Joseph Kuo, CFP®, CMA

About Joseph Kuo, CFP®, CMA

I am a certified financial advisor and planner for attorneys, executives, and entrepreneurs.

As a fee-only fiduciary, I work solely in your best interests. I do not sell or receive commissions on any financial products such as insurance policies or investment funds.

Money can stress us regardless of how much of it we have. Born into a family business, I received many mixed money messages while growing up:

Money is supposed to provide safety and freedom, yet everyone seems to be chained to their businesses.
We should work hard to build wealth so we can have a great future for our families, yet no one knows what that actually looks like.
We want that great future for our loved ones, but we’re so busy working we have no time for them.

It’s not just about wealth, it is about well-being. If you have achieved success and wealth, but have financial questions or still feel that something isn’t right, I can partner with you to:

Clarify the goals that motivate you and uncover your “whys”.
Design a robust plan to grow your business, protect your family, and help you navigate the changes that life throws at you.
Use your finances and wealth as resources to help you achieve personal and financial well-being for you and your loved ones.

MY CERTIFICATIONS AND MEMBERSHIPS

CERTIFIED FINANCIAL PLANNER ™ Professional
Certified Management Accountant
Certified Grief Recovery Specialist
Motivational Interview Practitioner
Board Member of SF Chapter of Financial Planning Association

Andrew Prescott, CFP®

About Andrew Prescott, CFP®

Andrew “Drew” W. Prescott III is a CERTIFIED FINANCIAL PLANNER™ practitioner and the founder of Ocean Breeze Wealth, LLC.

After graduating from the University of Miami in 2004, Drew moved to Washington, DC to start his career in Wealth Management. He started as a Client Service Associate at a small regional firm, moving up after a couple of years into the Financial Advisor role. He stayed in this role for 10 years.

In 2018, his family decided to move from Washington, DC to Amelia Island, Florida, where Drew started Ocean Breeze Wealth, LLC. The company was founded with the belief that clients deserve the highest level of service, unbiased financial planning and investment advice. While he is located in Florida, Drew supports clientele around the country with their individual needs (i.e. saving for college, planning for retirement, enjoying retired life, etc.)

When not working, Drew is out on the golf course, playing with his puppy, or rooting on the Washington Nationals or the University of Miami Hurricanes.

Jeffrey Mussatt, CFP®

About Jeffrey Mussatt, CFP®

Jeff Mussatt, CFP© founding partner of Kimble Advisory has been planning for and serving high net worth clients for over 25 years. He started his career at The Northern Trust Company in Chicago, where he spent 12 years as the lead Private Banker to many of Chicago’s top executives, business owners, multi-generational trust families and real estate developers.

Jeff has spent the last 8 years with a Richmond based registered investment advisory where he managed many of the firm’s largest relationships, held a voting position on the firm’s investment policy committee and was a member of the firm’s leadership team.

As founding partner of Kimble Advisory, a service of Kimble CPA, Jeff is passionate about guiding clients as they create, protect and transfer wealth. KA specialize in clients that are entrepreneurs, corporate executives, inherited wealth and clients with complicated balance sheets. We enjoy helping clients understand the earnings power of their many opportunities and how that relates to their family legacy.

Jeff is a member of the Financial Planning Association of Central VA, the Estate Council of Richmond and the Virginia Society of CPA’s.

Jeff and his wife, Lynn, have 2 daughters. The family enjoys golfing and traveling in the summer and skiing in the winter. Jeff is an active member at Hermitage Country Club, where he has served on various committees while being a member.

Sue Peck, CFP®, RLP®

About Sue Peck, CFP®, RLP®

I am Sue Peck, CFP®, RLP®. I founded Evolution Financial to provide fee-only comprehensive financial planning and investment management for people of all backgrounds who aspire to live their best lives now and into the future.

I am also a fiduciary. A fiduciary is, as defined on Investopedia: a person or organization that owes to another the duties of good faith and trust. The highest legal duty of one party to another, it also involves being bound ethically to act in the other’s best interests.

Our lives can be filled with transitions, some of them involving the added complication of wealth movement. Life experiences, such as a divorce or the loss of a loved one, are filled with emotions and feelings of loss, grief, and overwhelm, and can leave one feeling unable to move forward. I’m here to listen and help sort out what next steps are needed to help you move through and forward into the life you want to live.

