Justin Green, CFP®, MS PFP

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About Justin Green, CFP®, MS PFP

The real me.. (keep scrolling for the professional version)

In my free time, I love to spend time with my fiancée, family, and friends. I’m usually in a gym or somewhere by the water during the summer (I hibernate during the winter). I love to read business and personal growth books, listen to podcasts, binge documentaries, or watch Boston sports during my downtime.

My fiancée is a travel nurse, so we currently bounce around the United States every 13 weeks.

I believe that life is too short to take it seriously all the time, so I try to inject humor often. A little laughter goes a long way.

Professional..

Certified Financial Planner™ Professional

Master of Science in Personal Financial Planning, Kansas State University

I decided to pursue my interest in personal finance a few years after receiving a Bachelors of Science in Sports Management from the State University of New York at Cortland. I was living in Manhattan, Kansas (the Little Apple) at the time and I decided to enroll in the Personal Financial Planning program at Kansas State University.

In 2016, I completed the education requirement of the CFP® certification and entered the profession at a small fee-only firm on Cape Cod, MA. During that time, I became a CFP® Professional after fulfilling all of the necessary requirements. In December 2019, I graduated from K-State with a Master of Science in Personal Financial Planning (MSPFP).

At some point, I will probably add more designations and add to the alphabet soup after my name.

Why fitness coaches & fitness entrepreneurs?
“I had a decision to make. Pursue fitness coaching as my future? Or become a financial planner?”

When I was around 23 years old I realized I was in the wrong job and the wrong industry. I went to school for Sports Management but for the past 3 years I had been selling cheerleading uniforms…

Since I was a teenager, I’ve been passionate about two things: Fitness and Finance

Therefore, I had a decision to make. Pursue fitness coaching as my future? Or become a financial planner?

It was very close! But ultimately I chose to keep fitness as my passion and continued to consume fitness coaching content.

Fast forward to March 2021 when I launched Assist FP, I found myself in a position to work with anyone I wanted to.

And I chose you!

I chose online fitness coaches and fitness entrepreneurs.

Because you’re my people and I believe the work you’re doing is going to change lives!

Amy King, CFP®, ChFEBC℠

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About Amy King, CFP®, ChFEBC℠, CRPC®

Amy King began her military career in 1994 in the US Naval Reserves. Desiring to serve as an officer, Amy transitioned to the US Army Reserves and the US Army ROTC. She was commissioned a Second Lieutenant in the US Army Medical Service Corps and entered active duty in 1997. She served for approximately 22.5 years.

Amy retired from the US Army in 2019 and began her career as a financial advisor at a large firm. As a Military Veteran who was married to a Federal Civilian spouse, Amy has an insider’s understanding of the challenges and benefits of the military and Federal Civilian systems.

Amy is a CERTIFIED FINANCIAL PLANNER™ and a Chartered Federal Employee Benefits Consultant(sm). She’s built her expertise and her firm specifically to help Military Veterans and Federal Civilians address the unique challenges they face while leveraging and maximizing unique benefits.

Jiayi Xu, CFP®, MBA

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About Jiayi Xu, CFP®, MBA

Kristy Jiayi Xu is the founder of Global Wealth Harbor, a Fee-Only Registered Investment Advisor in San Francisco Bay area. She is also a CERTIFIED FINANCIAL PLANNER™ (CFP®). Global Wealth Harbor offers investment management and financial planning services to clients in both the wealth accumulation and wealth preservation stages. Kristy specializes in serving tech professionals, business owners, and Chinese immigrants who moved to the U.S. for education/work/business with cross-border financial planning needs.

Kristy is originally from China (and is a native mandarin speaker) and came to the U.S. at age 16 entered a boarding school in Pennsylvania. She received her bachelor degree from New York University, Stern School of Business and worked at Raymond James and The Stanich Group analyzing securities and developing investment portfolios for clients. She then came to realize that she wanted to meet the clients whom she built the investment portfolios for and directly help them with their investments and financial plans. So, Kristy pursued an MBA degree at Carnegie Mellon University, Tepper School of Business, where she met her husband who was pursuing a PhD in Physics in the same university and they moved to the bay area after graduation. Kristy got to know many tech professionals from Carnegie Mellon University and they came to her asking questions about their investments. This is when she made up her mind to start her own company to help those who are great at their profession but need some help with their personal finance.

Kristy is passionate about utilizing her expertise to help her clients achieve their financial goals. She also enjoys sharing her financial planning knowledge, so you will see her sharing thoughts on Bloomberg, Yahoo Finance, Investor Business Daily, Wealth Management, etc. She writes blog posts on financial planning subjects in her spare time.

