Tommy Lopez, CFP®, CRPC®

About Tommy Lopez, CFP®, CRPC®

Welcome to Coffeehouse Capital!

I’m the Founder and President of Coffeehouse Capital, an independent fee-only financial planning and investment management firm. I’ve been in the banking and Wealth Management industry since 2007, first with Bank of America, Banc of America Investments, then Merrill Lynch.

As a CFP® professional and fiduciary, I now provide comprehensive financial planning, wealth management and financial advice to a broader population.

With years of experience, my mission is to help build and manage wealth through comprehensive financial planning and education. I have experience serving busy professionals and families, current and future retirees and business owners.

I am a CERTIFIED FINANCIAL PLANNER™ professional and Chartered Retirement Planning CounselorSM. Chartered Retirement Planning CounselorSM

I work with clients in person in the surrounding central California area or virtually anywhere through the use of technology.

Areas of experience include:

529 College Education Planning

Assessing and analyzing current financial and life goals

Asset allocation review, education and strategies

Cash flow and retirement planning

Creating and managing GOALs based financial plans

Creating and managing GOALs based investment portfolios

Digital asset education

Investment education

Levering and coordinating with other professionals (CPAs, EAs, Estate Planning Attorney’s, Insurance, etc.)

Loss of loved ones

Ongoing financial plan and investment monitoring

Organizing for Financial wellness

Reviewing and managing 401(k), 457 (b)s and traditional retirement plans

It all starts with a conversation, let’s connect!

Dustin Suttle, CFP®, MBA

About Dustin Suttle, CFP®, MBA, CRPC®, AAMS®

Hi there! My name is Dustin, and I’m on a mission to make financial services accessible to as many people as possible.

When I joined this industry over 20 years ago, I was struck by how much people were forced to pay for investing and planning services. I know firsthand how transformative financial guidance can be, but I also watched as countless individuals and businesses were overcharged, hurting their ability to reach their goals in the long run.

I held firmly to my belief that low-cost financial planning would fill a critical need in the industry, so I built it myself. Suttle Crossland Wealth Advisors was born, and the rest is history!

Today, I devote my career to helping clients from all walks of life meet their financial goals. As a Certified Financial Planner™, Accredited Asset Management Specialist®, and Chartered Retirement Planning Counselor® with an MBA, I’m well positioned to guide clients through countless financial journeys and transitions. I treasure each client relationship, learning where my clients would like to go and how we can work together to make their dreams a reality.

Regardless of your specific situation, my goal is to provide you with the peace of mind to pursue and achieve your desired results. Life doesn’t always go as planned (in fact, it usually doesn’t!), and having a solid financial plan gives you a safety net for life’s many surprises. Together, we’ll prepare you for the road ahead–whatever it may bring.

My specific areas of expertise include portfolio construction, retirement planning, risk minimization, life transition events (career change, retirement, etc.), tax strategies, business ownership, and financial planning. I offer ongoing portfolio management and one-time financial plans depending on your unique needs and goals.

Outside of the finance world, I enjoy spending quality time with my fiancé, family, and friends. I’m also a proud member of the Phoenix Men’s Arts Council. In my spare time, you’ll often find me camping, hiking, volunteering in my community, or learning something new in a great book.

I welcome the opportunity to discuss your financial goals and how I can help you reach them. Let’s start a new chapter in your financial story!

Jacki Farrar, CFP®, CDFA

About Jacki Farrar, CFP®, CDFA

Integrity Financial Strategies is a boutique, fee-only financial planning firm that specializes in helping those in transition gain clarity and confidence in their financial future.

We offer investment management, financial planning and transition planning including career changes, divorce, retirement, death of a loved one, starting a family, blending families, inheriting wealth or selling a business.

With 15 years in financial services, Jacki has extensive experience working with women who mange their finances on their own – single, divorced, widowed, women who experience sudden wealth and women lead households. She is passionate about partnering with her clients to help them navigate their financial lives and gain a sense of control over their financial future.