I graduated from the University of Wisconsin-Madison with a BS in psychology, and was also a proud member of the University of Wisconsin Marching Band (Trombone).

Community is important to me. I am a board member for the Northside Business Association, and also a member of OPEN (Out Professional Engagement Network).

My husband Nathan and I live on the north side of Madison with our two Border Collie mix dogs, Dracena (Puppers) and Harley Quinn, as well as our chickens. As a landscaper, Nathan has transformed our yard to be welcoming to pollinators such as bees and butterflies.

Jason Howell, CFP®, CPWA®

About Jason Howell, CFP®, CPWA®, CSRIC®

Jason Howell is a CERTIFIED FINANCIAL PLANNER™ professional, former U.S. Congressional candidate and in 2021 and 2019 was listed as a TOP Wealth Adviser by WASHINGTONIAN magazine. He is President of Jason Howell Company, a family wealth management firm that uses Sustainable, Responsible & Impact Investing (SRI) to develop family leaders into patriarchs, matriarchs, and stakeholders of their local communities. Jason is a Chartered SRI Counselor™ and a Certified Private Wealth Advisor® professional and is the author of JOY of Financial Planning: 7 Strategies for Transforming your Finances and Reclaiming your American Dream.

Jason is an adjunct instructor for George Mason University’s School of Business Financial Planning and Wealth Management (FPWM) concentration and Council Chair for the FPWM Advisory Board. He is also an adjunct instructor of personal finance at American University’s Kogod School of Business.

Jason has been featured as both a financial expert and independent political strategist on FOX 5 DC, ABC’s News Channel 8, US News & World Report, Yahoo Finance, CNBC.com, Readers Digest, Nasdaq.com, Washington Business Journal and the New York Times. His professional career spans years in retail banking, corporate accounting, personal finance, politics and long shot attempts to make stars out of unsigned musicians.

Jason has been recognized by George Mason University as a Prominent Patriot (2013) and received both the School of Business Alumni Service Award (2020) and the overall university Alumni Service Award (2021). He was twice the distinguished alumnus speaker for the School of Business graduating class.

His mission is to bring the best of ultra-high net worth family financial planning to this generation’s regular net worth families. He shares his home with a beautiful and patient wife, two daughters and 1990’s nostalgia.

View Jason’s blog here: http://www.jasonhowell.com/blog

Patrick Dinan, CFP®, CSRIC®

About Patrick Dinan, CFP®, CSRIC®

Hi, I’m Patrick and I’m an advisor serving forward thinking professionals who care about the environment and investing in a better world. I’m passionate about partnering with my clients to take the stress out of financial planning and investment management.

Like most clients I serve, you are probably busy with your career, your family, fitness and other passions. Financial planning may not be at the top of your to-do list.

My goal is to be your accountability partner in developing and executing your personalized vision. We will work together proactively to make sure you are moving forward with your personalized plan. Over the long run, this will save you time, money, and unnecessary stress so you can focus on what’s truly important to you.

When it comes to investing, I don’t believe you need to sacrifice your values to get higher returns. In fact, I believe the exact opposite. Through my research, I have found that in most cases, ethically challenged companies tend to underperform over the long-run. I seek to avoid these businesses so we can invest more of your hard-earned money on purpose-driven enterprises focused on building a better future.

The goal is to empower you while helping your bottom line. I view this as a win-win. As a signatory to the Divest-Invest movement, I avoid investing in any fossil fuel or carbon based companies. I will never use expensive and opaque mutual funds or try to time the market. I have found that successful investment strategies are well-diversified, disciplined and keep costs low.

Originally from Pittsburgh, my wife and I are proud Steelers fans. After spending the past fourteen years in California, we’ve rounded out most of the major cities including San Diego, San Francisco and now reside in Los Angeles.

When I’m not advising clients, you can find me at one of the local parks or beaches with my two young daughters.

I love swimming in the open water and over the years I’ve escaped from Alcatraz, swam under the Golden Gate Bridge and raced from San Diego to Coronado.

