Ed Slott and Company, LLC is the nation’s leading provider of technical IRA education for financial advisors, CPAs and attorneys.
Members of Ed Slott’s Elite IRA Advisor GroupSM train with Ed Slott and Company on a continuous basis, have completed requisite training, passed a background check, attend required workshops and complete mandatory exams. They are immediately notified of changes to the tax code and updates on retirement planning, so you can be sure your retirement dollars are safe from unnecessary taxes and fees.

Besides financial services, I have а background in software development and real estate.

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Recently Published

Market Update (February 2020)

February 7, 2020

In this month’s recap: the emerging coronavirus reins in the bulls on Wall Street, trade deals make headlines, the United Kingdom makes its Brexit, and confident U.S. households help the economy keep its pace. THE MONTH IN BRIEF Early January gains gave way to late January losses as the coronavirus emerged as a global health […]

The post Market Update (February 2020) appeared first on Retegy.

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2019 IRA Deadlines Are Approaching

February 4, 2020

Here is what you need to know.

The post 2019 IRA Deadlines Are Approaching appeared first on Retegy.

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The SECURE Act

January 21, 2020

Long-established retirement account rules change.

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Ideal Clients

  • Baby Boomers
  • Engineering Professionals
  • Entrepreneurs
  • Retirement Planning

Ways Advisor Charges

  • Monthly Fee
  • Quarterly Fee
  • Assets Under Management

Fee Options

  • Monthly Fee: $200+/mo
  • One Time Fee: $1,600
  • AUM: 1.50%-0.70%

SEC Records

States Registered

  • California

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