In her free time Jacki enjoys the gym, paddleboarding, walking with her pup Cadence and time with friends and family.

Bill Nugent, CFP®, IRS Enrolled Agent

About Bill Nugent, CFP®, IRS Enrolled Agent

Bill Nugent is the Founder of Convey Wealth Management, a financial services firm uniquely specializing in tax-smart planning for corporate executives, high-achieving entrepreneurs, and their families. Bill’s 25-year career began with one of the industry’s oldest and most respected wealth management firms.

There, he focused on non-profit and public sector clients and drew inspiration from mission-driven professionals who dedicated their careers to caring for others. Having led hundreds of live workshops during his career, Bill is skilled at expressing complex topics in an understandable manner. He believes in customization and focuses on each client’s goals to drive the investment management process.

Bill is a CERTIFIED FINANCIAL PLANNER™ professional as well as an IRS Enrolled Agent. He received both his bachelor’s and master’s degrees from the University of Massachusetts at Amherst. In addition to providing personalized attention to his clients, he believes strongly professional mentorship and enjoys teaching financial planning at UCLA.

Roch Monnig, CFP®

About Roch Monnig, CFP®

Roch (pronounced “Rock”) has years of experience helping individuals and families navigate the complexities of money. Whether you’re just getting your start, balancing a family and a career, or nearing financial independence, Roch understands the many roles money plays in you living the life you want to live both today and tomorrow. In his free time, you can find Roch walking with his wife, spending time with his friends at a local restaurant or brewery, or vacuuming up hair from his dogs.

Deeper Pockets offers flat-fee, advice-only financial planning and education helping people craft personalized, comprehensive financial plans or simply focus on one or more areas that matter most. It's the guidance you want and need – on your terms.

Harry Moran, CFP®, AIF®

About Harry Moran, CFP®, AIF®, CeFT®

Harry Moran is a 30-plus year veteran of the advisory profession. After beginning his career with as Regional Coordinator for an Albany NY-based mutual fund company, Harry joined Advantage Capital Corp. in 1988. In 1992, he joined Cornerstone Financial Advisors and Cadaret, Grant and Co., Inc. where he worked for 19 years before leaving to found Sustainable Wealth Advisors in September of 2011. He began working with sustainable investments in 1988 and made the commitment to specialize in this approach in 2001. As the owner and founder of Sustainable Wealth Advisors, Harry has been able to expand the practice he built at Cornerstone. He has been a network advisor with First Affirmative Financial Network since 2001 and was an Investment Advisory Representative (IAR) of Portfolio Resources Advisor Group, Inc. (PRAG) from 2011 until April 2021. Harry also served on the PRAG Investment Committee from 2018 until his departure in April 2021 to become a Founding Member of Sustainable Advisors Alliance, LLC. Harry resides in Saratoga Springs, NY with his wife Ellen. When not at work, you can find him out riding his bike, walking, or supporting the local art and music scene.

Ryan Burgess, CFP®, AIF®

About Ryan Burgess, CFP®, AIF®

Throughout his 20 years in financial services, Ryan has spent his career helping individuals make educated decisions about their money. As well as building and managing investment accounts. Since 2016, he has done over 6,000 financial consultations with people all across the country. He has also delivered countless educational presentations to thousands of attendees on most topics involving personal finance but specializes in investment and retirement planning education. Ryan has managed upwards of 80 client portfolios, totaling $50 million.

The ability to guide and help people is what drives Ryan. In addition to helping his clients understand their financial path, Ryan produces educational content in the form of webinars, blog posts, videos, and articles. More than any financial product, education is the key to managing finances and achieving goals.

Ryan lives in Roseville with his wife Nicole, their daughter Delaney, and 4 rescue dogs: Rex, Atticus, Echo, and Cooper. Outside of work, his life revolves around spending time with family, exercising, following professional sports and traveling.

