Jeremy Wilson, CFP®

About Jeremy Wilson, CFP®

Jeremy was raised in Davison, Michigan and graduated from Davison High School. He is the son of an African-American Air Force Veteran who served in Vietnam and Korea. His mother, a retired IT professional, is the daughter of an AC Spark Plug engineer who worked in Flint for over 30 years. After high school, Jeremy attended Central Michigan University where he earned his Bachelor of Science in Business Administration with a double major in Personal Financial Planning and Real Estate Development & Finance. He was also a 4-year varsity letter recipient in football as a wide receiver. Fire Up Chips!

Jeremy has been working in the financial services industry for over 7 years and has been a Certified Financial Planner™ (CFP®) certificate holder for over 3 years. The CFP® certification marks identify professionals who have met the high standards of competency and ethics established and enforced by the CFP Board. CFP Board’s Standards of Professional Conduct require CFP® professionals to act in their clients’ best interests.

Jeremy lives in Swartz Creek with his wife, Carol, an elementary school teacher at Dewitt Public Schools. The Wilsons and their dog, Cali, welcomed son Harrison in December 2018.

Brian Face, CFP®, CRPC®

About Brian Face, CFP®, CRPC®

I believe my strength and focus in finance comes from being a devoted husband and father, as well as, a proud Western Michigan University Alumni. I grew up in the Kalamazoo area and now live with my family in Portage, MI. I love watching college football, playing hockey, and giving to the community.

I founded Face 2 Face on a vision that started when I was a young teenager. My father used to take me to factories so I could watch him give financial education seminars to factory workers about their 401k options. That experience and my years of working for a large firm set my vision for wanting a firm that had no minimum asset levels. This gives me the ability to work with clients that want conflict-free advice on topics ranging from college planning to their 401k and all the way up to their retirement. I wanted to make a firm that was different. That’s why I built a firm to serve not only those who are retired but also the 30, 40 and 50-year-olds who want help along the way. I saw from working at larger firms that clients would come to me at retirement and they would have the money that they have, which may or may not have been enough. I felt that if I could help them earlier to make small changes, their future retirement would be in a much better place. This is why I offer different options, from hourly planning to full comprehensive financial planning.

Andrew Musbach, CFP®

About Andrew Musbach, CFP®

Our firm’s mission is to help physicians achieve financial peace of mind.

We work with you to develop a personalized financial plan that covers your entire financial picture and incorporates your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes.

Our firm’s mission is to help physicians achieve financial peace of mind.

We work with you to develop a personalized financial plan that covers your entire financial picture and incorporates your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes.

We give you the confidence that you are in control of your finances and are making the right decisions, while freeing up time and headspace to spend on the things you enjoy.

We do our best work with people who recognize the value of financial planning (in addition to investments) and want an ongoing relationship with an advisor, rather than one-time or hourly work.

New Attendings – Organize your financial life and develop a strong foundation. This includes putting together a student loan game plan, getting clear on goals, figuring out how to allocate your cash flow and the best way to save and invest to different accounts, optimizing employer benefits, and helping with a home purchase.

Established Physicians – Manage the growing complexity of your financial life. This includes college planning, reviewing insurance coverage and estate plans, optimizing how you save and invest for different goals as your income rises, and detailed retirement planning to put you on track and make sure you remain there.

Preparing for Retirement – Get ready for, and navigate, the retirement transition. This includes understanding whether you have enough money to retire, turning your investment portfolio into a “paycheck” in retirement, tax planning to minimize the amount that goes to the IRS, figuring out the best strategy for claiming Social Security, and navigating healthcare decisions from Medicare to long-term care insurance.

Prior to co-founding MD Wealth Management, I worked as a financial advisor at Balasa Dinverno Foltz LLC and Huber Financial Advisors LLC, two independent firms in Chicago with over $5 billion of assets under management collectively. I am a CERTIFIED FINANCIAL PLANNER™ professional and I have a BS in finance from Miami (OH) University.