I enjoy science fiction and reading about how future trends will impact our economy. To me, there is nothing better than relaxing with friends and family while sharing a great meal and a nice bottle of wine.

Tony Chan, CFP®, EA

About Tony Chan, CFP®, EA

Tony T. Chan, CFP®, EA was born in Hong Kong, China. He immigrated to San Francisco, California with his family at the age of eight. Upon graduating from high school, he served six years in the Army Reserve as an Automatic Logistic Specialist. After receiving his acceptance letter from California State University of Fullerton’s ROTC program, Tony moved to Orange County to further his education. Attending school and working simultaneously four part-time jobs, he realized the importance of personal financial planning. He started attending the Financial Planning Association’s quarterly meetings and it was here that he discovered the CFP® designation.

Upon graduating from California State University of Fullerton with a Bachelor’s Degree in Finance and minoring in Military Science, and after receiving his commission through California State University of Fullerton Army ROTC, he decided to pursue his goal of becoming a Certified Financial Planner™ practitioner. Tony received his Registered Paraplanner (SM) through the College of Financial Planning prior to becoming a Certified Financial Planner™ practitioner. Today he is a Fee-Only Financial Planner & Investment Adviser and a 1st Lieutenant with the U.S. Army Reserve 326th Financial Management Center.

Tony has more than eight years of experience in financial planning and tax services. He has extensive knowledge in advising clients from various income levels on comprehensive retirement plans, portfolio analysis, tax planning, debt & risk management, and estate planning.

He is also a proud member of the Orange County Financial Planning Association, National and The National Association of Personal Financial Advisors. Tony has received multiple awards and is a nominee for 2016 class of InvestmentNews 40Under40.

Kay Dee Cole, CFP®, CeFT®

About Kay Dee Cole, CFP®, CeFT®, RLP

Clarity Wealth Development came into existence because there had to be a better way to help people invest and come up with a financial plan based on their goals. I had been working from the broker side of the business where selling product was first and advising came second. When I was finalizing a name for my company my father was suffering from Alzheimer’s disease. I chose the name Clarity because having clarity is the key to making sound decisions. The last part of the name, Wealth Development, is because I not only want to help people manage money but also build wealth.

Our mission is to help you navigate the financial planning process. You need basic knowledge and confidence. And you need an advisor willing to listen to you. We treat you with respect and dignity and supply you with timely information and education in helping you develop a solid strategy. Once we know your goals, then we help you implement a financial plan you can have confidence in. When you clearly know where you are going and how to get there, you are more likely to achieve your goals.

Growing up as a farmer’s daughter just south of Corvallis, Oregon I learned the value of hard work and perseverance. I attended school in Corvallis and graduated from Oregon State University in the School of Agriculture with a Natural Resources Economics Degree with minors in business and statistics. After college I worked for the U.S. Department of Agriculture as a statistician in California and Colorado. In 1996 my husband and I returned to Corvallis to help with the family farm. In 2000, my entrepreneurial spirit helped me realize my dream of owning my own retail business, as a florist.

My background and experience in running that retail business and being involved with the sale of our family’s business gives me a unique perspective in family-owned businesses. I also realized that running a retail business was not my dream job. With the help of my financial advisor, I decided financial planning was what I really wanted to do. I started out in a large broker business but decided I wanted to help people plan for life; not just sell investments.

So I took a huge leap of faith and opened Clarity Wealth Development in 2010. I also became a Certified Financial Planner™ in 2012. I knew this was a great way to provide value and it turns out I was right. As a CFP® I have a fiduciary duty to my clients, a higher standard than most advisors. Being a fiduciary means putting my clients interests first at all times.

That courage to go out on my own came in handy when I became a cancer survivor. I understand the complexity of financial planning during a serious illness. In late 2012 I was diagnosed with ovarian cancer, stage IIIB. This was a stressful time for my family, my clients and myself. However, this did give me valuable insight as a financial planner for those unexpected life changing moments.

I am more determined than ever to provide the best service to my clients. I find joy in my family and especially my husband of 25 years. We also have two wonderful dogs, Bailey a yellow Labrador and Bella a Great Pyrenees mix. We enjoy traveling together and being active in our local community.