Jirayr Kembikian, CFP®

About Jirayr Kembikian, CFP®

Jirayr started his career with one of the nation’s largest banks, where he repeatedly witnessed the enduring impact of a solid financial plan on clients’ success. This led him to pursue a career as a financial planner with a mission to provide all clients with a financial roadmap and professional guidance in order to help them reach their full potential.

Prior to joining Citrine Capital, Jirayr was a financial planner at Ameritas Investment Corporation where he helped hundreds of individuals, families, and small businesses develop a financial plan and work towards their financial goals.

Today, Jirayr is a managing partner and wealth advisor at Citrine Capital, where he serves as an Investment Advisor Representative (IAR) and a CERTIFIED FINANCIAL PLANNER™ (CFP®).

Jirayr holds a degree in finance from San Francisco State University. Born and raised in Marin County, he is an active community and board member in local service organizations. He is passionate about his active lifestyle including sports, mountain biking, hiking, photography and international travel.

Matthew D. Porter, CFP®, J.D.

About Matthew D. Porter, CFP®, J.D.

Hi, I’m Matt. My job as a financial planner is to make your life simpler. To help you efficiently and effectively narrow down your options, so you can make the right decisions. And be confident in those decisions for the long-term. Financial planning and investment management are often muddied by unnecessary complexity (usually in an effort to sell you something). It doesn’t need to be this way.

I began my career in the financial services industry in 2003 as an analyst with the due diligence law firm Snyder Kearney, LLC (Columbia, MD). At Snyder Kearney, I reviewed public and private securities offerings and evaluated national securities sponsoring companies, focusing on real estate investments and non-traditional investment products. It was there that I realized that I wanted to know more about the practice of law and a lot more about the pretty co-worker in the cubicle next to me, Sylvie.

I earned my law degree in 2007 from the University of Baltimore School of Law and married Sylvie in 2008; further proof that education and personal relationships are the investments that produce the best returns.

After law school, I practiced law with the firm David Albert & Associates, LLC (Bethesda, MD), focusing in estate planning and administration, guardianship administration, taxation of estates and trusts, and business formations. There, I recognized that helping clients through complicated and often stressful issues was intellectually stimulating and emotionally fulfilling.

In 2010, I opened Patuxent Financial Partners, LLC, registered as an Investment Adviser with the State of Maryland in 2017.

Here, I leverage my legal background to provide clients with value-added insight in the overlapping areas of estate and financial planning. More importantly, as a personal financial planner and small business owner, I can build lasting relationships with clients and their families; these connections make my work fulfilling, because client success becomes intertwined with my own.

I am a CERTIFIED FINANCIAL PLANNER™ practitioner and hold the FINRA Series 65 securities registration.

Raised in Columbia, Maryland, I graduated from McDaniel College with a bachelor’s degree in English. When I sneak out of the office and escape from my phone, I enjoy fly fishing, reading, and hiking with my wife, son, and our Siberian Husky, Lou.

Ryan Cole, CFP®

About Ryan Cole, CFP®

Ryan began investing at the age of 18 while earning his degree in business and management of technology at Clarkson University. Through his studies and over 15 years of investment experience, Ryan became a firm believer in tax-efficient investing and low-cost portfolio management. His financial know-how eventually led him to be a resource for friends and family, and he quickly discovered his passion for helping others with financial planning and investing.

Previously, Ryan worked as a financial planner at Ameritas Investment Corporation where he earned his series 65 license. In 2014, he left Ameritas to found Cole Wealth Advisors, which evolved into Citrine Capital when Jirayr joined in 2016.

Today, Ryan is a managing partner and wealth advisor at Citrine Capital, where he serves as an Investment Advisor Representative (IAR) and a CERTIFIED FINANCIAL PLANNER™ (CFP®).

Born and raised in Philadelphia, Ryan has the pragmatism and objectivity of an East Coaster balanced by an easygoing, holistic attitude adopted from twelve years in the San Francisco Bay Area. Outside of work, he enjoys goofing around with his wife and two daughters, ice hockey, cycling, great food, craft beer, and lots of espresso.

