Britton Gregory, CFP® Seaborn Financial, LLC
- 6617 Oasis Drive, Austin, TX 78749
- (512) 814-7258
About Britton Gregory, CFP®
I’m a fee-only, fiduciary financial planner and investment manager in Austin, TX, and I specialize in working with tech professionals. I founded this firm in 2012 and was helping people with their finances for years before that.
I was an engineer for nearly twenty years, so I greatly prefer research- and analysis-based approach to finance, rather than flashy salesmanship. More tax-efficient investing and research-proven factors of increased returns, and less market timing and hedge funds.
Also, I stand out at financial advisor conferences, because I never wear a suit. Why? The better question is: why is a suit the official uniform of financial advisors? The answer is because our industry originated in sales; fee-only financial advisors such as myself are a relatively new invention, and still uncommon in the industry. Simply put, I don’t wear a suit because I’m not a salesman.
One of my favorite questions (generally asked only after a beer or two) is: if I’m so good at finance, why aren’t I retired and living the good life? The answer is: I am! Building something from the ground up, working hard on something I’m that helps people and that I’m passionate about — that’s my kind of retirement, and it wouldn’t have been possible without the financial skills I’ve built and been taught over the years.
Sound interesting? You can set up a meeting at https://seabornfinancial.as.
Because it occurred in the middle of the holiday bustle, you may have missed Congress passing the SECURE Act Of 2019. And while "Setting Every Community Up for Retirement Enhancement" may seem a bit grandiose for what the law actually does, don't assume it doesn't apply to you. There are a few seemingly-secondary aspects to the new law that could warrant amending your 2018 tax return -- and putting some money back in your pocket! While your CPA should know best how the SECURE Act affects you in
You probably know that I'm a huge fan of weekly money time, but often the work that's done there is down in the weeds: paying bills, allocating income, and general keeping-the-wheels-on-the-bus sort of stuff. So: let's talk about some of the high-level, once-a-year-or-so sort of stuff, shall we?First question: what to review, and when?For tech professionals, I recommend considering the following high-level categories: Taxes Employee benefits Portfolio Income allocation Other stuff As to when
I know, "tax shelters" is a bit of a loaded word, bringing to mind Swiss bank accounts and offshore holdings in the Cayman islands. When I use the term, though, I'm specifically referring to an optimization problem: where to put your taxable long-term investments such that you have the right balance of flexibility and tax savings.And this problem comes up with tech professionals a lot. (a) They tend to be well compensated, (b) they're generally not interested in keeping up with the Joneses, and