Charles Malsbury, CFP®, MBA ThinkPlanSave, LLC
About Charles Malsbury, CFP®, MBA
My goal is to help my clients reach financial independence as quickly as possible.
I provide high-quality financial planning and investment management for one sensible flat fee of $6,000 per year regardless of AUM. I believe that a flat fee retainer is the most sensible and fair way to charge for my services.
Here is a short list of the most common financial mistakes that I see people make. If you can avoid most of these, most of the time, you will be on a great path to building wealth and financial well-being. Overspending This one is obvious. If you spend more than you earn, you will eventually […]
The chance that you may need some form of long-term care during your life is much higher than the chance of your house burning down. But does that mean that you should buy Long Term Care Insurance ? Recent figures from the U.S. Department of Health and Human Services show that nearly 70% of people […]
If you have just started your first job or a new job that offers a 401k, now is the time to kick-start your savings. It’s actually best to save in both your 401k and a Roth IRA, and here are the reasons why. The 401k Regular 401k contributions are before tax, both federal and state. […]