Spencer Stephens, CFP®, MS Rooted Interest

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About Spencer Stephens, CFP®, MS

Hello. My name is Spencer and I am a recovering dragon…

In middle school, my parents started giving me $10 each week to buy lunch. This was my first real income stream and I loved it! But I quickly noticed that if I used my “hard earned” money on lunch I would have less of it. So naturally, I stopped buying lunch! But why stop there? I stopped buying basically everything so I could have more money… I was like a treasure-hoarding dragon!

That was until senior year of high school when I bought my first stock and used my first credit card to impulse purchase $100 shoes. I also had a lot of fun using my money to go on adventures with friends and my dragon scales started peeling back. I realized that it is possible to live life now while still saving and preparing for the future.

I completed my undergraduate studies in psychology with a business minor and was planning to become a business psychologist. However, my Intro to Finance class blew me away with discussions about Roth IRAs and compounding interest. I had no idea this stuff existed!

So, I changed directions and completed a master’s degree in Finance. Afterward, I completed all the requirements to become a CERTIFIED FINANCIAL PLANNER™. These steps have given me the expertise needed to best serve my clients.

Throughout this process, I also married my high school sweetheart, had 4 kids and worked full-time. I know exactly what it’s like to be a young parent in the throngs of life!

While I still have some dragon-like financial tendencies, I have learned how to use the money to bring joy to my life and the lives of others. Personal finance is way more personal than it is finance! That’s why I help my clients focus on their life goals, determine how to best plan for them, and guide them through life’s journey along the way to their dreams.

I believe firmly that working with an independent, fee-only, CFP® professional like me is the best way to achieve financial success. Now let me show you how! Contact me today to get started.

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Ideal Clients

  • Cash Flow/Budgeting
  • FIRE (Financial Independence Retire Early)
  • Technology Professionals

Ways Advisor Charges

  • Flat Fee
  • Hourly
  • Assets Under Management

Fee Options

  • Flat Fee: $2000/engagement
  • Hourly Fee: $150/hr
  • Assets Under Management: 0.85%

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