- One Monument Square Suite 501, Portland, ME 04101
- 2079901901
- cjoncas@penobscotfa.com
- https://www.penobscotfa.com
About Craig Joncas, CFP®
Hi. I am Craig Joncas, a Certified Financial Planner™ (CFP®) who believes that EVERYONE deserves access to quality financial advice. With the help of my team at Penobscot Financial Advisors, I provide comprehensive Financial Planning and Asset Management services to individuals and families regardless of their income, assets or financial standing. I strive to develop long-term relationships with my clients, by acting as more than just their trusted advisor, but also as an educator, friend, and partner in their financial success.
Our firm specializes in working with University Professors and Professionals, as well as young professionals. We deliver Financial Planning services on a monthly fee basis and set this pricing relative to income – making our services affordable to everyone. We also perform Asset Management services on an assets under management pricing schedule. We work as Fee-Only Fiduciaries, bound to an obligation to work in the best interest of our clients.
A Maine native, I earned my degree in Business Finance from the University of Maine. Always having an interest in personal financial planning, I was fortunate to intern with Penobscot Financial Advisors during my time there. Here we are over ten years later, and I serve as the Managing Principal of that same firm. My Maine roots have ingrained the values of hard work and loyalty, which I apply every day with a strong commitment to my firm and our clients.
At work, I perform multiple roles. I am an Advisor to clients, serve on the Financial Planning & Investment Committees, and the Chief Compliance Officer for PFA. I enjoy the variety that each day brings and working as a team to build an organization that delivers quality advice to those who need it the most. Outside of work, you’ll find me trying to improve my golf game, bowling, running, or enjoying the Maine outdoors and the changing seasons!
Recently Published
Don’t Short-Change Diversification
January 18, 2019When we talk about diversification, the general rule is ‘not wanting all your eggs in one basket.’ Obviously, it’s important that we not be in a position to lose the whole enchilada if a company goes out of business. But actually, diversification plays more of a role than simply protecting...
The post Don’t Short-Change Diversification appeared first on Penobscot Financial Advisors.
Beware the Social Security Tax Torpedo!
January 11, 2019Your quiz of the week: Are Social Security benefits taxable income? a) Yes b) No c) It depends If you’re at all familiar with federal programs and taxation, I hope you chose c without any hesitation. Tax issues are never so cut-and-dried that they can be answered with a simple...
The post Beware the Social Security Tax Torpedo! appeared first on Penobscot Financial Advisors.
A few worthy New Years Resolutions
January 4, 2019By the time this blog posts, many of us will have already broken our resolutions for 2019. That doesn’t make us bad people… rather, we’re good people who make bad resolutions. Bad resolutions are those that are over-ambitious, or that are too vague, or that really aren’t all that important...
The post A few worthy New Years Resolutions appeared first on Penobscot Financial Advisors.
Ideal Clients
- Gen Y/Millennials
- University Employees
- Wealth Management
- Young Professionals
Ways Advisor Charges
- Monthly Fee
- Flat Fee
- Assets Under Management
Fee Options
- Monthly fee: $75+/mo
- Flat fee: $900+
- AUM: 0.75%
SEC Records
States Registered
- Maine