Craig Joncas, CFP® Penobscot Financial Advisors
- One Monument Square Suite 501, Portland, ME 04101
- 2079901901
- cjoncas@penobscotfa.com
- https://www.penobscotfa.com
About Craig Joncas, CFP®
Hi. I am Craig Joncas, a Certified Financial Planner™ (CFP®) who believes that EVERYONE deserves access to quality financial advice. With the help of my team at Penobscot Financial Advisors, I provide comprehensive Financial Planning and Asset Management services to individuals and families regardless of their income, assets or financial standing. I strive to develop long-term relationships with my clients, by acting as more than just their trusted advisor, but also as an educator, friend, and partner in their financial success.
Our firm specializes in working with University Professors and Professionals, as well as young professionals. We deliver Financial Planning services on a monthly fee basis and set this pricing relative to income – making our services affordable to everyone. We also perform Asset Management services on an assets under management pricing schedule. We work as Fee-Only Fiduciaries, bound to an obligation to work in the best interest of our clients.
A Maine native, I earned my degree in Business Finance from the University of Maine. Always having an interest in personal financial planning, I was fortunate to intern with Penobscot Financial Advisors during my time there. Here we are over ten years later, and I serve as the Managing Principal of that same firm. My Maine roots have ingrained the values of hard work and loyalty, which I apply every day with a strong commitment to my firm and our clients.
At work, I perform multiple roles. I am an Advisor to clients, serve on the Financial Planning & Investment Committees, and the Chief Compliance Officer for PFA. I enjoy the variety that each day brings and working as a team to build an organization that delivers quality advice to those who need it the most. Outside of work, you’ll find me trying to improve my golf game, bowling, running, or enjoying the Maine outdoors and the changing seasons!
Recently Published
Don’t Under-estimate your Capital Gains tax!
July 17, 2019Often, the most disappointed reactions we get from clients is not the result of market declines. Rather, it’s the surprise that happens when they get their tax bill. Frequently, capital gains taxes are to blame. It’s important to know what causes someone to have to pay capital gains tax. Any...
The post Don’t Under-estimate your Capital Gains tax! appeared first on Penobscot Financial Advisors.
Double Dipping: How to take Social Security while still getting paid!
July 5, 2019Conventional wisdom has it that Social Security benefits are for when you’ve retired. Earning money AND taking Social Security at the same time seems a bit rogue, and such schemes do have limitations imposed by the Social Security Administration. However, there ARE, in fact times when you can double-dip and...
The post Double Dipping: How to take Social Security while still getting paid! appeared first on Penobscot Financial Advisors.
Recession 101: A refresher.
June 28, 2019“A recession is when your neighbor loses his job. A depression is when you lose your job. A recovery is when (insert name of a political foe) loses his/her job.” – old time political jab Judging by the media and clients I meet with, Recession is becoming front-of-mind. If you...
The post Recession 101: A refresher. appeared first on Penobscot Financial Advisors.
Ideal Clients
- Gen Y/Millennials
- University Employees
- Wealth Management
- Young Professionals
Ways Advisor Charges
- Monthly Fee
- Flat Fee
- Assets Under Management
Fee Options
- Monthly fee: $75+/mo
- Flat fee: $900+
- AUM: 0.75%
SEC Records
States Registered
- Maine
