Jessica Kirwin, CFP®, MBA

About Jessica Kirwin, CFP®, MBA

Finances have always played an important role in my life, but I never knew it would become my passion. At 25, I quit my high-paying job and had to figure out how to facilitate my first rollover. Before entering the Peace Corps, I figured out how to defer my student loan. After our wedding, I researched where my husband and I could safely invest our money while we were abroad. This might sound like drudgery to some, but for me, they were stimulating challenges.

Over my life, I’ve bought and sold homes, moved across the country and globe. I worked for fortune 500 companies and small independent firms. This path eventually led me to acquire the CERTIFIED FINANCIAL PLANNER™ designation. I wanted to make a difference in the financial industry. “The percentage of women CFP® professionals has remained flat at 23% for at least a decade.” The requirements for obtaining the CFP® designation are high: countless hours of coursework, a 6-hour extensive exam, and 6,000 hours of professional experience.

I founded Kirwin Financial because, honestly, there are not enough fee-based financial planners focused on serving my demographic. My husband and I could have used a sounding board along the way.

Kyle Moore, CFP®

About Kyle Moore, CFP®

Kyle is a CERTIFIED FINANCIAL PLANNER™ and member of the National Association of Personal Financial Advisors. He has sworn to a fiduciary oath of putting clients interests above all else. We work with individuals who are looking for a personal relationship, not a cog in the Big Finance machine. We take a very limited number clients per advisor to make sure clients have access to help with decisions both large and small.

We work with young professionals, established professionals, and business owners and their families to help build wealth and achieve peace of mind. We are confident in building solid financial plans that are forward looking while tailoring an investment strategy for each of our clients.

Kyle is happily married to his wife Amber, and they are kept busy by their playful dog, Copper. Outside of work, Kyle is passionate about cooking and exploring the world of wine. In fact, Cru is a wine industry term used in France to describe vineyards of superior quality. When building his company, Kyle felt this aligned with his objective in the financial industry.

Jonathan Huss, CFP®

About Jonathan Huss, CFP®

Being the son of a CPA, I have always had a keen interest in finance. Along with my other two siblings, I spent a few tax seasons in my father’s office helping where I could and learning the basics of the tax universe. After my time at Virginia Tech, I spent 5 years in Northern Virginia in the hospitality industry, from country clubs to selling wine (fun!!). After the arrival of my first daughter, my wife, Emily, and I returned to our roots in Richmond. I joined his father at his firm in 2018 and made quick work of learning the financial planning world. My goal is to take the questions and stress out of my clients’ financial situation, so they can live the life they’ve always wanted. I believe that everyone should have access to a financial planner, whether they have substantial assets, or are just starting to save. You’ve got questions, the Hussmen have the answers!

Allen Gibson, CFP®, CHFC

About Allen Gibson, CFP®, CHFC, CRPC, CLTC, CDFA, CEP, BFA, NSSA

When I graduated from college Ameriprise (then IDS Financial) refused to hire me because I had no experience and my personality profile suggested troubled loner. They hired me as an assistant at $5.50 per hour and about 9 months later they allowed me to enter the advisor training program. I spent 25 years there before starting my own RIA in 2016.

In 2016 the entire broker/dealer world was fighting the Department of Labor’s attempt to hold advisors to a fiduciary standard. I thought that was the wrong position to take. I wanted our clients to know that I wanted to be fiduciaries.

I had my Jerry Maguire moment and began exploring how to become a Registered Investment Advisor. I left Ameriprise, and started to build my new firm from scratch with no clients and no income.

We work directly for our clients, not a brokerage firm or insurance company. We only get paid for financial advice. No commissions, referral fees, bonuses, trips or t-shirts for selling investments or insurance.

We provide comprehensive financial planning services for our clients to help them reach their various goals. That process may include, but is not limited to, investment management, insurance recommendations, retirement planning, Social Security and Medicare consulting and tax and estate planning.

We rely heavily on technology to provide our clients with a modern experience and we believe in extensive continuing education to stay sharp and proficient.

The best part of me and my story is my family. My wife, Dede, our son, Kylar, and our dogs, Molly and Maggie. We love spending time together, preferably on the water or in the mountains.

Joseph Alfonso, CFP®, ChFC

About Joseph Alfonso, CFP®, ChFC, EA, RICP®

Joseph Alfonso, CFP®, ChFC®, EA, RICP® founded Aegis Financial Advisory and is the principal financial planner for the firm. He received his B.A. in Philosophy from Cornell University.

Joe works with pre-retiree couples to help them successfully transition to a life in retirement secure in the knowledge that they will always be able to afford their chosen lifestyle. He achieves this goal by leveraging his expertise in Social Security and retirement income planning. He is also a certified tax professional and performs “tax-aware” planning to save you money at every opportunity. Tax planning is especially important in retirement as a way to minimize the taxation of retirement account distributions and Social Security benefits, thereby maximizing your spendable retirement income.

Joe is a CERTIFIED FINANCIAL PLANNER™ professional and an Enrolled Agent, admitted to practice before the IRS to represent taxpayers at all administrative levels for audits, collections, and appeals. He is a member of The National Association of Personal Financial Advisors (NAPFA), the nation’s preeminent organization of fee-only financial planners, and was elected to the Board of Directors for the Western Region. Joe follows a comprehensive approach based on the belief that true planning is an ongoing process requiring continued advisor-client engagement.