Kevin Peacock CFP®, CAIA

About Kevin Peacock CFP®, CAIA, MSFE, MBA, EA

I’m Kevin Peacock, Jersey City-based CFP® professional, and principal of Astra Wealth Partners, a Fee-only Registered Investment Adviser.

I’m a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and hold the Chartered Alternative Investment Analyst® designation. I began my career in Ernst and Young’s tax practice upon receiving a Bachelor of Science in Accountancy from Villanova University. I went onto earn an MBA through study at Monmouth University and WHU – Otto Beisheim School of Management. I also earned a Master of Science in Financial Engineering from Stevens Institute of Technology, where my research focused on the term structure of implied volatility in various market environments.

I will take time to listen and understand the nuances of your goals, preferences, needs, and challenges. Based on our discussions, we will collaborate to create your personalized roadmap to financial independence.

In my spare time, Kevin enjoys spending time with his wife Jamie and daughter Riley in his free time. He is an avid Villanova basketball fan who enjoys an occasional round of golf and volleyball.

Martha S Williams, CFP®, CRPC

About Martha S Williams, CFP®, CRPC

You started your own business and you love it! In addition to providing your family with a great income, your company has given you the flexibility and freedom to live the life you imagined. As the demands of your business increase, however, it’s easy to overlook your personal financial needs.

While your business expands, it’s crucial to ensure your money works hard for you and your family. You need a plan for your future, a legacy for your loved ones, and a financial partner to not only develop that plan but to help you live it with confidence.

That’s where I can help. As a woman entrepreneur and mother of two, I understand how overwhelming life can be. Having worked in the financial services industry for over 30 years, I can help you achieve your goals and strengthen your future. Let’s chat!

Don Hance Jr., CFP®, EA

About Don Hance Jr., CFP®, EA

Don Hance, Jr. is a CERTIFIED FINANCIAL PLANNER™, an IRS Enrolled Agent, and the founder of LifeSighted, a fiduciary financial planning and tax prep company centered on helping clients simplify their personal or family finances so they can focus on living a life that they love.

Before starting LifeSighted, Don spent several years working at a firm with a diverse set of retired, high net worth clients. Through the conversations he had with his clients during that time, he learned a great deal about their histories, including how they built and maintained their wealth. Among the trends that stood out the most through those conversations is that many clients wished they had spent more time enjoying the journey of life, rather than pushing off their dreams until retirement. Wanting to make sure that his generation did not fall prey to the same regrets, Don made it his mission to bring life-focused financial planning to those who wanted it, regardless of portfolio size. And thus, LifeSighted was born.

Don holds a Bachelor of Science in Business Administration with an emphasis in Entrepreneurial Studies from the University of Southern California, and his CFP® coursework was completed at UCLA Extension, where he obtained a Certificate in Personal Financial Planning, earning it with distinction. He is the director of NexGen for the Financial Planning Association of Los Angeles and an active member of NAPFA Genesis, both of which are organizations that represent the future of the financial planning industry. In his free time, he regularly takes advantage of the pleasant Southern California weather, playing baseball, softball, and volleyball or enjoying a nice hiking trail or a day at the beach.

Larry Koeppel, CFP®, MBA

About Larry Koeppel, CFP®, MBA

Hi, I’m Larry Koeppel, founder of Digital Wealth. We work with busy tech professionals who are serious about saving and want to work toward achieving their biggest financial goals. We collaborate with our clients, and help to hold them accountable as they maximize their fullest financial potential, and live their ideal life!

The name Digital Wealth has a dual meaning: First, the firm works mainly with the Digital LA community. Second, the firm utilizes leading-edge digital tools to provide a frictionless, high-level of financial planning and investment management. Digital Wealth is virtual in nature which enables us to assist in the State of California and in other jurisdictions where exempted.

Although we are focused on Silicon Beach we are able to work with clients in other tech communities such as Silicon Valley, Seattle, Portland, Boulder, Denver, Salt Lake City, Austin, New York, Chicago, Washington D.C., Research Triangle, etc.

Our goal is to help you start building your wealth, and improve your money habits now so that you can start building an exceptional financial future.

