Nick Covyeau, CFP® Swell Financial, Inc

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About Nick Covyeau, CFP®

Hi, I’m Nick Covyeau, a CERTIFIED FINANCIAL PLANNER ™ and founder of Swell Financial located in Costa Mesa, California.

Having spent the first decade of my career proudly serving clients at both large wealth management firms, as well as small private wealth institutions, I ultimately decided to launch my own RIA. I did this so that clients could experience the real depth that actual financial planning, when done to its fullest, has to offer.

I know the frustration of feeling like “just another account” or being “too small” to get the level of attention and planning you truly deserve. I’m an advocate that smaller is better when it comes to the number of clients an Advisor works with and that Advisors can provide more value by being an expert in one space, rather than a generalist.

While the range of my experience in helping people with their finances is quite extensive, I found I do my best work when someone comes to me within 5 to 10 years before retirement. Using this small window before retirement, we can create a strategy of that focuses on helping you pay less in taxes, make smarter, more informed investment decisions, and retire sooner.

I’m passionate about helping people live into what’s most important to them and build confidence around how they think and feel about money. I’m all about collaborating together in designing a financial plan and making sure your plan is adjusting as your life changes.

After all, your life isn’t static, so neither should your financial plan.

A little bit about me:

I live in Eastside Costa Mesa, CA with my wife, Kristin. Outside of the office, I enjoy spending time outdoors surfing, hiking, sailing, and going on weekend getaways. When my wife and I are not at the beach, you can find us testing out a new recipe in the kitchen or exploring a local restaurant we found on Yelp.

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Recently Published

Turning a Negative into a Positive through Tax Loss Harvesting

November 17, 2022

Not every investment is going to be a winner and when investment losses occur, it is important to remember that having the right approach and an understanding of taxes can help you in the long run.

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Should You Use Your 529 Account To Pay For College When The Market Is Down?

October 21, 2022

Weren’t bonds supposed to be a safer alternative to stocks? Then why are they down over double digits this year and what should we do with our 529 account as our child prepares to start college next year?

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A Three-Part Series on Making the Most of Your Retirement Dollars - Part III

October 21, 2022

Taxes will be your single largest expense in retirement. So why pay more than you need to? In this blog post, we’ll explore the strategies behind how to pay less in taxes and keep more of your hard-earned money.

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Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

Ideal Clients

  • Baby Boomers
  • Educators, Teachers, and Academics
  • Retirement Planning
  • Tax Planning

Fee Options

  • Monthly Fee: $300+/mo
  • Assets Under Management: 1.00%

SEC Records

Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

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