Justin Bolmgren, CFP®

About Justin Bolmgren, CFP®

Justin founded Bolmgren Retireplan in 2013 after a decade of financial planning and executive management experience. He specializes in retirement planning for individuals that work for large & small corporations, business owners and financial planning for families early to middle in their working careers. He is a graduate of the University of Akron with a degree in Finance and makes it riority to further his industry education. Those activities include achieving the renowned Certified Financial Planner (CFP®) certification. Justin has also been awarded on the worlds most respected insurance expertise designations; the Chartered Life Underwriter (CLU).

Jesse Carlucci, CFP®, Ph.D.

About Jesse Carlucci, CFP®, Ph.D.

Jesse is a family financial planner and founder of Arrow Investment Management. He helps everyday Americans reach their financial and lifestyle goals, and is passionate about helping others achieve financial freedom.

Prior to starting Arrow Investment Management, he spent eight years in higher education as a university professor, and has a strong background as a researcher, teacher, and mentor. He develops and helps implement customized investment, estate, and financial solutions for all the families he works with. As a fiduciary, he takes his ethical obligations to work in the best interest of his clients very seriously.

The Arrow process:
1.) Initial consultation
2.) Gather data
3.) Analyze and recommend
4.) Implement the plan
5.) Monitor and update the plan

Jesse lives in Oklahoma City with his wife, where they enjoy hiking the national parks, golf, and spending time outdoors.

Jesse received his Ph.D from the University of Oklahoma in 2012, his M.S. from the University at Buffalo in 2008, and a B.A. from Binghamton University in 2005. He is a CFP® professional and also a lecturer at the University of Virginia in the Certified Financial Planning Certificate program.

Jesse is the author of Money Milestones: A twelve-month personal finance journey, and over ten professional technical papers. He writes monthly personal finance articles at “Arrow Investment Education”.

Jonathan Kiehl, CFP®, CKA

About Jonathan Kiehl, CFP®, CKA

Jonathan spent over a decade working on time machines for Rolex Watch, USA before entering the financial services industry in 2015. Serving as Rolex’s technical instructor allowed him to develop analytical skills, an eye for detail and a passion to educate: all skills he now enjoys applying to his clients’ financial plans.
After several years working at a fee-only, RIA, Jonathan founded EVENKIEHL, LLC to specialize in tax-efficient planning and investing through a personalized approach aimed at providing peace of mind and clarity.

As a CERTIFIED FINANCIAL PLANNER™, Jonathan is dedicated to maintaining a high standard of education. In addition to being a CFP®, he received his Bachelor of Science in Business Administration from Elizabethtown College and his MBA in Personal Financial Planning from Indiana Wesleyan University.
Jonathan met his wife Katelyn as a result of a self-supported bicycle “bikepacking” trip across the United States. They now use their home in Lancaster, PA as a launch pad for their next adventures and enjoy sharing their love of the outdoors, food and travel with their three energetic boys, Talbott, Pierson and William.

Igor Smolyanskiy, CFP®, CFA

About Igor Smolyanskiy, CFP®, CFA

I am a spreadsheet junkie, a lifelong learner and an educator.

After a 20+ year career on Wall Street, I decided to pursue my passion to help people maximize their potential and meet key life goals by providing them with practical financial advice.

Many people I know shy away from seeking professional advice as they feel it is too investment-centric and expensive. Investment management is important, but there is so much more to optimizing financial life that is usually neglected. We are here to address that.

I believe financial advisory should not be fundamentally different from an accounting or law practice where professionals are compensated directly for their services based on quality and complexity of work. At Vilga, we embrace that model. Dramatic improvement in quality and cost of professional software, virtualization of number crunching and communication make it possible for us to offer high quality service in this space.

Damian Palfini, CFP®

About Damian Palfini, CFP®

Damian is the founder and lead planner of Cavalot Capital. He is a digital nomad that loves to experiment with lifestyle independence and pushing traditional boundaries. He travels around the (mostly) Western US with his pup Rio where you’ll find them bouncing between ski resorts and fly fishing streams while in search of good pizza. In the winter you might spot him racing Masters in Utah, Colorado or California, or standing in the middle of a river during the summer in Montana, Idaho or Washington.

He started out in the investment business in the depths of the Great Financial Crisis of 2008/09 and spent the next decade + honing his portfolio management and investment analysis skills before creating Cavalot. Prior to that Damian graduated from California State University-Chico with a Bachelor of Arts in International Relations and minors in International Business and Italian.

Nowadays he focuses primarily on helping crypto and tech professionals maximize their assets so they too can pursue lifestyle and financial independence. His interest in crypto began in earnest during “DeFi summer” when he saw how revolutionary blockchain technology, smart contracts and decentralized finance would be in the lives of an entire generation. He has spent much of his time ever since learning the ins and outs of helping people bridge this new world with traditional financial planning and investing.

Damian is a CERTIFIED FINANCIAL PLANNER™ professional in addition to being a grad student in Blockchain and Digital Currency and holding various advisor-focused crypto accreditations.

