Zack Swad, CFP®, CWS®

About Zack Swad, CFP®, CWS®, BFA™, AWMA®, AAMS®

Swad Wealth Management specializes in retirement planning for people age 50+. On the surface level, I help people with their financial planning and investment management needs.

But, in a way, retirement planning is kind of dumb.. At the least the way that most advisors do it right now. The idea of waiting until some arbitrary age to pursue your true passions and enjoy life while stopping all meaningful work all at the same time doesn’t really make sense.

That’s why I’m different. I guide people through a process to help them get crystal clear on their vision of their most ideal life. We determine what might get in the way and find solutions to those things. Then, and only then, do I create a financial plan that is specific to them and has those hopes, dreams, and goals as the foundation of their plan. I want a plan that will help impact their lives for the better today while still preparing for tomorrow.

People usually come to me because they feel burnt out at their jobs or business or because they are getting near retirement and are anxious about it, both for financial reasons and personal reasons such as social connections. They’re typically very successful and have grown their wealth and made a lot of good financial decisions. However, they are concerned about making a big change because of the money and because a big change can be quite daunting. At the same time, because their lives are so busy and hectic, they don’t have the bandwidth or energy to figure it all out on their own.

I started Swad Wealth Management because I want people to feel financially confident so they can live their most ideal lives, their “dream retirement” so to speak, sooner rather than later.

I always encourage people to check out my eBook, “15 Retirement Planning Tips for People Age 50+,” which can be downloaded for free on my website: www.swadwealth.com.

I started this company after being with a Fortune 500 brokerage firm for the past almost 11 years. Before I left, I managed a practice of around $800 million dollars of assets across about 300 client households.

On a personal note, I’ve been in Petaluma for the past 9 years and am getting married in July to my beautiful fiancé, Elise Moseley! In my free time, I enjoy playing guitar, singing, piano, traveling, and going to the theatre.

Ginger Ames, CFP®, Enrolled Agent

About Ginger Ames, CFP®, Enrolled Agent, CDAA

We all hear whispers within us. They might guide us to a new career, towards a creative peak, or away from something at odds with our values.

What we do with them is the bigger question. Ginger Ames founded Whisper Financial to help fellow creatives listen to their whispers and use the power of financial planning to express their creativity without financial limitations.

Ginger’s professional life has delved into the artistic and business worlds, working as a glassblower and property manager. As she listened to (and ignored) her whispers, she developed a keen understanding of how a financial plan can support and enable one to create more deeply and truly.

Jessy Gilger, CFP®

About Jessy Gilger, CFP®

Jessy started Eagle Island Financial in 2022. He has been an advisor since 2013 and brings extensive experience to the team. He served for three years on the Board of Directors for the Financial Planning Association (FPA).

He works to deepen personal relationships with clients, ultimately connecting their life to their finances. He believes in helping people pursue what matters most to them, and enjoys doing to the behind-the-scenes nerd work to get them there.

Francisco Ayala, CFP®, CFA

About Francisco Ayala, CFP®, CFA, MBA

Francisco became a financial life planner to help his clients live authentically with financial freedom. Like many, Francisco found society’s version of well-being uninspiring. He found endless consumerism draining and lacking true happiness. It wasn’t until a long period of self-reflection and discovering his personal values that he started to understand what it meant to him to live with purpose. With this newfound perspective, he began aligning his money with his true interests and began living intentionally. He is motivated to help others do the same.

His career in the financial services industry spans more than 20 years and includes personal finance, investments and lending. Francisco has a master’s in business administration from the Thunderbird School of Global Management at Arizona State University. He has earned the CFA® designation, the premier certification for investment management professionals. He is also a CFP® (Certified Financial Planner™). He is a member of the CFA Society of Phoenix, National Association of Personal Financial Advisors (NAPFA), XY Planning Network and Fee-Only Network.

Outside of work, Francisco volunteers with Junior Achievement of Arizona to provide financial literacy to school-aged children. He also serves as a judge for the SIFMA Foundation’s Stock Market Game essay competition. Francisco enjoys traveling and staying active outdoors. He’s an avid hiker and likes to bike, run and swim. He looks forward to his daily mindfulness-meditation practice. Francisco lives in Phoenix with his family.

Brian Rood, CFP®, CCFC

About Brian Rood, CFP®, CCFC

I am the founder of Artisan Financial Planning and a fee-only financial planner working virtually across the country with professional musicians to achieve their financial goals.

Brian Rood is a CERTIFIED FINANCIAL PLANNER™ professional and a CCFC practitioner, a member of the XY Planning Network, National Association of Personal Financial Advisors (NAPFA), and the Financial Planning Association.

I hold a Bachelor of Music Degree from the University of Michigan and completed the CFP® Certification Professional Education Program from the College for Financial Planning.

My family and I live in Overland Park, KS where I was a member of the Kansas City Symphony for 27 years. Equally at home serving others off-stage, I chaired each Musicians’ negotiation committee from 1997-2020 and also served as the first chair of the KCS 403(b) Retirement Committee. I was a long-time member of the KCS Board of Trustees and Finance Committee as well as co-chair of the 1998 Strategic Plan Task Force, which created collaborative and cooperative governance structures that remain today and are unique within the orchestra industry.

In 2015 I was honored to receive the title of president emeritus from the International Conference of Symphony and Opera Musicians. I spent 17 years on the ICSOM Media Committee, the last three as its chair and 17 years as an AFM Symphony-Opera Orchestra Strike Fund trustee.

