About Sean Rogers, CFP®
Sean earned his Bachelor’s degree from John Carroll University with a major in Business Management and a minor in Psychology. Shortly after relocating to Southwest Florida in 2005 he began to pursue a career in the financial services industry as a mortgage professional. It did not take long for him to recognize that this particular segment of the industry was driven by short term transactional relationships. Seeking an opportunity to pursue relationships with clients that were longer term and wider in scope, in 2007 he began the process of becoming licensed to deliver insurance and investment advice to the public.
By the end of 2008, he obtained his Florida 215 insurance license, passed the Series 7 General Securities Representative Exam (GSRE), and also passed the Series 66 (The Uniform Combined State Law) examination. From 2008 thru September of 2014, Sean worked with a firm in Fort Myers, Florida providing insurance and investment related advice and services to his clients. During this time Sean gained considerable knowledge and experience in all of the core domains related to personal finance and made the decision to pursue and obtain the Certified Financial Planner™ credential in an effort to build competence and demonstrate a commitment to his calling.
Sean grew up in the Northeastern suburbs of Cleveland, Ohio and stayed close to home during his undergraduate education at John Carroll University. In late 2005 he visited his aunt and uncle in Bonita Springs, Florida and decided that the weather was nice enough to stay for a while. Just a few months later he met his wife, Krista. Sean and Krista now live and work in the Estero, FL area and were just recently blessed with the newest addition to their family, Colin Andrew Rogers, on 6/16/2016. They enjoy many of the great things that Southwest Florida has to offer but both grew up in the Midwest and do the best that they can to stay connected to their roots in Ohio and Michigan – especially in the summertime.
Sean’s current shortlist of hobbies and interests includes the following:
-Anything and everything that has to do with dogs
-Personal education and growth in all areas of life via books, articles, podcasts, etc…
-Nutrition, strength and conditioning training, and general controllable factors related to health & wellness
-Cooking (still a novice but learning more every day)
-Ice hockey (Sean found himself on ice skates at an early age and played organized hockey through high school, college, and more recently in local men’s league teams in Southwest Florida)
When and how Sean realized that the industry was broken…
In January of 2014, Sean became a Certified Financial Planner™ certificant. While he was working with his prior firm, his compensation was generated in a number of different ways, but the primary source was from commissions that were generated as a result of selling financial products. This was because like many firms, the emphasis of the organization was on selling life insurance and annuity products. Over time as a result of his personal experiences and exposure to what others in the industry were doing, he started to question whether or not this was the most appropriate environment to be working with a client in. He was struggling with the idea that there was a direct link between the advice that he gave and how he was compensated. Said differently, he was only compensated when financial products were sold. This did not sit well with Sean because as a Certified Financial Planner™ professional, he was now held to a different set of standards and was required to take on the role of a fiduciary to when working with clients – a higher standard of care than is required by a large percentage of the industry.
Pursuit of a better approach…
After a great deal of soul searching and conducting research on the various business models that existed in the marketplace, Sean realized that there was only one way that he felt comfortable delivering and being compensated for financial advice. It had to be comprehensive, competent advice, delivered in a conflict-free environment. In October of 2014 Sean began his pursuit of building an independent financial practice with this core conviction in mind. Since that time he has served many families and has uncovered what he feels are the essential elements of a successful relationship between a family and their trusted advisor. At the end of the day, he feels that the purpose of his existence in this industry is to create a structured environment that will allow individuals and families to:
Establish financial goals that are deeply connected to their unique personal values and life mission. In this process, goals that are established must be specific, measurable, achievable, relevant, and time-bound (S.M.A.R.T.).
Navigate through a process that will allow them to study their current and future expected financial position as it relates to their financial goals and gain extreme clarity on the actions that they can take to close the gap between their current reality and future desired outcome(s).
Sean has developed a process centered around the integration of what he calls the “three legged stool” of comprehensive wealth management in an effort to help families effectively manage their financial affairs:
1) Central organization of all information that is relevant to an individual or family’s plan
2) Pro-active monitoring and measurement of the Balance Sheet
3) Pro-active monitoring and measurement of the Cash Flow Statement
By properly monitoring, analyzing, and strategizing around these core domains over time, it creates and environment in which clients can feel confident that they are making the best possible decisions based on their unique goals and circumstances.
Sean’s vision for the future…
Sean’s vision is to build an organization that specializes in delivering virtual, highly customized, conflict free, and comprehensive financial guidance to the public using time tested principles and an interactive educational approach. He will use this platform to consult with other advisors and provide turn-key access to carefully selected professionals across the United States, allowing them to leverage this system and build a successful practice of their own while loyally serving the public and catalyzing desperately needed change in the notoriously broken and conflict ridden industry sector currently referred to as “financial services”.
- Financial Coaching
- Gen X
- Income Planning
Ways Advisor Charges
- Monthly Fee
- Quarterly Fee
- Flat Fee
- Assets Under Management
- Hourly Fee: $200 / hr
- Monthly Retainer: $100+ / month
- AUM: 1%