Andrew Gray, CFP®, CRPC®

About Andrew Gray, CFP®, CRPC®

I’ve found that clients come to me with a series of specific challenges that they’d like help with as they approach retirement and living in retirement. These challenges center around how to best:

Replace their employment income from the assets they’ve saved
Minimize taxes paid now and in retirement
protect against the risks of the future (i.e. inflation, market downturns, unplanned health issues, assets taken from them unjustly, longevity, etc.)
How to avoid common mistakes that can be very costly over the course of their lifetime.
There are dozens of important financial decisions you face that can easily feel confusing and overwhelming.

This is where I can help you.

I launched Gray Wealth Strategies to bring highly personal, truly objective, evidence-based advice to your key financial decisions. This is what we should expect as we make critical financial choices. Regrettably, however, a vast majority of the financial services industry does not operate under such a standard where the advice/products being recommended truly align with your best interests. In fact, you may have even experienced a few of those “advisors” yourself.

I aim to change that experience for you. I operate under a “fiduciary standard”. This means that I am legally bound to provide objective advice in your best interests with zero product sales or commissions as your flat-fee only CERTIFIED FINANCIAL PLANNER™.

My flat-fee only structure is unique in the industry. We offer clients two flat-fee only options: 1) a one-time retirement plan which is intended for DIY investors who want to get a second opinion and validate their decisions and 2) a full-service wealth management relationship. As part of our full-service relationship, we focus on leveraging your retirement roadmap (i.e. initial financial plan) and using it to inform, customize, and optimize your investments, taxes, and estate planning needs.

Clients who are familiar with the standard asset under management (AUM) fee structure (i.e. being charged a percentage of your assets) will appreciate these flexible, flat-fee only offerings, and I personally think it’s a great way to objectively help pre-retirees and retirees.

I absolutely love the work I do and I am proud of the value I bring to my client’s key financial decisions.

That said, my #1 pride is my family: my wife, Jessica, and our three children (Waverly, Everton, and Zealand). We split time between the outdoor wonderland of the Pacific Northwest where we mountain bike, ski, camp, and raise our littles, and the great city of Austin, TX where family resides and Lake Austin calls for fun family time.

That’s my “why”: being the best advisor I can be to my clients and living the best life possible with my family and friends.

What’s your “why”? And how can I best help you live it with the resources you have?

Please reach out and I look forward to getting to know you.

Read Andrew’s blog here: https://graywealthstrategies.com/blog/

Randall Avery, CFP®, CFA

About Randall Avery, CFP®, CFA

Randall Avery, CFP®, CFA is a trusted, Fee-Only, CERTIFIED FINANCIAL PLANNER™ with over 13 years of finance and accounting experience. My firm specializes in servicing those in the behavioral health profession (PsyD, LPC, LCSW, MFT, Ph.D., etc.). We understand the nuances of managing a career in this profession and the challenges of building wealth while serving different population types. You do not have to go it alone when facing financial decisions concerning:

• Student loans
• Budgeting
• Investing
• Retirement accounts (Roth, IRA, 401k, 403b, & TSP)
• Financially preparing to start or exit a practice

With the heart of a teacher, Randall Avery educates his client on the principles of financial literacy. We also delve deep into career planning to maximize the earning potential of our clients. Let our firm view your career ambitions through a financial lens.

Read Randall’s blog here: https://rsadeasil.com/blog/

Tom Massie, CFP®

About Tom Massie, CFP®

Within my role, I partner with clients to help them navigate some of life’s most challenging intersections. I intentionally designed Massie Financial Planning as a boutique firm for those who are transitioning into retirement, or have recently faced the challenges of caring for loved ones. And, the individuals that I work with often describe me as a patient teacher and exceptionally knowledgeable in planning. I live to help people who never set out to become wealthy — and those who need a trusted partner to navigate the complexities of retirement, being a caretaker, or both.

In my free time, I enjoy spending time with my close friends and family, especially my wife, Michelle, and our chocolate lab, Penny. I can also be found watching football or playing golf. Additionally, my love for travel motivates me to explore new places, cultures and food, from enjoying a meal with friends to cooking with my family at home in Old Town Alexandria.