I continue to serve as a trustee of the American Federation of Musicians and Employers’ Pension Fund and am presently a co-chair of the Investment Committee.

In my spare time I enjoy sailing and spending time with my family.

Lacy Rogers, CFP®, CRC®

About Lacy Rogers, CFP®, CRC®

At The Dedicated Dollar, I know you want to have control over your money and your future. In order to do that, you need personal, knowledgeable financial guidance to help you reach your goals. The problem is you don’t have the know-how or the time to figure it all out, which makes you feel overwhelmed and vulnerable as you survey the never-ending information on the internet. It’s hard to know who or what to trust, or even how to make information apply to your life and needs. I believe that financial acumen shouldn’t be reserved just for the ultra-wealthy or those with a finance degree. With a dedicated partner in education, everyone can be empowered to feel confident in their decisions and their direction, and that they are truly in charge of their own destiny.

I understand what it’s like to feel like you’re drowning in volumes of information, and to feel like an advisor has different goals from your own. It can make you feel unsure about how to begin, and lose confidence in your direction. I created The Dedicated Dollar to support people like you to achieve the goals that are important just to you. For the past decade, I’ve honed my approach working with other advisors and serving over 1300 clients. I’m deeply passionate about empowering you to feel great about your decisions – not just when we’re working together, but when you move forward on your own, too. Every client has their own story, and therefore every financial plan I create will be customized and unique to your needs and goals. And you can trust that I will always place your needs above my own gain.

Here’s how I work alongside you: 1) Call to schedule an introductory meeting 2) I’ll create your custom plan designed for your life’s dreams 3) We’ll walk together to implement the plan, and we’ll update it along the way as your life evolves.

So reach out today. I can’t wait to get to know you!

Nick Reiber, CFP®, CPA/PFS

About Nick Reiber, CFP®, CPA/PFS

A lifelong desire to learn more about personal finance lead me out of a career exclusively in tax accountancy to pursue an interdisciplinary skillset focused on helping clients with their overall financial life. Since 2013, I have been helping clients pursue their financial goals through personal financial planning paired with tailored investment advice.

My wife Kristin and I live in Gluckstadt, MS with our two children: Scott and Molly. We are members of the Pear Orchard Presbyterian Church and are involved with our local schools, children’s sports, and scouting.

Elliott Appel, CFP®, CLU®

About Elliott Appel, CFP®, CLU®, RLP®

Having spent the first decade of my career with a large wealth management firm in Seattle, I launched Kindness Financial Planning in 2021 to work with fewer clients and focus on widows, widowers, caregivers, and families affected by major health events.

Their stories resonate with me because my dad was diagnosed with Stage IV Lung Cancer on July 18, 2016. He has had brain radiation, chemotherapy, and immunotherapy. We have navigated oncologists, surgeons, palliative care doctors, neurologists, endocrinologists, pain clinics, psychiatrists, social workers, pain clinics, nutritionists, and more.

Since then, I’ve been drawn to people going through similar situations. I enjoy our conversations, hearing what is important, and helping them navigate the uncertainty life throws at them.

Through these conversations, I have learned that when faced with loss and grief, brain fog usually takes over. What was once easy becomes challenging. Sometimes, only one person was involved in the financial decisions and the survivor needs another layer of support.

I meet people where they are, listen, and organize what needs to be done to build financial security. I help people make sense of what is urgent and what can wait. Together, we’ll do tax planning, review estate plans, build customized investment portfolios to create the income they need, and more. Then, I am with them every step of the way.

I graduated Summa Cum Laude from Seattle University. I hold the CERTIFIED FINANCIAL PLANNER™ designation, Chartered Life Underwriter® designation, and I am a Registered Life Planner®.

Outside of work, you can find me playing tennis, running with my fiancée, biking, hiking, attempting to play the guitar, or cooking.

Stefanie Pickard, CFP®, EA

About Stefanie Pickard, CFP®, EA

At Old Growth Financial I do things differently. I am not here to sell you financial products you don’t need, or pressure you to open accounts. As a fee-only fiduciary, I provide clients with independent advice, transparency, and individual attention. Financial planning and investment management do not have to be overwhelming. Let’s work together to clarify your financial goals and develop a manageable plan to live the life that you want. Our initial consult is always free. Reach out today!

Carey Morgan, CFP®, ChFC®

About Carey Morgan, CFP®, ChFC®

Hi there. I’m Carey, a partner and financial advisor at Livelihood, LLC. We started our firm because so many of our friends and colleagues were seeking sound and simple financial advice for an affordable price. We specialize in helping people who may not be a good fit for the traditional financial sector – creatives, idealists, non-profit workers, academics, and others who value relationships, experiences, education, and financial security over material wealth. I really enjoy working with people who have dedicated their lives to making their world a better place through service, art, education, and philanthropy. These are all areas I know well. I started my career managing bands and helping musicians sort out their money. The personal finance bug bit me and I joined a huge investment firm to learn that side of things. While the big corporate life wasn’t the best fit for me, I also became really interested in how our everyday spending and investment choices can really impact the community. So, I changed gears to the nonprofit sector, leading a hunger nonprofit, launching a citywide financial counseling program, and directing a private foundation focused on economic empowerment for women. One of the things I get most excited about is the potential for change through ethical investing. In my humble opinion, doing good and doing well are not mutually exclusive.