Jirayr Kembikian, CFP® Citrine Capital

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About Jirayr Kembikian, CFP®

Jirayr started his career with one of the nation’s largest banks, where he repeatedly witnessed the enduring impact of a solid financial plan on clients’ success. This led him to pursue a career as a financial planner with a mission to provide all clients with a great financial roadmap and professional guidance in order to help them reach their full financial potential.

Prior to Citrine Capital, Jirayr was a financial planner and investment advisor representative at Ameritas Investment Corporation where he earned his Series 6, 63 and 65 licenses. In 2016, Jirayr joined Ryan at Citrine Capital where he now serves as a managing partner.

Jirayr is an Investment Advisor Representative (IAR), California, Life, Health and Disability Insurance Agent, and a CERTIFIED FINANCIAL PLANNER™ (CFP®). He has helped hundreds of individuals and families develop a financial plan and work towards their financial goals.

Jirayr holds a degree in finance from San Francisco State University. Born and raised in Marin County, he is an active community and board member in local service organizations. He is passionate about his active lifestyle including sports, mountain biking, hiking, photography and international travel.

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Recently Published

IPOs: Profiles Are High. What About Returns?

August 2, 2019

Investors should understand that IPOs have generally underperformed broader market benchmarks in recent decades and that their fundamental characteristics suggest lower expected returns.

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Timing Isn’t Everything

July 1, 2019

Outguessing markets is more difficult than many investors might think. While favorable timing is theoretically possible, there isn’t much evidence that it can be done reliably, even by professional investors. The positive news is that investors don’t need to be able to time markets to have a good investment experience.

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The Randomness of Global Equity Returns

June 10, 2019

A globally diversified approach can deliver more reliable outcomes over time with less volatility than investing in individual countries. This can help investors stay on track, through all kinds of markets, toward their long-term goals.

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Ideal Clients

  • Family Financial Planning
  • Gen X
  • Investment Planning & Management
  • Technology Professionals

Ways Advisor Charges

  • Monthly Fee
  • Quarterly Fee
  • Annual Fee
  • Flat Fee
  • Hourly

Fee Options

  • Monthly Fee: $625+/Month
  • Quarterly Fee: $1875/Quarter
  • Flat Fee: $7500/One-time Plan
  • Hourly Fee: $300/Hour

SEC Records

States Registered

  • California

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