Jay Zigmont, CFP®, PhD

About Jay Zigmont, CFP®, PhD

My mission in life is to help people to learn how to live their best life and achieve financial freedom.

As many others, I grew up in a home where we were always struggling to make ends meet. My parents worked hard but yet it seemed to always be feast or famine in the house. It wasn’t because we did anything wrong, it was just the only thing we knew to do. If we wanted more, we had to work more. We worked hard for our money, and it was gone just as fast at it came in.

Decades later, I learned how debt can ruin your life, and that there was a way to make your money work for you. Now my wife and I live debt free, have investments, and live a life of financial freedom that is a luxury to most.

Now I’m on a mission to help others.

My wife and I are Childfree. We know the challenges and how things are different. We’ve been BINGO’d more times than we can count. I know you have a different set of values than most, and those need to be respected.

I’ve spent my life learning about how to help people learn better. I have a PhD in Adult Learning from the University of Connecticut. That is just a fancy way of saying that I have worked hard to become an expert in both learning and how to help others learn. I have used those skills to coach both individuals and businesses over the past decade. Depending on what is needed, I’m a life coach, executive coach, financial coach and/or whatever the learner needs.

I am also a CERTIFIED FINANCIAL PLANNER™. Becoming a CFP® professional is a rigorous process that includes four Es: Education (minimum of a Bachelors Degree), Experience (minimum of 6000 hours), Examination and Ethics. The result is that I have broad training in the areas of Comprehensive Financial Planning: Financial Planning, Insurance Planning & Risk Management, Investment Planning, Tax Planning, Retirement Planning & Employee Benefits, and Estate Planning.

Being a CFP® professional also means I am held to a Fiduciary Standard. The Fiduciary Standard means I MUST put your financial interests ahead of my own. To this end, I am also an Advice-Only and Fee-Only CFP® Professional. Fee-Only means the only way I get paid is from you. I don’t get commissions from anyone or any incentives to sell you products. That means if I make a recommendation it is because I believe it is best for you, not for me. Advice-Only means you pay me for my time and advice, I help you learn, and you manage your own finances (including investing).

Phil Patten, CFP®, RICP

About Phil Patten, CFP®, RICP

My financial career started straight out of college where I worked with Northwestern Mutual for 6 years. However, things started to change for me in the summer of 2017 as I studied the Parable of the Talents (Matthew 25:14-30) before work at Starbucks. As I studied the scripture, I realized my foundation for managing finances was built on sand.

Let me tell you more about my foundation. In high school, I was driving in the car with my dad listening to Dave Ramsey discuss Roth IRAs. This made me interested in accruing wealth because of the amount of money I could have later on in life (not a bad thing right?!). This mindset stayed with me until the summer of 2017, when I realized it was a bad thing…for me.

Has someone ever taught you something NEW about a Scripture you’ve known all your life?? Well that’s what happened for me in the summer of 2017. My teacher was the Holy Spirit and the Scripture was Matthew 25:14-30. I am sure you are familiar with the Scripture but Jesus is teaching about the Kingdom through a parable. The story is about a wealthy man who gives three servants three amounts of money to manage. Two of them double what they received and the third buried his in the ground. I could write a message here but let me boil it down to the main idea the Holy Spirit taught me:

There is a difference between being an owner of your finances and being a manager.

From this point, God took me on a (difficult but necessary) journey to renew my mind around finances (both personally and professionally). And ultimately He led me to build Pursuit Financial.

Maggie Klokkenga, CFP®, CPA

About Maggie Klokkenga, CFP®, CPA, AFC® candidate

I’m a CERTIFIED FINANCIAL PLANNER™ professional, CPA, and AFC® candidate and have worked in the financial services industry for over 25 years. In that time, I’ve worked with couples to help them make their money work for them.

When the government shut down on December 22, 2018 and lasted until January 15, 2019, I remember reading a news article about furloughed government workers who could not afford the gas to drive to work. They had been living paycheck to paycheck, and the shutdown meant that their paycheck stopped. Reading about that circumstance shocked me. I told myself that I needed to do something.

Curious but not a total believer, a couple months later I became a Financial Peace University instructor with my husband at our church. Over half of the attendees were people who had already attended FPU at least one other time. These couples tried to get out of debt and start saving, but they found themselves back in the hamster wheel, going in circles and not getting anywhere with their finances. I wondered why. I told myself that there was more that I could do, but I was trying to determine what that would be.

