About Ben Wacek, CFP®
Ben Wacek is a fee-only, Certified Financial Planner who helps his clients steward their resources in a meaningful way for an affordable price. He uses Biblical principles as he works with his clients to budget, save, and give their money in a way that matches their goals.
Ben has more than seven years of experience as a financial planner and does not have investment minimums allowing him to work with clients of any life stage and net worth. He is based in Minneapolis but utilizes technology to serve clients across the US and around the world.
Ben loves working as a financial planner because of the opportunity that he have to make a difference in peoples’ lives. If he wasn’t a financial planner he likely would have chosen to be either a pastor or a teacher for a similar opportunity to serve others. It is incredibly rewarding for Ben when he is able to help someone develop a plan that helps them to achieve their goals.
Whether you’ve been told you should retire at 62, 65, or some other age, only you can decide what is right for you. In fact, you may want to reconsider retiring at all––at least in the traditional sense.
How Most People View of Retirement
Many people don’t like the circumstances they find themselves in––and look at retirement as the nirvana they’ve been missing. The truth probably lies somewhere between completely dropping out (i.e., piddling around in retirement) and never retiring (i.e., dying with their boots on).
You’ve likely seen countless advertisements about checking your credit score for free, but what are credit scores and why do they matter? With this article, I hope to explain everything you need to know about credit scores, as well as how to build strong credit.
You’ve heard it said: “There is ‘good debt’ and there is ‘bad debt’.” Perhaps this has caused you to wonder how any debt could ever be good at all! Some debt is certainly worse than other debt, but what factors separate bad from good?
Debt and the decision of whether to take it on can often be stressful. Relax. The following information will help you understand a situation regarding debt with more clarity; leading to a more knowledgeable approach to debt in your everyday life. This will bring clarity to when it might be OK to take on debt.