Derek Delaney, CFP®, ChFC

About Derek Delaney, CFP®, ChFC, EA, CSLP

Hi! I’m Derek.

I help pharmacists and their families take advantage of the many opportunities that the PharmD profession offers.

Choosing a financial planner is a big decision. Personalities, philosophies, and values should all be aligned. I’ve built my firm to work with pharmacists, so if you’re a PharmD, I think we’re a good place to start.

Why me? Good question!

First, I am married to and currently navigating life with a pharmacist. Together, we’ve taken on and experienced many of the challenges you to might be dealing with yourself. I get it.

Next, I’ve spent my career tailoring my education and credentials to meet the financial planning needs pharmacists face. They are;
* Bachelor’s degree in finance and minor in accounting; cum laude – NDSU 2011
* Certified Financial Planner (R) professional
* Chartered Financial Consultant
* Enrolled Agent tax practitioner
* Certified Student Loan Professional

Finally, I DON”T do it all and I’m proud of that. No true professional can be an expert in everything. So, over my 6+ year career in this industry, I have cultivated relationships with other trusted professionals to create a network that is equipped to help my clients in many other ways beyond just financial planning.

When you’re ready to learn more, please feel free to schedule a free consultation or check-out the website at I look forward to meeting you!

Todd Moritz, CFP®, CPA

About Todd Moritz, CFP®, CPA/PFS, BFA

White Turf Financial was founded by Todd Moritz with the aim of ensuring the client’s interests are put first. White Turf operates on a fee-only basis so that you know all advice is given because it is best for your individual situation. White Turf will not receive any kickbacks, commissions, or incentives, for directing you in one direction or another. At the end of the day, everyone wants to feel confident and secure, and White Turf aims to do the worrying for you, so you don’t have to.

Todd is a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Certified Public Accountant (CPA), and a Personal Financial Specialist (PFS). He has a background in public accounting, working on tax planning for high net worth individuals, nonprofits, and small businesses, as well as complex investment taxation situations. After spending some time in the investment world, Todd transitioned to financial planning, where he feels his true calling in doing the financial worrying for you, so you don’t have to.

He is supported by his wife, Hilary, and through copious dog cuddles from their Great Dane, Jaxson, and Boxer/Lab, Duncan.

Tim Baker, CFP®

About Tim Baker, CFP®

Your Financial Pharmacist was started in 2015 with a primary mission to help pharmacy professionals on their path towards achieving financial freedom.

Through his experience of paying off $200,000 in debt, Tim Ulbrich, PharmD (YFP CEO) quickly learned that many pharmacists were struggling with mounds of student loan debt and a feeling of being overwhelmed and living paycheck-to-paycheck despite having a six-figure income. This led him to create the Your Financial Pharmacist blog in 2015 to encourage a community of pharmacists and pharmacy students to live a life free of financial stressors.

In 2017, Tim teamed up with Tim Church PharmD (YFP CMO), to co-author Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth and he then eventually joined the team. Around that time, Tim Ulbrich met Tim Baker, CERTIFIED FINANCIAL PLANNER™ (YFP COO…that’s me!), who had been serving pharmacists by providing fee-only financial planning services. Together they created the Your Financial Pharmacist Podcast in July 2017, which now has over a quarter-million downloads.

In 2019, all three Tims joined forces merging the blog, podcast, book and financial planning firm under the Your Financial Pharmacist brand. The Tims also speak to pharmacy school and organization across the country and YFP is a strategic partner with the American Pharmacists Association (APhA).