Rafael Melendez, CFP®, CSLP Next Gen Financial Planning

Contact this advisor

About Rafael Melendez, CFP®, CSLP

Growing up I never truly understood the power that knowledge of money and money habits holds. As a child to immigrants, money was never an abundant resource. I recall “working” 8 hour days with my father’s landscape contracting company to earn $20. Working mainly consisted of passing out marketing brochures to homes in development and sitting in the truck eating ice cream. I knew that if I went to work for those $20, in three days I would have enough money to buy myself a new video game. So I went to work. This was the first true lesson I had in saving money to achieve a goal of mine.

Life has a funny way of giving in abundance. As I grew up, money came in abundance. I started working my first part-time job and I had extra money in my pocket. Expenses also came in abundance. Therein came my desire to be smart with money. I knew that the things I desired in this life required some form of planning as my life became more complex. No longer could I spend as I earned and expect to achieve all of the success and goals I had set for myself.

Your life is complex and dynamic. Much more than mine was at 10 years old when all I had to worry about was which video game I wanted to buy or what bag of chips I wanted to eat. Your life in your 20’s, 30’s, & 40’s is ever-changing and comes with important financial decisions. I decided to become a financial planner so that I can help you: take that long vacation, help pay for your children’s college expenses, feel confident about purchasing your first home, understand how to repay your student loans and more. My goal in our relationship is to allow you to do the things that you truly love without worrying about how to get there.

Rafael is a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Student Loan Professional. He attended San Diego State University where he received a Bachelors of Science in Financial Services degree and was involved in the SDSU Financial Planning Association and Finance & Investment Society.

Contact this advisor

Ideal Clients

  • Family Financial Planning
  • Gen Y/Millennials
  • Student Loan Debt
  • Young Professionals

Ways Advisor Charges

  • Monthly Fee
  • Annual Fee
  • Hourly

Fee Options

  • Monthly Fee: $150+/mo
  • Flat Fee: $500+/engagement
  • Hourly Fee: $250+/hr

SEC Records

Loading...