Read Kristy’s blog here: https://www.globalwealthharbor.com/blog-posts

Gus Kristoferson, CFP®, CFA

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About Gus Kristoferson, CFP®, CFA

Hi there! I’m Gus. I’m a Certified Financial Planner Professional and I help psychiatric nurse practitioners and their families take charge of their finances so they can build the life they want.

My passion for personal finance was born in 2008 when my fiancée handed me Personal Finance for Dummies as we prepared to get married. And that was it. I caught the personal finance bug and went back to school to change careers. I spent the next ten years in investment management managing stock portfolios. During that time, my wife was called to nursing and became a psychiatric nurse practitioner. Together we strategized student loan payoffs and built our plan for financial independence.

I started Money on the Mind Financial Planning so I can bring that same approach to other psychiatric nurse practitioners.

Christopher Sittner, CFP®, CPA

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About Christopher Sittner, CFP®, CPA

As a modern individual living in a modern world, you are no stranger to life’s complexities. You want to simplify what you have and what you need. To get there seamlessly. Be it planning for the future or investing for retirement, it takes care and guidance to operate with confidence.

Whether you feel assured, cluttered, or bewildered about your financial path, a financial plan can guide you on your path.

When you work with the team at CS Wealth Management, you get knowledge and experience to help you make your financial decisions with the confidence you desire, and the peace of mind you deserve.

Develop a comprehensive map of your financial situation

Build an understanding of where you are and where you are going.

Understand your risks and timeline.

Invest in your future and your family.

No plan is one-size-fits-all. With experts by your side, you can develop the path to get you where you want to go. To make your complexity, simplified.

Antowoine Winters, CFP®, Enrolled Agent (EA)

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About Antowoine Winters, CFP®, Enrolled Agent (EA)

Antowoine spent ten years working for the Internal Revenue Service before leaving to start Next Steps. After seeing so many individuals fall victim to unscrupulous financial advisors providing inadequate or even fraudulent financial guidance, he decided to leave the Service to run a practice where he can be an advocate for the average American citizen. He will be your first line of defense by providing sound financial advice to help keep your financial life on track and your financial goals moving forward.

He sincerely enjoy working with creatives and freelancers as they have a collection of unique issues that need to be addressed. Most are putting together benefits and resources across a range of different areas that were not made to work together. He can help make sure that you can arrive at informed decisions about how to put together your financial life and what next steps need to be taken to ensure a smooth life outside of your finances.

As a former government employee and the husband of a teacher, he understand just how complicated benefit packages can be when trying to make them work together. Many people, particularly governmental and educational employees, find themselves mired in benefits that they may not understand or see as valuable. Some benefits are only offered once unless something major changes in your family life and even then, with narrow windows to assess the change and decide which benefits to accept, change, or drop.

He finds a great sense of accomplishment and value in his ability to help clients as they transition through stages of life and levels in their career path. He believes that by working together we can apply his knowledge and experience and your goals and values to make a future that’s truly worthy as your Next Step.

To help provide the sound representation before the IRA if needed, he is an Enrolled Agent. He is also a Certified Financial Planner to help underscore the goal of helping his clients as a fiduciary, fee-only planner. As a CFP, he takes the task of placing his clients’ goals above personal gain very seriously.

When not helping clients make sure all the parts of their financial lives are moving in concert, Antowoine can be found playing his Bassoon (Absalom) with local music ensembles or spending time with his family watching his son and daughter play in various youth music and sports programs

Matt Pruitt, CFP®, CFA

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About Matt Pruitt, CFP®, CFA

I spent over 10 years helping corporations, hedge funds and institutional investors squeeze every last dollar out of their investments before I finally asked myself: what is most important in life, and what’s keeping me from getting there?

So, what’s important to me: spending time with my family, pursuing a career I’m passionate about and running a business that allows me to partner with like-minded individuals.

My dad passed away at age 58 and I constantly remind myself that life is short, and I better not regret how I live it. I am now lucky enough to say I work in a field that brings me happiness and fosters my personal values.

A perfectionist by nature and self-proclaimed finance/tax nerd, I genuinely love helping individuals simplify their financial lives so they too can focus on what’s most important to them.

