Morgen Rochard, CFP®, CFA Origin Wealth Advisers LLC

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About Morgen Rochard, CFP®, CFA

I’m Morgen Rochard and I am the founder of Origin Wealth Advisers. My firm is an independent, fee-only practice dedicated to helping young families and professionals align their finances with their life goals.

I know that finances can seem complicated and overwhelming at times. There are many moving parts, all of which require the proper attention to get you where you need to be. I am passionate about connecting these dots to help you reach your goals and most importantly live the life you want to live.

I am a fee-only CERTIFIED FINANCIAL PLANNER™ and a Chartered Financial Analyst. Prior to founding Origin, I managed portfolios at UBS Financial Services for high net worth investors. I also worked at Merrill Lynch providing financial analysis for a large private wealth team. I started my career in finance trading for Trinity Derivatives Group as an equity options market maker. In my free time, I like to hang with my husband, learn French, play Scott Joplin on the piano, listen to JockoPodcast (Good Evening), and generally get after it.

All of these experiences have led me to believe that financial independence is only achieved by having a plan and being disciplined about sticking to it. My firm provides real advice to real people who want to get serious about their financial future. That is why I only provide financial planning and don’t sell products.

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Recently Published

Family Limited Partnerships!

July 7, 2021

Wondering what you'll do about an estate tax problem, now that you're thoroughly on your way to accumulating great wealth? Family limited partnerships (FLPs) can be a great tool to pass along assets and your business!

How does it work?

You, the parent, becomes the general partner in the FLP. You transfer your business or financial assets into the partnership and continue to control them. Your children (or trusts for your children) act as limited partners, who receive their share of income from the partnership. You retain control of your assets and your business.

Why would you want to set up an FLP?

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The advantages of using an FLP:

  • Your children's limited partnership interests are generally valued at less than market value because they have no control over the partnership and have little ability to sell their shares. This can help save on gift and estate taxes.

  • At death, only the value of your interest in the partnership (usually 1%) will be included in your estate for estate tax purposes.

  • Any future appreciation of the partnership and much of the income will be shifted to your children. If your children are in a lower tax bracket than you, this will reduce income taxes, as income generated by the partnership flows through to your children and is taxed at their rate.

  • You retain control of your business and can collect a salary, while transferring ownership to the next generation.

  • Your assets are protected by the structure of the partnership.

Feel free to bring this up at our next meeting and we can see if this strategy is appropriate for your financial plan!

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Back Door Roth IRA Contributions

June 1, 2021

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Inflation Hurts

June 1, 2021

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Ideal Clients

  • Entrepreneurs
  • Gen X
  • Parents
  • Retirement Planning

Ways Advisor Charges

  • Flat Fee

Fee Options

  • Flat Fee: $12,000+

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