Massimiliano De Santis, CFP®, PhD DESMO Wealth Advisors, LLC

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About Massimiliano De Santis, CFP®, PhD

Massimiliano (“Massi”) De Santis founded DESMO Wealth to help people live better lives through increased financial health and wellness. The clarity and motivation that come from a plan tailored to your values lead to better decision making in all areas of your life and increased life satisfaction. DESMO Wealth is based on one key principle: Care. Our advisors care about you, your life, and the lives of those dear to you.

DESMO Wealth is a fee-only advisor firm, does not receive commissions, and does not have minimum asset requirements. We believe everyone should have access to a plan tailored to their values and aspirations.

The Meaning of DESMO

DESMO is a Greek word that means link or connection. We help you achieve your life goals by providing the link between your money and your values. It is also a play on Massi’s last and first names (DES-MO). Massi is a Ph.D. economist and a CFP® professional specializing in financial planning and behavioral economics. Massi has over 18 years of experience in solving complex financial problems for individuals, financial advisors, and endowments and foundations. Before founding DESMO Wealth, Massi held senior investment strategy positions at Dimensional Fund Advisors in Austin and Stone Ridge Asset Management in New York.

Prior to moving to the financial services industry, Massi was an assistant professor at Dartmouth College, where he taught finance and macroeconomics. Massi’s accomplishments include the development of award-winning strategies at Dimensional Fund Advisors and, with S&P Dow Jones, the development of the first set of indices that track retirement readiness (the S&P STRIDE indices).

Massi has written numerous papers on financial planning, retirement, risk management, and portfolio selection. His work has been featured in USA Today, Market Watch, S&P Dow Jones, Financial Planning Association, Investment News, Pensions and Investment, and Kiplinger’s.

Massi is a member of the finance council at his local church, a member of the Knights of Columbus, and started out after college as a fireman in his hometown in Maremma, Italy. He moved to California to pursue his Ph.D. in economics and finance. He is married with three sons.

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Ideal Clients

  • Family Financial Planning
  • Gen Y/Millennials
  • Retirement Planning
  • Student Loan Debt

Ways Advisor Charges

  • Monthly Fee
  • Flat Fee
  • Assets Under Management

Fee Options

  • Monthly Fee: $100+/mo
  • Flat Fee: $500+/engagement
  • Assets Under Management: 0.75%

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