Trishul Patel, CFP®, MBA Investing Forever Advisory

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About Trishul Patel, CFP®, MBA

My name is Trishul Patel, CFP®. I achieved financial independence before 40, and with my 100% virtual advisory business, I get up every day to help others do the same. To get where I am, I prioritized aggressive savings and identified the things that are truly important in my life.

Beyond finance and investing, I am an entrepreneur and problem solver at heart. Creativity and curiosity have always been a part of me. At an early age, I began soldering analog circuits, building computers, and programming simple games. Academically, I also have a few degrees from Cornell University.

I have been investing for almost two decades. Over my professional career, I’ve designed large-scale financial applications for tier-one banks. I likewise managed an exotic options book for a private firm based out of South-East Asia, generating over $750 million in revenue in three years. And I was a Portfolio Manager for a Hedge Fund, managing over $100 million in assets.

Nothing inspires me more than discovering others who are following their dreams. I often feed off the energy of those around me and I enjoy healthy debate and intellectual discourse, especially when it comes to topics that I love and enjoy, such as investing. From my perspective, I simply possess an insatiable desire to learn, understand, and help others.

These days, in addition to helping my clients accomplish their financial and investment goals, I also enjoy blogging, podcasting, biking, and hiking with my wife and daughter.

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Recently Published

#109. A beginner's guide to the Alternative Minimum Tax.

March 8, 2022

Need to know about AMT preference items, add backs, and exclusions? And how do AMT credits work?

In this episode, Trishul convinces Aaron to wade deep into AMT. They discuss Alternative Minimum Tax preference items, exemptions, adjustments, and exclusions. Aaron provides an example of how the AMT exemption matters when exercising ISOs and why you may not get all of your AMT credit back in future years. Without a doubt, AMT is a complex beast. But with luck, this episode will turn a few unknown unknowns into known unknowns.

Episode References
Graystone Advisor: Exercise your ISOs in January
AMT adjustments
How to calculate AMT
Who benefited from TCJA?
AMT income treshhold and exemption amounts
The Balance: What is AMT?
Private Activity Bond

Podcast Description

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

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#108 What should you do about inflation? The answer will surprise you.

February 15, 2022

A well-designed asset allocation shouldn't need to adjust in response to inflation.

In this episode, Aaron and Trishul discuss inflation. They go through factors that led to rising prices in 2021. And they relate potential impacts to consider. Our hosts then explore how stocks and bonds have performed over historical inflationary periods. You probably don't want to make any tactical changes to your portfolio to counteract recent inflation. So listen to the end to find out why.

Episode References
MMS #82. Are you overlooking this stellar asset class?
S&P 500 by Calendar Year
US Inflation Rate by Year
Buyers paying over sticker price for cars
The Fed - What is inflation?
How does inflation affect exchange rates?
How many decimals of pi do we really need?
Investopedia: Inflation
Investopedia: What causes inflation?
Investopedia: Inflation's impact on stock returns
CPI
Historical inflation rate by year
Big Mac Index
Vanguard Total Bond Market ETF
The Fed's dual mandate
Gold standard
S&P 500 returns
Inflation 2021

Podcast Description

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

Read the full post →

#107. It's a new year! So now what?

January 18, 2022

Resolutions and blocking off calendar, and controlling time and your schedule. Don't forget 401k contributions, ISO exercises.

In this episode, Trishul and Aaron talk about things they consider at the beginning of the year. They double-check savings rates based on raises and current 401k limits, and they evaluate the exercise of ISOs. They also evaluate many age-based topics, such as RMDs, QCDs, Medicare, and Social Security. But consider your big rocks first. It doesn't have to be a New Year's Resolution because a new habit can start at any time. So what boulders have you been neglecting lately?

Episode References

MMS #57. Be proactive in January to save big on these three things
Build Back Better Act: Timeline
OneWheel
How to create a successful new year plan
Who is eligible for Medicare
Age Reduction
QCDs
UGMA or UTMA

Podcast Description

Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

Read the full post →

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Ideal Clients

  • FIRE (Financial Independence Retire Early)
  • Gen X
  • Investment Planning & Management
  • Wealth Management

Ways Advisor Charges

  • Monthly Fee
  • Quarterly Fee
  • Flat Fee
  • Assets Under Management

Fee Options

  • Monthly Fee: $350+/mo
  • Quarterly Fee: $1050+/qtr
  • Flat Fee: $400+/engagement
  • Assets Under Management: 0.56%

SEC Records

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