Gabriel Kaplan, CFP®, CPA Wealth Habits

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About Gabriel Kaplan, CFP®, CPA

I’m Gabriel Kaplan, CFP® CPA, and the founder of Wealth Habits. My firm offers integrated financial planning. I focus on clients that are financially motivated, place a high value on their time, and want advice that is tailored to their unique situation.

I also provide the following specialized services:

(1) Financial planning services for tech professionals with equity compensation

Focus on optimizing equity compensation for founders and tech professionals. Whether you have Incentive Stock Options (ISOs), Non-qualified Stock Options (NQSOs), RSUs, or anything else, I can help you navigate your divestment and diversification strategy in a tax optimized way.

(2) Advisory services for small business owners

Services include helping small business owners set up retirement benefits, tax opportunities, risk mitigation, and business transition.

(3) Retirement Planning & Investment Management

Help you understand how you should be preparing for retirement.
Assist you in identifying portfolio options, risk levels, minimizing expenses.

Who makes a good candidate for retirement planning and investment management?
(a) If you need help understanding how much you should save and where you should invest in preparation for retirement
(b) If investing is an emotionally charged activity that leads you to act in ways that undermine your interests
(c) If you are a busy professional with little time to devote to your investments

No minimum level of assets is required.

Common Questions
– How many ISOs can I exercise before hitting the AMT?
– What investments should I choose for my 403(b) / 401(k)?
– How much should I be saving? What should I prioritize first?
– How much can I afford to spend on a home without affecting my other goals?
– What are the tax consequences of XYZ?

Together we can clarify your priorities, establish your goals, figure out solutions, and decide on a plan of action.

Bio:
I was born in Sweden and grew up in South America. After living and working internationally, I settled in NYC. I’m married to a neurologist, and we are building a family. Prior to becoming a financial planner, I worked in asset management, tax, and consulting.

My interests are:
biking, photography, and exploring new places (when not in a pandemic).

Credentials and Education:
– Certified Financial Planner ™
– Certified Public Accountant (CPA)
– MBA from NYU Stern School of Business
– Masters in Business Taxation from the University of Southern California
– BSE from the University of Pennsylvania

Beliefs:
– I don’t believe in the one-size-fits-all approach
– My fee-only structure allows me to put my clients’ interests first

If you are considering financial planning help, please set up a FREE consultation.

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Year-End Tax Strategies For Your Portfolio

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Key Takeaways In a bear market, it’s more important than ever to make sure you are taking advantage of every tax break available to you. There are three key tax strategies that can be especially beneficial in a down market: Tax-loss harvesting Converting traditional IRA assets to Roth IRAs Using qualified charitable distributions to give …

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Buying a Car

October 7, 2020

Owning a car can be a significant expense that eats into your bank account each month. Aside from the upfront purchase, you also have to worry about long-term expenses associated with maintenance, gasoline, and insurance coverage. Worry not – there are many strategies you can adopt to minimize costs. Below, we discuss the best time to buy a car, money-saving features, and more. With these tips and tricks, you can avoid paying too much, while staying on the road with a car that meets your needs.

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Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

Ideal Clients

  • Business Owners
  • Equity Recipients (RS/RSU SOP ESPP)
  • Retirement Planning

Ways Advisor Charges

  • Flat Fee
  • Hourly
  • Assets Under Management

Fee Options

  • Flat Fee: $750+/engagement
  • Hourly Fee: $250+/hr
  • Assets Under Management: 0.50%

SEC Records

Disclosure

The annual XYPN membership fee paid by this firm is in consideration of a variety of services and benefits provided by XYPN to its advisor members - including the ability to be listed in this Directory. For a complete description of current XYPN member benefits, please refer to the Membership Benefits section of this website. For current membership pricing, please refer to the Pricing section.

XYPN, due to the compensation it receives from advisors in the form of the annual membership fee, has an incentive to list only these such advisors in the Directory. This creates a material conflict of interest.

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