About Don Hance Jr., CFP®, EA
Don Hance, Jr. is a CERTIFIED FINANCIAL PLANNER™, an IRS Enrolled Agent, and the founder of LifeSighted, a fiduciary financial planning and tax prep company centered on helping clients simplify their personal or family finances so they can focus on living a life that they love.
Before starting LifeSighted, Don spent several years working at a firm with a diverse set of retired, high net worth clients. Through the conversations he had with his clients during that time, he learned a great deal about their histories, including how they built and maintained their wealth. Among the trends that stood out the most through those conversations is that many clients wished they had spent more time enjoying the journey of life, rather than pushing off their dreams until retirement. Wanting to make sure that his generation did not fall prey to the same regrets, Don made it his mission to bring life-focused financial planning to those who wanted it, regardless of portfolio size. And thus, LifeSighted was born.
Don holds a Bachelor of Science in Business Administration with an emphasis in Entrepreneurial Studies from the University of Southern California, and his CFP® coursework was completed at UCLA Extension, where he obtained a Certificate in Personal Financial Planning, earning it with distinction. He is the director of NexGen for the Financial Planning Association of Los Angeles and an active member of NAPFA Genesis, both of which are organizations that represent the future of the financial planning industry. In his free time, he regularly takes advantage of the pleasant Southern California weather, playing baseball, softball, and volleyball or enjoying a nice hiking trail or a day at the beach.
Not all 401(k) plans are created equal. Hidden fees are rampant in today's 401(k) marketplace, and if you have a bad 401(k) plan, you may want to do some research before blindly maxing out your 401(k) contributions. But how do you know that you have a crummy 401(k)?
Regardless of whether you rent or buy, housing is likely to be one of the largest expenditures you will have over your lifetime, second maybe only to taxes. Obviously, paying your tax bill feels a whole lot worse than paying your mortgage, which is why we all do our darnedest to minimize our tax liability. Still, making the right housing decisions can have just as much of an impact on your finances, and as a result, other areas in your life too.
As many of you know, there have been a lot of changes to the tax code under the Tax Cuts & Jobs Act that will affect everyone to some extent. Most of these changes are taking effect this tax year (2018) and will last until 2025, at least, so I thought it would be helpful to highlight a number of the changes here just in case you wanted to get started on your tax planning early this year (and you should)!
- Gen Y/Millennials
- Tax Planning
- Technology Professionals
- Work/Life Balance
Ways Advisor Charges
- Monthly Fee
- Quarterly Fee
- Flat Fee
- Monthly: $150+/mo
- Quick Start: $499
- Hourly: $200/hr