I started reading more into the whys: the psychology of money. Why do people do what they do with their money? What I have studied is FASCINATING. It’s liberating. And frankly, it’s a relief to so many.

I set up my firm, Make A Money Mindshift, to offer financial coaching first: I will teach you the WHYs surrounding your money and use tools to show you the HOWs so you can achieve your WHATs. Financial planning is offered after the completion of a financial coaching package, if desired.

You can view my financial coaching packages at https://makeamoneymindshift.com.

Brent Bell, CFP®, MSPFP

About Brent Bell, CFP®, MSPFP

Personal Background
Hi, I’m Brent. I grew up in a small town in Illinois, met my wife in Texas at Texas Tech University, and then moved to South Lyon, MI to be near my wife’s parents in Ann Arbor, MI for support while we began to grow and raise our family. We now have 2 boys and 1 on the way (It’s a surprise!). I am beyond excited to be working closer to home, and spending added time with my family and connecting more with my community because of it.

Professional Background
I am the Founder and CEO of Bell Financial Planning and I have over 8 years of experience in the financial services industry. I attended Illinois State University, graduating with a Bachelor’s in both Accounting and Finance and then I later earned a Master’s in Personal Financial Planning (MSPFP) from Texas Tech University.
I am a member of the Financial Planning Association (FPA) where I serve as Board Treasurer for Michigan’s local FPA chapter and the Committee Chair for the Education/Programs Committee and the Symposium Committee.

Ella Taylor, CFP®, ADPA®

About Ella Taylor, CFP®, ADPA®, CPCC

A few key facts…
– I love being outdoors, hiking, canoeing, taking long walks and exploring Oakland and San Francisco, among others
– I love spending time with friends and family, especially when we eat and drink
– I love reading
– I volunteer to help survivors of domestic violence rebuild their finances
– As mentioned, I love to bake and cook, trying new recipes and going creatively rogue in the kitchen – and I mean rogue!

My passion is making financial planning an approachable and enjoyable experience.
I became a CERTIFIED FINANCIAL PLANNER™ to help people find solutions for their financial needs but soon realized that traditional financial planning was designed for a male head of household with a certain amount of wealth. Since I am most passionate about equality for women and the LGBTQ community, I realized that I needed additional skills to make financial planning meet our specific needs. So, I became a certified coach which allows me and my clients to go deeper to explore and clarify their individual values and goals. Once we’ve figured out what their ideal life looks like and what is really important to them, we can create a financial plan designed for them.

Anyone who knows me knows of my deep love of pastries. I started my career as a pastry chef, fully embracing my creativity, a love of science and math, and delight in creating delicious concoctions. I loved this career, until one day I had an epiphany: My love of numbers and baking science acumen could be used in better ways to help the world. Turns out I like baking more as a hobby than as a career. No more petit fours!

I returned to college as a women studies major determined to help women realize their potential and gain equality. Upon self-reflection I realized that I had a lot of passion but lacked any real skills to make the change in the world that I sought to make. Around this time my grandfather died, and I started helping my grandmother with her finances. We sought out information and together we came up with a financial plan for her new life alone. Helping my grandmother become financially independent was exactly the type of impact I wanted to have on other women’s lives. My career path was born.

Drew Harris, CFP®, CFA®

About Drew Harris, CFP®, CFA®

Drew joined Greenway in November 2019 as a Senior Advisor with a passion to assist others as they plan their goals and navigate their financial choices. He loves hearing others’ stories and having the opportunity to learn what motivates them.

Drew spent the past 12 years working for a financial advisory firm in Matthews, NC analyzing investment options and assisting clients in the implementation of their financial plans.

Prior to joining the financial world, he taught high school for four years in Mississippi. He earned a Bachelor of Business Administration in Management from Texas A&M University followed by a Master of Arts in Biblical Studies from Reformed Theological Seminary. Drew is a CFA® charterholder and CFP® professional.

Drew has been married to Laurabeth since 2006 and they have three children: Lounora, Henry and Charlie. He loves to read, run and take an occasional hike in the woods.

John Middleton, CFP®, CFA

About John Middleton, CFP®, CFA, AIF®, CAIA

I joined Brighton Financial Planning in 2008 and assumed ownership in 2010. I focus my efforts at Brighton on helping our clients achieve their long-term goals and objectives. I strive to accomplish this initiative through the services offered by Brighton. I provide full financial planning, financial coaching, discretionary asset management, asset monitoring, and small business retirement plan advisory services. My clients often are planning for, or are, in retirement and are looking to ensure they have the income and assets necessary to provide the lifestyle they wish to lead. I assist them by forecasting their income and expense, reviewing their insurance coverages and estate documents and analyzing and managing their investment portfolios. I help them identify and address areas of concern, such as liquidity needs, time horizon, risk tolerance, insufficient or missing estate documents or insurance coverage and income/expense mismatches. We then work together to build a plan that resolves these items going forward.

