Ken Hoyt, CFP®, EA Perennial Advisors Group (Westford MA)

About Ken Hoyt, CFP®, EA

I provide clients with customized, comprehensive financial planning and investment advice based on your financial goals and stage of life. Services may include goal setting, investment allocation and selection, college savings strategies, retirement planning, insurance needs analysis, cash flow planning, estate planning guidance, and tax planning & preparation.

I abide by a fiduciary standard, which always puts the client’s interests first. I give unbiased, no-conflict-of-interest, honest advice stemming from a fee-only financial structure.

My goal is to provide the best financial advice by eliminating sales agendas, commissions, percentage fees, and the one-size-fits-all approach.  Give straight talk, honest answers, and a willingness to put the clients’ interests first.

I grew up in Natick, Massachusetts, earned my undergraduate degree from Syracuse University and my graduate degree in finance from Northeastern University. I have over 15 years of experience in the financial industry, beginning as a financial analyst for Bank of New York Mellon and transitioning into technology sales for 8 years. I reside in Westford, Massachusetts with my wife and three kids.

My current passions include CrossFit, coaching girls’ softball, riding my motorcycle, golf, reading about U.S. history, and spending time with family and friends.

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