Nicholas Rygiel, CFP®, Certified Digital Asset Advisor Ironclad Financial

About Nicholas Rygiel, CFP®, Certified Digital Asset Advisor

Nick graduated from the United States Naval Academy with a Bachelor of Science degree in Systems Engineering in 2004 (computer engineering and robotics). He served four years as a Surface Warfare Officer aboard the USS PORTER (DDG-78) and two years at the Center for Surface Combat Systems (CSCS) in Dahlgren, VA as a Naval Liaison Officer and Management Analyst (supporting the Littoral Combat Ship and Unmanned Vehicles training programs). After he transitioned out of the Navy, he worked for Deloitte Consulting (Strategy & Operations) in Arlington, VA prior to joining Merrill in October 2011. At Merrill, he was a Senior Financial Advisor until July 2022, when he left to form his own Registered Investment Advisory (RIA) firm called Ironclad Financial.

*Options involve risk and are not suitable for all investors. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document Characteristics and Risks of Standardized Options. This document is available by contacting your Ironclad Financial Advisor.

*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.

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Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

Ideal Clients

  • Cryptocurrency
  • Gen X
  • Military & Veterans
  • Portfolio Management

Ways Advisor Charges

  • Monthly Fee
  • Assets Under Management

Fee Options

  • Monthly Fee: $250+/mo
  • Assets Under Management: 0.70%

SEC Records

Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

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