Prior to Brighton, I spent 7 years with the Invesco Quantitative Strategies Group as a Senior Director and Client Portfolio Manager. Within this role, John was responsible for administrative portfolio management duties, portfolio attribution, and on-going client reporting. I also wrote white papers covering such topics as Quantitative vs. Fundamental Enhanced Index Managers, SMID Cap strategies, and Transaction Cost Management. Finally, I was a frequent speaker at conferences, including to the United States Securities and Exchange Commission. Prior to Invesco, I was as an Officer and Senior Vice President at Mutual of America Capital Management responsible for sales and marketing efforts for the MOACM stable of investment strategies. Prior to Mutual of America, I held several positions with Raymond James & Associates, Inc. and subsidiaries. These positions included Director of Marketing & Client Service for Awad Asset Management, Regional Vice President for Heritage Asset Management, Inc., Director of Corporate New Business Development for the Investment Banking Group and Marketing Associate with the Partnership Investment Banking Group.

I graduated from Rutgers University, with a B.A. in Political Science in 1988, and from the University of Tampa, with an M.B.A in Finance in 1993. I also earned a Certificate in Financial Planning from Florida State University and a Certificate in Financial Planning Teaching from CFP Board-Columbia University School of Professional Studies.
I possess the Chartered Financial Analyst (CFA), a Chartered Alternative Investment Analyst (CAIA), an Accredited Investment Fiduciary (AIF®), and the CERTIFIED FINANCIAL PLANNER™ designations. I am a member of the Board of Directors of the Financial Planning Association of New Jersey and the 2019 Education Director for FPA-NJ. I am also a member of the CFA Institute, the Financial Planning Association, the New York Society of Security Analysts and the CAIA Association.

I am an avid, albeit slow, triathlete and compete in both triathlons and duathlons as often as possible. My favorite discipline is biking and I spend many hours on the bike or trainer. I am also an avid golfer. I have a daughter, Wake Forest grad, in grad school and a son in his final two years at Lehigh. My wife works for a global insurance company which provides opportunities for us to travel which we enjoy. We spend our vacation time traveling or relaxing on Kiawah Island, SC.

William Hatton, CFP®

About William Hatton, CFP®

Hello! My name is Billy, owner of Billfold Budget Counseling.

I believe that money is not a natural thing. Be it overspending, living paycheck to paycheck, or a low credit score…these money mishaps are actually quite common.

Because of this, I feel that there’s no shame in not understanding personal finance. Heck, when I was studying accounting as an undergrad, I managed to get in over my head with credit card debt. A situation due to a lack of personal finance knowledge. But this overwhelming burden would weigh on my every action, and my not-so-wise decision to ignore the problem only made it worse. I was eventually able to pay off my debt through sheer chance (and lots of part-time work), but I never wanted to feel that level of anxiety again.

However, what was bad for me is often worse for others. In this country, there are haves and have-nots, and money has historically been hoarded by haves: rich, white, powerful men. As a privileged white male, I had the opportunities that lead me to eventually being debt-free. I could see how my challenges were relatively small compared to the structural issues that other folks face. So, I’ve made it my mission to not only provide financial planning, education, and coaching but to have my advice be as accessible as possible. Especially to those who have had dealt with money hardships, but still want to give back to their communities.

That way, you can focus on your mission to make the world a compassionate, diverse, and understanding place.

So if you’re ready to enlist help to tackle your financial burdens (without cliché, condescending advice like “eat less avocado toast” or “don’t buy lattes”), please reach out for a complimentary consultation.

https://calendly.com/billfoldbudget/initialconsultation

John Middleton, CFP®, CFA

About John Middleton, CFP®, CFA, AIF®, CAIA

I joined Brighton Financial Planning in 2008 and assumed ownership in 2010. I focus my efforts at Brighton on helping our clients achieve their long-term goals and objectives. I strive to accomplish this initiative through the services offered by Brighton. I provide full financial planning, financial coaching, discretionary asset management, asset monitoring, and small business retirement plan advisory services. My clients often are planning for, or are, in retirement and are looking to ensure they have the income and assets necessary to provide the lifestyle they wish to lead. I assist them by forecasting their income and expense, reviewing their insurance coverages and estate documents and analyzing and managing their investment portfolios. I help them identify and address areas of concern, such as liquidity needs, time horizon, risk tolerance, insufficient or missing estate documents or insurance coverage and income/expense mismatches. We then work together to build a plan that resolves these items going forward.

