About Chris Hansen, CFP®
My name is Chris Hansen, and I am a Fee-Only CERTIFIED FINANCIAL PLANNER™.
In 2016, my son graduated from the University of Cincinnati Medical School and is now in Ann Arbor, Michigan to become a Neurologist. Working with him and some of his fellow graduates made me realize that new doctors have nowhere to turn when trying to understand and find answers to the complex financial issues they are facing. Most of the information available on the internet is either incomplete, wrong, or an attempt to sell products or advertising. I will do my best to produce a series of articles that will help you cut through the garbage and find the information you need.
If you have a specific question or want a particular subject covered, please feel free to drop me a line anytime at Hello@PersonalChoiceFinancial.
Why You Should Monitor Your Credit There are many reasons to stay on top of your credit. The most obvious reason is to identify if someone has illegally accessed one of your accounts or possibly even stolen your identity. You should assume that your personal information is readily available to criminals. Even the credit bureaus […]
What is IBR? Don’t confuse the Income-Based Repayment plan (IBR) with Income-Driven Repayment plans (IDR). Income-Driven Repayments (IDR) refers to ALL student loan repayment plans that are based on your income and family size. IDR plans include Pay As You Earn (PAYE), Revised Pay As You Earn (REPAYE), and Income-Based Repayment (IBR). There are currently two […]
The post Everything You Need to Know About Income-Based Repayment (IBR) appeared first on Financial Rounds.
When you borrow money from the Federal Government to pay for your education, you must pay back all of the borrowed money plus interest as a cost of borrowing that money. Interest charges can cause you to pay back substantially more money on your student loans than you borrowed in the first place. It is […]
The post Everything You Need to Know About Student Loan Interest Rates appeared first on Financial Rounds.