He is often quoted in the national media and has appeared in publications such as The Wall Street Journal, The Chicago Tribune, Smart Money and US News and World Report. Joe and his approach to investing were featured in The Wall Street Journal Online.

Joe is fluent in both Japanese and Spanish. He currently lives in Lake Oswego, Oregon with his wife, two sons and black lab. When not working with clients and spending time with family Joe can be found pursuing his inner athlete at the gym.

Laura Higgins, CFP®, MBA

About Laura Higgins, CFP®, MBA

I specialize in financial planning for individuals and families who aren’t served by the traditional financial planning firms. Traditional firms generally work with high net worth clients that are willing to pay significant fees associated with asset management. I am able to help a wider variety of clients navigate their financial lives and plan for retirement by offering fixed costs. My services help you answer your most pressing questions, make sure you are on track to achieve your goals and offer advice for you to manage your own assets. I started Approachable Financial Planning because I believe everyone should have access to personalized unbiased financial advice in order to make informed decisions with confidence. If you have questions about a financial decision or are wondering if you are on track or missing anything, please reach out, I’d love to talk to you!

Learn more by visiting my website: www.approachablefp.com

If you’d like to talk, please don’t hesitate to contact me to set up a complimentary introduction call. This will be a casual call with no commitment required!

Gregory Crofton, CFP®, EA

About Gregory Crofton, CFP®, EA, MBA

I am a CERTIFIED FINANCIAL PLANNERTM professional and IRS Enrolled Agent which provides tax and financial advisory services.

I help you keep more of your hard-earned money, make more money that you can spend and secure your future. I do this by leveraging my combined expertise in planning, tax law and investing.

First, I save you money by working with you to minimize what you pay in taxes over your lifetime.

Second, I help you invest using tax-optimized strategies to yield the maximum after-tax results.

And finally, I help you develop life plans to ensure you achieve your most important personal goals. I do this by leveraging the optimal combination of taxable and tax-deferred accounts, investing in a mix of investments that tax advantage of each and matching your investments with your goals.

If any of the following are true for you, I can help you:
• Unsure if you are on track for financial independence or eventual retirement
• Not sure how much or how best to save for retirement and to meet other goals
• Granted employer stock or stock options
• Most of your wealth is held in your employer’s stock, small business, or real estate
• Holding cash or sold investments because of fear of the stock market decline
• Recently widowed, divorced or retired or plan to retire soon

I am a fee-only planner and sworn fiduciary. I offer you a choice of fee models to suit your specific needs and situation. I offer financial planning, investment management and tax services on an à la carte basis.

Reach out to me to take advantage of a no-cost, no-obligation initial consultation to answer your question and help determine if working with me is what is best for you.

Spenser Liszt, CFP®, CCFC

About Spenser Liszt, CFP®, CCFC

I find true fulfillment in advising and educating others toward financial freedom. Before joining Paradigm Advisors in 2019, I enjoyed a successful music career. My strength is utilizing a creative approach to solving a wide range of client needs.

Born and raised in Dallas, I graduated from The University of North Texas with a Master’s in Jazz Studies. I became a Certified College Financial Consultant (CCFC) in 2020 and a CERTIFIED FINANCIAL PLANNER™ Professional in 2021.

In my free time I enjoy woodworking and spending quality time with my wife.

 

Blake Bowman, CFP®

About Blake Bowman, CFP®

I care deeply about my clients’ success and view all clients as friends. I’m nostalgic about the future, in part because of my enduring belief in the power of good people.

I’ve had the privilege of conducting thousands of financial planning appointments and serving hundreds of good people as an empathetic guide on their journeys to financial peace. I’m a CERTIFIED FINANCIAL PLANNER, having spent countless hours mastering key comprehensive financial planning topics.

After spending nearly 6 years at a large financial institution, I founded Wave Wealth Planning, LLC with the goal of always putting my clients first.

WWP is a Nashville-based financial planning and investment management firm serving clients throughout the US. Our boutique firm is designed with you in mind. We seek to provide the highest level of service, maximizing your likelihood of long-term success and peace of mind. Money can be complicated, but we believe in making it simple so you can focus on living!

WWP is an independent, fee-only, Registered Investment Advisor. We believe in putting our clients first at all times.

Craig Nelson, CFP®, CPA

About Craig Nelson, CFP®, CPA

As the son of two finance professionals, Craig learned financial literacy early in life. He studied finance at Oregon State University and accounting at Portland State University.

Craig is a former Army Officer and Iraq War Veteran. Between periods of active-duty, Craig gained industry experience as a financial advisor at Merrill Lynch. He then spent six years in corporate accounting at Intel and Nike, focusing on global technology transformation and process optimization projects – helping accountants around the world work smarter, faster, and more efficiently.

With ten years of combined military, accounting and project management experience, Craig left the corporate world in 2017 to pursue his passion for financial planning. As a CERTIFIED FINANCIAL PLANNER™ professional and Certified Public Accountant (CPA), Craig has demonstrated expertise in the areas where he provides advice and guidance.

Craig’s non-traditional path to financial planning greatly influences the customer experience at Red Sky. He easily connects with and relates to individuals from various backgrounds. His integrity, discipline, attention to detail, and long track record of success are qualities he shares with his clients.

Outside of work, Craig’s favorite activity is spending time with his wife (Kelly) and two daughters (Anna and Clara). He also has a love for anything outdoors, including golf, fishing, boating, camping, and biking.