About Jirayr Kembikian, CFP®
Jirayr started his career with one of the nation’s largest banks, where he repeatedly witnessed the enduring impact of a solid financial plan on clients’ success. This led him to pursue a career as a financial planner with a mission to provide all clients with a great financial roadmap and professional guidance in order to help them reach their full financial potential.
Prior to Citrine Capital, Jirayr was a financial planner and investment advisor representative at Ameritas Investment Corporation where he earned his Series 6, 63 and 65 licenses. In 2016, Jirayr joined Ryan at Citrine Capital where he now serves as a managing partner.
Jirayr is an Investment Advisor Representative (IAR), California, Life, Health and Disability Insurance Agent, and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He has helped hundreds of individuals and families develop a financial plan and work towards their financial goals.
Jirayr holds a degree in finance from San Francisco State University. Born and raised in Marin County, he is an active community and board member in local service organizations. He is passionate about his active lifestyle including sports, mountain biking, hiking, photography and international travel.
Investment fads are nothing new. When selecting strategies for their portfolios, investors are often tempted to seek out the latest and greatest investment opportunities.
A growing contingent of millennials and Gen Xers are stashing away between 40 to 80 percent of their take-home pay to join the FIRE movement. Their goal is to reach financial independence and free themselves from their corporate nine to five’s, allowing them to travel, raise families and work on their own terms. The lucky ones are reaching Financial Independence, Retire Early (FIRE) in as little as five to 10 years by working hard to increase their earning while simultaneously living a lifestyle of frugality.
- Family Financial Planning
- Gen X
- Investment Planning & Management
- Technology Professionals
Ways Advisor Charges
- Monthly Fee
- Annual Fee
- Financial Planning Fee: $4000+
- Ongoing Fee: .95% annually of AUM (350/month minimum)