Jirayr Kembikian, CFP® Citrine Capital
- 535 Mission St 14th Floor, San Francisco, CA 94105
- (415) 494-8262
About Jirayr Kembikian, CFP®
Jirayr started his career with one of the nation’s largest banks, where he repeatedly witnessed the enduring impact of a solid financial plan on clients’ success. This led him to pursue a career as a financial planner with a mission to provide all clients with a great financial roadmap and professional guidance in order to help them reach their full financial potential.
Prior to Citrine Capital, Jirayr was a financial planner and investment advisor representative at Ameritas Investment Corporation where he earned his Series 6, 63 and 65 licenses. In 2016, Jirayr joined Ryan at Citrine Capital where he now serves as a managing partner.
Jirayr is an Investment Advisor Representative (IAR), California, Life, Health and Disability Insurance Agent, and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He has helped hundreds of individuals and families develop a financial plan and work towards their financial goals.
Jirayr holds a degree in finance from San Francisco State University. Born and raised in Marin County, he is an active community and board member in local service organizations. He is passionate about his active lifestyle including sports, mountain biking, hiking, photography and international travel.
In the world of investment management there is an oft-discussed idea that blindfolded monkeys throwing darts at pages of stock listings can select portfolios that will do just as well, if not better, than both the market and the average portfolio constructed by professional money managers. If this is true, why might it be the case?
Investors should understand that IPOs have generally underperformed broader market benchmarks in recent decades and that their fundamental characteristics suggest lower expected returns.
Outguessing markets is more difficult than many investors might think. While favorable timing is theoretically possible, there isn’t much evidence that it can be done reliably, even by professional investors. The positive news is that investors don’t need to be able to time markets to have a good investment experience.
- Family Financial Planning
- Gen X
- Investment Planning & Management
- Technology Professionals
Ways Advisor Charges
- Monthly Fee
- Quarterly Fee
- Annual Fee
- Flat Fee
- Monthly Fee: $625+/Month
- Quarterly Fee: $1875/Quarter
- Flat Fee: $7500/One-time Plan
- Hourly Fee: $300/Hour