Prior to Brighton, I spent 7 years with the Invesco Quantitative Strategies Group as a Senior Director and Client Portfolio Manager. Within this role, John was responsible for administrative portfolio management duties, portfolio attribution, and on-going client reporting. I also wrote white papers covering such topics as Quantitative vs. Fundamental Enhanced Index Managers, SMID Cap strategies, and Transaction Cost Management. Finally, I was a frequent speaker at conferences, including to the United States Securities and Exchange Commission. Prior to Invesco, I was as an Officer and Senior Vice President at Mutual of America Capital Management responsible for sales and marketing efforts for the MOACM stable of investment strategies. Prior to Mutual of America, I held several positions with Raymond James & Associates, Inc. and subsidiaries. These positions included Director of Marketing & Client Service for Awad Asset Management, Regional Vice President for Heritage Asset Management, Inc., Director of Corporate New Business Development for the Investment Banking Group and Marketing Associate with the Partnership Investment Banking Group.

I graduated from Rutgers University, with a B.A. in Political Science in 1988, and from the University of Tampa, with an M.B.A in Finance in 1993. I also earned a Certificate in Financial Planning from Florida State University and a Certificate in Financial Planning Teaching from CFP Board-Columbia University School of Professional Studies.
I possess the Chartered Financial Analyst (CFA), a Chartered Alternative Investment Analyst (CAIA), an Accredited Investment Fiduciary (AIF®), and the CERTIFIED FINANCIAL PLANNER™ designations. I am a member of the Board of Directors of the Financial Planning Association of New Jersey and the 2019 Education Director for FPA-NJ. I am also a member of the CFA Institute, the Financial Planning Association, the New York Society of Security Analysts and the CAIA Association.

I am an avid, albeit slow, triathlete and compete in both triathlons and duathlons as often as possible. My favorite discipline is biking and I spend many hours on the bike or trainer. I am also an avid golfer. I have a daughter, Wake Forest grad, in grad school and a son in his final two years at Lehigh. My wife works for a global insurance company which provides opportunities for us to travel which we enjoy. We spend our vacation time traveling or relaxing on Kiawah Island, SC.

Abel Soares III, CFP®, CPA

About Abel Soares III, CFP®, CPA/PFS, Masters of Accounting – Taxation

We focus on providing honest and personalized life and financial guidance, as independent fiduciary advisors and coaches, to help you achieve your most abundant life. We are comprised of our CEO who is a CPA/PFS, CFP and have psychologists on board for financial and life coaching to accompany our technical advising.

Our founder, Abel Soares III, had the vision to build a group of member firms where he would be able to share and utilize his knowledge to give back to those trying to better themselves and their lives. As a devoted husband and proud father of two boys, Abel set out to start a business where he could build a legacy for his family and be available for his family and clients. Abel is part Native Hawai’ian; and he grew up in Southern California, Idaho, and Oahu, Hawai’i. Abel obtained his Masters in Accounting Taxation from Boise State University and went on to work for regional and international CPA and Consulting firms for over 5 years. In these roles, he learned a great deal about various types of business models, industries and the secrets to success. He started his own successful tax and consulting business after obtaining his CPA (Certified Public Accounting License), and soon after discovered his true passion in personal financial planning. After a total of 8 years in the accounting and financial arena, his vision began to grow on how he could best serve clients. Once he obtained his CFP (Certified Financial Planner) and PFS (Personal Financial Specialist) designations, his vision for Hui Malama Advisors LLC and the member firms started coming into focus. Along the way, he noticed that the biggest factor of effective financial management, outside of being educated about finances, was the individual’s mindset. This meant that someone with expertise in addressing the human psyche was necessary to provide a more holistic approach to financial planning. Abel set out to find business partners who could help him turn his dreams into a reality. He naturally started with his best partner of all – his wife, Sadé – who is currently completing her doctoral degree in clinical psychology. Together, they made Abel’s vision a reality by incorporating both financial and life coaching; and Hui Malama Advisors LLC was born. Abel has paved his own path into the world of entrepreneur-ism and has also invested in other businesses. He looks forward to using his years of experience in financial planning, consulting, and accounting to assist you in living your most abundant life through The Hui Malama Advisors LLC member firms.