Spencer Stephens, CFP®, MS Rooted Interest

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About Spencer Stephens, CFP®, MS

Hello. My name is Spencer and I am a recovering dragon…

In middle school, my parents started giving me $10 each week to buy lunch. This was my first real income stream and I loved it! But I quickly noticed that if I used my “hard earned” money on lunch I would have less of it. So naturally, I stopped buying lunch! But why stop there? I stopped buying basically everything so I could have more money… I was like a treasure-hoarding dragon!

That was until senior year of high school when I bought my first stock and used my first credit card to impulse purchase $100 shoes. I also had a lot of fun using my money to go on adventures with friends and my dragon scales started peeling back. I realized that it is possible to live life now while still saving and preparing for the future.

I completed my undergraduate studies in psychology with a business minor and was planning to become a business psychologist. However, my Intro to Finance class blew me away with discussions about Roth IRAs and compounding interest. I had no idea this stuff existed!

So, I changed directions and completed a master’s degree in Finance. Afterward, I completed all the requirements to become a CERTIFIED FINANCIAL PLANNER™. These steps have given me the expertise needed to best serve my clients.

Throughout this process, I also married my high school sweetheart, had 4 kids and worked full-time. I know exactly what it’s like to be a young parent in the throngs of life!

While I still have some dragon-like financial tendencies, I have learned how to use the money to bring joy to my life and the lives of others. Personal finance is way more personal than it is finance! That’s why I help my clients focus on their life goals, determine how to best plan for them, and guide them through life’s journey along the way to their dreams.

I believe firmly that working with an independent, fee-only, CFP® professional like me is the best way to achieve financial success. Now let me show you how! Contact me today to get started.

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Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

Ideal Clients

  • Cash Flow/Budgeting
  • FIRE (Financial Independence Retire Early)
  • Technology Professionals

Ways Advisor Charges

  • Flat Fee
  • Hourly
  • Assets Under Management

Fee Options

  • Flat Fee: $2000/engagement
  • Hourly Fee: $150/hr
  • Assets Under Management: 0.85%

SEC Records

Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

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