I live in Saline, Michigan, with my wife, Jenny, and our son, Grant. I am an avid Michigan fan and enjoy reading, playing basketball and tennis, and being outdoors as much as possible.

Trent DeBruin CFP®, CFA, MBA

About Trent DeBruin CFP®, CFA, MBA

Our firm’s mission is to help physicians achieve financial peace of mind.

We work with you to develop a personalized financial plan that covers your entire financial picture and reflects your unique situation, as well as the unique aspects of financial life as a physician. We then help you manage your investments and implement your financial plan, serving as an ongoing accountability partner and guide to make adjustments over time as life changes.

We give you the confidence that you’re in control of your finances and are making the right decisions, while freeing up time and headspace to spend on the things you enjoy.

We do our best work with people who recognize the value of financial planning (in addition to investments) and want an ongoing relationship with an advisor, rather than one-time or hourly work.

Established Physicians – Organize and manage the growing complexity of your financial life. This includes getting clear on goals, maximizing employee benefits, college planning, reviewing insurance coverage and estate plans, optimizing how you save and invest for various goals as your income rises, and detailed retirement planning to put you on track and make sure you remain there.

Preparing for Retirement – Navigate the retirement transition. This includes understanding whether you have enough money to retire, turning your investment portfolio into a “paycheck” in retirement, tax planning to minimize the amount that goes to the IRS, figuring out the best strategy for claiming Social Security, and making healthcare decisions from Medicare to long-term care insurance.

In addition to working with clients, we host a personal finance podcast for physicians called The Physician’s Guide to Financial Wellness. Feel free to listen or subscribe here.

Prior to co-founding MD Wealth Management, I was a partner at Driehaus Capital Management in Chicago. I’m a CERTIFIED FINANCIAL PLANNER™ professional and a CFA® charterholder. I have a BA in finance from the University of Notre Dame and an MBA in finance and economics from the University of Chicago Booth School of Business.

Outside of work, I most enjoy spending time with my wife and our four children (three boys and a girl). When not with them, you can find me working out, reading, golfing, listening to podcasts, or watching sports (especially EPL soccer and Notre Dame football).

John Losen III, CFP®

About John Losen III, CFP®

Staying on top of your personal finances can be daunting. I get it. Like everyone else, you have a family, a career, and a half dozen hobbies to which you’d love to devote more time.

That’s great! Those are all important things, and you shouldn’t feel guilty about devoting time to those areas of life.

But let’s be honest, it’s easy for your finances to get pushed to the background. Who really wants to spend their very limited free time writing out a budget, much less a five-year plan or a list of life goals!

Do you feel that even if you had a spare moment to contemplate your financial well-being, you wouldn’t even know where to begin?

Perfect! That’s where I come in.

I want to help you de-mystify your finances.

I want to help you get organized. It IS possible to be at peace with your finances. You don’t have to feel like you’re continuously playing catch-up.

Let’s roll up our sleeves together and get started! Why? Because you DO have goals and dreams– and those dreams deserve a fighting chance!

Together we’ll use a systematic and comprehensive approach to develop a plan that is completely tailored to you, to your life, and your needs.

When I launched Bespoke Financial Planning, I knew that it would allow me to serve my clients in the best way possible. I used to work for one of the big brokerage houses that you’ve probably heard of. Through that experience, I realized that I would never be able to give clients my best when I was chasing someone else’s standard of success, whether that was a “sales target” or “revenue goal” or whatever you want to call it.

At Bespoke Planning, my standard of success is simple: to provide a bespoke planning experience that is tailored to each individual client.

I’m not a mass market kind of guy. If you’re looking for a mass market experience, or you’re simply looking for an “investment guy,” I’m not it.

As a financial planner, I truly love helping clients work through their most difficult financial issues so that they can achieve their goals and live their best life. My wife may think I’m crazy because I spend my free time reading through tax guides and countless blog posts on personal finance– but hey, I love what I do. I feel truly blessed to have found a career about which I am so passionate.