Read Damian’s blog here: https://cavalotcapital.com/transforming-wealth

Kyle Moore, CFP®

About Kyle Moore, CFP®

Kyle is a CERTIFIED FINANCIAL PLANNER™ and member of the National Association of Personal Financial Advisors. He has sworn to a fiduciary oath of putting clients interests above all else. We work with individuals who are looking for a personal relationship, not a cog in the Big Finance machine. We take a very limited number clients per advisor to make sure clients have access to help with decisions both large and small.

We work with young professionals, established professionals, and business owners and their families to help build wealth and achieve peace of mind. We are confident in building solid financial plans that are forward looking while tailoring an investment strategy for each of our clients.

Kyle is happily married to his wife Amber, and they are kept busy by their playful dog, Copper. Outside of work, Kyle is passionate about cooking and exploring the world of wine. In fact, Cru is a wine industry term used in France to describe vineyards of superior quality. When building his company, Kyle felt this aligned with his objective in the financial industry.

Andrew Bernell, CFP®, JD

About Andrew Bernell, CFP®, JD, CPA

I am Andrew and I am the founder of Century Park Wealth Management. I am a Certified Financial Planner, a CPA, and former attorney. I specialize in helping working professionals achieve their financial goals.

If you are retiring or nearing retirement, we’ll help you make sure your investments will last through your retired years. We’ll help you make social security and Medicare decisions. And your investments and other income in retirement will be balanced again your spending expectations, so you can live the life you’ve always wanted.

If you are a working Gen X professional, we can help you get your investments organized. If you need help with stock options (NQSO, ISO or RSU’s, we can help you with those).

If you are a business owner, your retirement planning options are broad. SEP IRA’s, defined benefit/pension plans, or Solo 401(k)’s, or a combination of the above.

Fees depend on your needs, whether you need investment management or on-going financial planning to grow your wealth.

Check out our website to learn more: https://www.centuryparkwm.com/

Trishul Patel, CFP®, MBA

About Trishul Patel, CFP®, MBA

My name is Trishul Patel, CFP®. I achieved financial independence before 40, and with my 100% virtual advisory business, I get up every day to help others do the same. To get where I am, I prioritized aggressive savings and identified the things that are truly important in my life.

Beyond finance and investing, I am an entrepreneur and problem solver at heart. Creativity and curiosity have always been a part of me. At an early age, I began soldering analog circuits, building computers, and programming simple games. Academically, I also have a few degrees from Cornell University.

I have been investing for almost two decades. Over my professional career, I’ve designed large-scale financial applications for tier-one banks. I likewise managed an exotic options book for a private firm based out of South-East Asia, generating over $750 million in revenue in three years. And I was a Portfolio Manager for a Hedge Fund, managing over $100 million in assets.

Nothing inspires me more than discovering others who are following their dreams. I often feed off the energy of those around me and I enjoy healthy debate and intellectual discourse, especially when it comes to topics that I love and enjoy, such as investing. From my perspective, I simply possess an insatiable desire to learn, understand, and help others.

These days, in addition to helping my clients accomplish their financial and investment goals, I also enjoy blogging, podcasting, biking, and hiking with my wife and daughter.

Michael Schell, CFP®

About Michael Schell, CFP®

Sensible Financial Management, LLC is a fee-only and independent financial planning practice based in Vermont designed to help those who are approaching or in retirement. Mike’s focus on retirement allows him to attend to the questions that matter to you such as:

–       How much can I reasonably spend in retirement

–       Am I saving enough to meet my retirement goals?

–       Is my financial situation set up to accomplish my goals beyond retirement?

–       Which accounts should I spend from?

–       How should my portfolio be allocated to meet my goals?

–       Am I adequately safeguarding against threats to my retirement?

–       When should I take Social Security?

–       How do I get started with Medicare and how do I avoid making costly mistakes?

–       Am I taking advantage of tax planning opportunities available to me?

Mike’s mission is to provide you with financial planning guidance and options in plain English so you can make the best decisions to have a successful and meaningful retirement.

Jay Karamourtopoulos, CFP®

About Jay Karamourtopoulos, CFP®

Hi!

My name is Jay. I’m originally from Massachusetts and live in the North End of Boston.

Prior to starting Hereford Financial I worked for an investment management company servicing their private clients, a team of financial planners helping put together financial plans, and for two early stage FinTech companies (one in Boston and one in NYC.)

Like many of my peers, I set out to join the tech industry to find more fulfilling work that aligned with my values and provided me with an opportunity to grow and enhance my career through opportunities not easily found at more established firms. I’ve seen first hand the dedication, passion, time and effort that goes into working for a tech company and the fulfillment that comes from bringing a new product or service into the world. However, it leaves little time to understand your RSUs, ISOs, NSOs, ESPPs and how they fit into and affect your financial plan and goals.

My time in the tech space made me realize how impactful and beneficial equity compensation can be, but also how lack of education can cause confusion and missed opportunities, especially for millennials who haven’t accumulated the necessary assets to work with a traditional financial planner.

I created Hereford Financial to help clients in their 30’s and 40’s create clarity around their equity compensation and use it to plan for a secure future while enjoying their life today. There are no asset minimums, which allows me to work with and help younger clients whose financial situations are just as, if not more complicated than those traditionally served by the industry.

Our comprehensive financial planning process will help you create, grow and keep the wealth you have worked so hard for and allow you to spend more time doing the things that are important to you. We’ll ensure that your money is being leveraged as a tool to do more of what you love.