Craig Joncas, CFP® Penobscot Financial Advisors
- One Monument Square Suite 501, Portland, ME 04101
- 2079901901
- cjoncas@penobscotfa.com
- https://www.penobscotfa.com
About Craig Joncas, CFP®
Hi. I am Craig Joncas, a Certified Financial Planner™ (CFP®) who believes that EVERYONE deserves access to quality financial advice. With the help of my team at Penobscot Financial Advisors, I provide comprehensive Financial Planning and Asset Management services to individuals and families regardless of their income, assets or financial standing. I strive to develop long-term relationships with my clients, by acting as more than just their trusted advisor, but also as an educator, friend, and partner in their financial success.
Our firm specializes in working with University Professors and Professionals, as well as young professionals. We deliver Financial Planning services on a monthly fee basis and set this pricing relative to income – making our services affordable to everyone. We also perform Asset Management services on an assets under management pricing schedule. We work as Fee-Only Fiduciaries, bound to an obligation to work in the best interest of our clients.
A Maine native, I earned my degree in Business Finance from the University of Maine. Always having an interest in personal financial planning, I was fortunate to intern with Penobscot Financial Advisors during my time there. Here we are over ten years later, and I serve as the Managing Principal of that same firm. My Maine roots have ingrained the values of hard work and loyalty, which I apply every day with a strong commitment to my firm and our clients.
At work, I perform multiple roles. I am an Advisor to clients, serve on the Financial Planning & Investment Committees, and the Chief Compliance Officer for PFA. I enjoy the variety that each day brings and working as a team to build an organization that delivers quality advice to those who need it the most. Outside of work, you’ll find me trying to improve my golf game, bowling, running, or enjoying the Maine outdoors and the changing seasons!
Recently Published
Knowing when it’s time to retire.
May 17, 2019As I write this, I’m just one year away from retirement age. Or, maybe 25 years. At the ripe old age of 53, I’m within a year of my father’s retirement age. Retiring at 54 requires a special mix of a lot of factors, a number of which don’t necessarily...
The post Knowing when it’s time to retire. appeared first on Penobscot Financial Advisors.
ETFs vs. Mutual Funds
May 11, 2019The world of stocks and bonds has invaded the average household over the last 40 years, and the 401(k) is to blame. Investing in the capital markets was long the territory of the Country Club set, but the shifting of investing responsibility onto the workers, largely in the form of...
The post ETFs vs. Mutual Funds appeared first on Penobscot Financial Advisors.
Slow down. You move too fast.
May 3, 2019“Time is what we want most, but what we use worst” -William Penn Time is perhaps the most powerful force in money management. With enough of it, any of us can be the next Warren Buffett. The “Oracle of Omaha” certainly has smarts to burn. But just as importantly, he’s...
The post Slow down. You move too fast. appeared first on Penobscot Financial Advisors.
Ideal Clients
- Gen Y/Millennials
- University Employees
- Wealth Management
- Young Professionals
Ways Advisor Charges
- Monthly Fee
- Flat Fee
- Assets Under Management
Fee Options
- Monthly fee: $75+/mo
- Flat fee: $900+
- AUM: 0.75%
SEC Records
States Registered
- Maine