I get to see people realize their dreams, mostly by helping them with a lot of the nerdy, nitty-gritty stuff that normal people find to be, quite frankly, super boring. Although the process can be challenging at times, I believe that the results will be richly rewarding!

I want to hear you describe your vision of a meaningful life.

Martha S Williams, CFP®, CRPC

About Martha S Williams, CFP®, CRPC

You started your own business and you love it! In addition to providing your family with a great income, your company has given you the flexibility and freedom to live the life you imagined. As the demands of your business increase, however, it’s easy to overlook your personal financial needs.

While your business expands, it’s crucial to ensure your money works hard for you and your family. You need a plan for your future, a legacy for your loved ones, and a financial partner to not only develop that plan but to help you live it with confidence.

That’s where I can help. As a woman entrepreneur and mother of two, I understand how overwhelming life can be. Having worked in the financial services industry for over 30 years, I can help you achieve your goals and strengthen your future. Let’s chat!

Michael Palazzolo, CFP®

About Michael Palazzolo, CFP®

I am passionate about learning and helping others with personal finance. I participated in multiple Your Money or Your Life study groups in the 90’s. Over the years, I have volunteered to prepare income taxes for low-income individuals and conducted financial education seminars as part of the Federal Reserve MoneySmart Week.

Since transitioning from my software engineering career in 2007, I have worked with people from Southeast Michigan and all over the United States as a member of a Consumer Credit Counseling organization and a Registered Investment Advisor with over $1 Billion under management.

I founded Fintentional LLC in 2016 with the objective to deliver transformational financial planning advice to Gen X and Young Baby Boomers contemplating full retirement, semi-retirement, a career change, starting a business or other significant life transition.

I am pleased to offer both ongoing financial planning as well as limited engagement planning to help clients develop a personalized approach to their finances.

I live just outside of Detroit in the city of Birmingham, Michigan with my wife, Amy. We enjoy running, yoga, live music, good food, and conversations with our friends. We are also passionate about traveling and I am proud to use Amy’s travel photographs on my web site.

Erik O. Klumpp, CFP®, EA

About Erik O. Klumpp, CFP®, EA

A self-proclaimed pizza connoisseur and graduate of Indiana University, Erik O. Klumpp is a CERTIFIED FINANCIAL PLANNER™ and Enrolled Agent that is passionate about helping others create and realize their American Dream. He believes that financial planning is a process and it requires a long-term relationship to be effective. In addition, unlike many “financial advisors” he believes that investment management is a piece of the financial planning puzzle, not the whole puzzle itself.

In over 17 years in the financial planning industry, he has counseled hundreds of clients from all walks of life, from automotive factory workers, teachers and engineers to high-level executives at some of the nation’s largest companies.

If you’re a teacher, engineer or young professional looking for a second opinion, need assistance figuring out your finances, or would like ongoing one-on-one guidance with your finances or investments, Chessie Advisors can help. Contact Erik at (248) 710-0503 or by email at rbx@purffvrnqivfbef.pbz.

Based in Rochester Hills, Michigan, Erik works with clients in Metro Detroit and throughout Michigan. He also works virtually with clients all over the country.

He also provides income tax preparation and planning services through Chessie Tax, LLC and is co-founder and co-owner of the student loan tax preparation and planning service firm, Student Loan Tax Experts™.

When he’s not helping clients, he can be found at his wife’s school, cheering on the Troy Athens Red Hawks, at home playing with his sons, perfecting his homemade sourdough pizza dough recipe (he’s a self-proclaimed pizza connoisseur) or listening to Jimmy Buffet music.

He enjoys vacationing in Folly Beach, South Carolina and spending summer weekends at Indiana Lake in Northern Indiana. Erik is passionate about Indiana Hoosier basketball, Notre Dame football, the Detroit Tigers, and whichever sports teams his sons are on.