Craig Joncas, CFP® Penobscot Financial Advisors
- One Monument Square Suite 501, Portland, ME 04101
- 2079901901
- pwbapnf@crabofpbgsn.pbz
- https://www.penobscotfa.com
About Craig Joncas, CFP®
Hi. I am Craig Joncas, a Certified Financial Planner™ (CFP®) who believes that EVERYONE deserves access to quality financial advice. With the help of my team at Penobscot Financial Advisors, I provide comprehensive Financial Planning and Asset Management services to individuals and families regardless of their income, assets or financial standing. I strive to develop long-term relationships with my clients, by acting as more than just their trusted advisor, but also as an educator, friend, and partner in their financial success.
Our firm specializes in working with University Professors and Professionals, as well as young professionals. We deliver Financial Planning services on a monthly fee basis and set this pricing relative to income – making our services affordable to everyone. We also perform Asset Management services on an assets under management pricing schedule. We work as Fee-Only Fiduciaries, bound to an obligation to work in the best interest of our clients.
A Maine native, I earned my degree in Business Finance from the University of Maine. Always having an interest in personal financial planning, I was fortunate to intern with Penobscot Financial Advisors during my time there. Here we are over ten years later, and I serve as the Managing Principal of that same firm. My Maine roots have ingrained the values of hard work and loyalty, which I apply every day with a strong commitment to my firm and our clients.
At work, I perform multiple roles. I am an Advisor to clients, serve on the Financial Planning & Investment Committees, and the Chief Compliance Officer for PFA. I enjoy the variety that each day brings and working as a team to build an organization that delivers quality advice to those who need it the most. Outside of work, you’ll find me trying to improve my golf game, bowling, running, or enjoying the Maine outdoors and the changing seasons!
Recently Published
TIAA Plan Changes Over the Years – University of Maine
June 19, 2020If you’re a TIAA participant in the University of Maine system, whether an active employee or one who’s left because of a job change or retirement, you likely get a pretty heavy supply of mail from TIAA. Some of the mail that came in late 2019 and early 2020 might...
The post TIAA Plan Changes Over the Years – University of Maine appeared first on Penobscot Financial Advisors.
Retirement Plan Hacks to ‘Flatten the Curve’
June 2, 2020‘Flattening the curve’ is sure to remain a major part of our lexicon long after the COVID-19 pandemic has passed. Curve flattening makes the assumption that simply eliminating the disease is impossible. As such, the next most important step is to slow the spread so as not to overwhelm the...
The post Retirement Plan Hacks to ‘Flatten the Curve’ appeared first on Penobscot Financial Advisors.
Will Social Security Survive This?
May 1, 2020Social Security, in its current form, is in trouble. This should not be newsworthy to anyone who pays attention. When I first started in this industry during the last century, the Social Security Advisory Council warned that the Social Security Trust fund would run out of money in the 2030s,...
The post Will Social Security Survive This? appeared first on Penobscot Financial Advisors.
Ideal Clients
- Gen Y/Millennials
- University Employees
- Wealth Management
- Young Professionals
Ways Advisor Charges
- Monthly Fee
- Flat Fee
- Assets Under Management
Fee Options
- Monthly fee: $75+/mo
- Flat fee: $900+
- AUM: 0.75%
SEC Records
States Registered
- Maine