Carl Goodin, CFP®

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About Carl Goodin, CFP®

Describe the education and business background of the adviser’s principal executive officer:

Carl Dwayne Goodin was born March 7, 1951, in Springfield, Missouri. He grew up in and around St. Louis, Missouri. He attended Lafayette High School in St. Louis County, MO, graduating with honors. He was conferred a BM in Education from the University of Missouri at St. Louis in May of 1973. He has completed coursework toward an MA in Finance and Economics from Webster University, St. Louis, MO. His grade point average in graduate studies is 4.0. He completed the CFP professional education program (College for Financial Planning, Denver, CO) in 1989. He continues to study, analyze, and research all matters related to personal financial planning, investments, insurance, estate planning, accounting, and taxation, generally devoting from 5 to 20 hours per week to independent study and advanced seminars.

Carl D Goodin, CFP™:

Having completed the education, examination, experience and ethics requirements he was awarded the CERTIFIED FINANCIAL PLANNER designation in March 1989.

The Financial Planning Association:

Carl Goodin has been a member in good standing of the Financial Planning Association since 1985. For many years he served on the Board of Directors of the Financial Planning Association of Greater St. Louis, serving as Director of Professional Development, Director of Public Relations, President Elect, and President.

Financial services career and education:

Carl Goodin began his career in finance and insurance in 1979 as an aircraft insurance (property and liability) underwriter. In 1981 he chose to continue serving the aviation community, but in a different capacity, primarily as a life and health insurance producer associated with the company now called Lincoln Financial Group. During this period his clientele expanded from those associated with aviation to include small business owners and other professionals. Also, during this period, he became interested in providing personal financial planning services not focused on life insurance sales. In 1986 he accepted an offer to be the regional manager of the UNUM non-cancelable disability income office in St. Louis, only to return to Lincoln Financial as regional manager in 1988.

During this period, he successfully completed the examination requirements for the Missouri Uniform Securities license (Series 63), the Investment Company/Variable Products license (Series 6), the General Securities Representative (stock/bond broker’s license, Series 7), the General Securities Principal license (stock/bond broker’s supervisor, Series 24) and the CERTIFIED FINANCIAL PLANNER.

Financial Planning Associates, Inc., A Registered Investment Adviser:

Believing that he could offer better, more objective advice for his clients in a more independent setting, he left Lincoln Financial and incorporated Financial Planning Associates, Inc. in 1998.

Carl D Goodin, Professor, College for Financial Planning:

From March 1999 until July 2005 Carl served as an adjunct faculty member of the College for Financial Planning, teaching all of the required classes for CERTIFIED FINANCIAL PLANNER candidates. Those classes included: Financial Planning, Insurance, Retirement Planning, Employee Benefits, Tax Planning, Investment Planning, and Estate Planning.

Carl D Goodin, Professor, University of Missouri at St. Louis:

In July 2005, Carl resigned his teaching activities at the College for Financial Planning and assumed a similar teaching position as an adjunct faculty member at the University of Missouri at St. Louis, where he continued until 2015.

Fee Only financial planning and investment management:

In 2009 Carl Goodin voluntarily relinquished his securities and insurance licenses and terminated all associated residual benefits in the interest of offering his clients valuable, objective advice unaffected by conflicts of interest associated with commission compensation.

Marcus Holzberg, CFP®

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About Marcus Holzberg, CFP®

Holzberg Wealth Management was founded in 2013 by Harris Holzberg, ChFC®, CLU® as a family-owned and operated financial planning and investment management firm that helps individuals and families optimize the decision-making process in ever-changing markets.

In an effort to provide high-level enhancement to your financial well-being, we embrace your individual circumstances. We have developed a suite of customizable services to better assist you in structuring and achieving your short, intermediate, and long-term goals.

We help you transform the ‘guesswork’ of making financial decisions into a more measured strategy by utilizing sophisticated yet easy-to-understand methods of analysis. Our client-first strategy, coupled with best-in-class research and technology, has been the key to our excellent track record.

Our clients immediately feel more at ease after onboarding with us, knowing they are getting the most value out of the decisions they make. We leverage our four decades of experience to help you prepare for life transitions and unexpected events, as well as help reduce the stress and frustration often associated with complicated choices.

Through our extensive and objective research, we strive to provide the vital information you need to make safe and profitable financial decisions as we travel together through the unchartered waters ahead.

Read Marcus’ blog here: https://www.hwmfa.org/previous-newsletters

Ryan Derousseau, CFP®

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About Ryan Derousseau, CFP®

As a journalist, I spent years researching tactics families should take to secure their finances. Now, as a financial planner, I can use those insights to help you secure your finances and grow your wealth. It’s why I made the switch. I’m a CERTIFIED FINANCIAL PLANNER™ that has spent years working for himself, and now works with individuals and families as they’re striving to reach their life and financial goals. I have a specialization in career changers, self-employment success and design, financial independence and general family financial planning.