To learn more please visit the Digital Wealth website at https://digitalwealth.la and then schedule an introductory meeting at https://calendly.com/digitalwealth.

I look forward to meeting you!

Sue Peck, CFP®, RLP®

About Sue Peck, CFP®, RLP®

I am Sue Peck, CFP®, RLP®. I founded Evolution Financial to provide fee-only comprehensive financial planning and investment management for people of all backgrounds who aspire to live their best lives now and into the future.

I am also a fiduciary. A fiduciary is, as defined on Investopedia: a person or organization that owes to another the duties of good faith and trust. The highest legal duty of one party to another, it also involves being bound ethically to act in the other’s best interests.

Our lives can be filled with transitions, some of them involving the added complication of wealth movement. Life experiences, such as a divorce or the loss of a loved one, are filled with emotions and feelings of loss, grief, and overwhelm, and can leave one feeling unable to move forward. I’m here to listen and help sort out what next steps are needed to help you move through and forward into the life you want to live.

I graduated from the University of Wisconsin-Madison with a BS in psychology, and was also a proud member of the University of Wisconsin Marching Band (Trombone).

Community is important to me. I am a board member for the Northside Business Association, and also a member of OPEN (Out Professional Engagement Network).

My husband Nathan and I live on the north side of Madison with our two Border Collie mix dogs, Dracena (Puppers) and Harley Quinn, as well as our chickens. As a landscaper, Nathan has transformed our yard to be welcoming to pollinators such as bees and butterflies.

Ben Martinek, CFP®, EA

About Ben Martinek, CFP®, EA, CSLP®, RICP®

Ben Martinek is the founder of Bona Fide Finance, Latin for “in good faith”. He and his team make the promise to prepare each client for their future according to the standards of good finance and good sense.

Ben spent years studying personal finance, possessing extensive knowledge in matters of individual tax, debt management (student loans, anyone?), retirement strategy, and global investment opportunities offered through the capital markets. Through Bona Fide Finance, he work on a fee-for-service basis, providing comprehensive advice for young professionals who are seeking to secure their financial position, accumulate wealth, and optimize lifestyle design.

On the personal side, Ben the fourth of nine children and grew up in rural Indiana. Early in life, he felt strongly moved to serve others and thus attended seminary, graduating with a Bachelor of Arts in philosophy and classical languages. Having once considered an academic career, Ben continued my philosophy studies and obtained a master’s degree. Upon realizing the challenges with the job market in academia, he sought other career paths, some of which included construction and truck driving – in fact, he and his wife Deb spent the first few years of their marriage as team over-the-road truck drivers, logging over 600,000 miles in the “lower 48,” visiting every metropolitan area and traveling over 90% of the Interstates in the US! — before deciding that financial planning should be the focus of his talents and career efforts.

Ben works hard, but also relish in the fruit of his labor. In addition to his studies pertaining to finance and philosophy, Ben also likes to garden, hike, make home improvements, and woodwork. He relax by grilling, smoking a pipe, canoeing the Missouri River and sailing Lake Sakakawea. From time to time, Ben also teaches Business Ethics and other financial planning courses at his local university.

Ben’s wife and two beautiful daughters live in Bismarck, North Dakota, where they happily endure the cold winters!

Jeff Brainard, CFP®, CFS

About Jeff Brainard, CFP®, CFS

A native of the Denver area, Jeff has been married to his wife, Christa, for 17 years. They have three beautiful children, two boys and a girl, who spend the majority of their days keeping themselves (and their parents) quite busy and constantly on the move with sports and dance.

He has volunteered as a coach in the South Jeffco Sports Association since 2009 as both a head coach and an assistant coach for baseball, basketball, and football. When not coaching sports, there is a good chance that he’s attending a ballet recital or performance for the Littleton Youth Ballet to watch his daughter.

Jeff is a staunch believer in using ETFs and low-cost index funds for client investments. He also believes in the fiduciary standard and that everyone needs a professionally written financial plan to help achieve their goals. He subscribes to the notion that the majority of financial problems can be solved by saving more money and spending less of it…most of the other things will require some help from a professional.