Craig Joncas, CFP® Penobscot Financial Advisors
- One Monument Square Suite 501, Portland, ME 04101
- 2079901901
- pwbapnf@crabofpbgsn.pbz
- https://www.penobscotfa.com
About Craig Joncas, CFP®
Hi. I am Craig Joncas, a Certified Financial Planner™ (CFP®) who believes that EVERYONE deserves access to quality financial advice. With the help of my team at Penobscot Financial Advisors, I provide comprehensive Financial Planning and Asset Management services to individuals and families regardless of their income, assets or financial standing. I strive to develop long-term relationships with my clients, by acting as more than just their trusted advisor, but also as an educator, friend, and partner in their financial success.
Our firm specializes in working with University Professors and Professionals, as well as young professionals. We deliver Financial Planning services on a monthly fee basis and set this pricing relative to income – making our services affordable to everyone. We also perform Asset Management services on an assets under management pricing schedule. We work as Fee-Only Fiduciaries, bound to an obligation to work in the best interest of our clients.
A Maine native, I earned my degree in Business Finance from the University of Maine. Always having an interest in personal financial planning, I was fortunate to intern with Penobscot Financial Advisors during my time there. Here we are over ten years later, and I serve as the Managing Principal of that same firm. My Maine roots have ingrained the values of hard work and loyalty, which I apply every day with a strong commitment to my firm and our clients.
At work, I perform multiple roles. I am an Advisor to clients, serve on the Financial Planning, Investment and Marketing Committees, and serve as the CEO for PFA. I enjoy the variety that each day brings and working as a team to build an organization that delivers quality advice to those who need it the most. Outside of work, you’ll find me trying to improve my golf game, bowling, running, or enjoying the Maine outdoors and the changing seasons!
Recently Published
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April 11, 2022What is this ‘Windfall Elimination Provision’, and why does it reduce my Social Security benefits? Public school teachers in 15 states and the District of Columbia do not participate in Social Security. What this means is that they and their employers don’t pay in the social security taxes and they...
E24: Interest hikes like the 80’s? The Power of Tax Deferral
March 31, 2022Executive Summary Interest hikes like the 80’s? Power of Tax Deferral and the $400k mistake you may be making! In this episode, Tyler breaks down the tough task ahead of the fed when it comes to interest rate hikes and inflation. Additionally, he examines the power of tax deferral and...
E25: Russian Invasion and the Markets
February 28, 2022Executive Summary In this episode Tyler breaks down how war has impacted the market since 1940 and what that means for the recent invasion of Ukraine by Russia. First, we would like to send our thoughts to those impacted by the military action in Eastern Europe and hope for a...
Ideal Clients
- Retirement Planning
- University Employees
- Wealth Management
Ways Advisor Charges
- Monthly Fee
- Flat Fee
- Assets Under Management
Fee Options
- Monthly fee: $150+/mo
- Flat fee: $1800+
- Assets Under Management: 0.75%
