Alex Perkins, CFP®

About Alex Perkins, CFP®

Financial planning is more life planning than anything else.

It took me a while to learn this but it’s 100% the truth. If you are not happy or healthy enough to enjoy your wealth, then why did you work so hard to accumulate it?

My job as your advisor is to help you make the right decisions at the right times. It’s to help you pass your hard-earned portfolio to the next generation without paying an excessive estate tax. It’s to help you spend down your portfolio the right way. This is where most of the mistakes are made within retirement income planning. I’m going to help you reduce your lifetime tax bill which allows for greater portfolio longevity and higher end-of-life values. I’m going to quarterback relationships with your CPA and attorney to ensure your financial life is free of any blind spots I’m going to help ensure you don’t outlive your money in retirement.

This is absolutely a passion of mine and I consider it my calling.

This is a second career for me which has been helpful to provide perspective on what is important in life: family, friends, experiences and community. I graduated with an engineering degree from Purdue University and spent the first five years of my working life as a strategy consultant for Accenture. Here I learned how to listen, analyze, research and collaborate, all things I still do today. I then spent many years successfully advising high-net-worth clients at several well-established firms.

I am a CERTIFIED FINANCIAL PLANNERTM professional, board member of the Rotary Club of Fishers, member of the Estate Planning Council of Indianapolis, and member of NAPFA, the National Association of Personal Financial Advisors. Members of NAPFA must abide by a strict fiduciary standard and are fee-only financial advisors.

I live in Fishers, Indiana yet help families like you all around the country. I married my dream girl from high school, Kaycee, and have three beautiful children: two boys and a girl.

My personal attention to helping you plan and to make smart financial decisions will give you peace of mind. That’s why I used the words “Wealth Advantage” in naming my business since I am confident my services will provide you with an advantage over other financial advisory firms.

Lee Generous, CFP®, ChFC®

About Lee Generous, CFP®, ChFC®, EA

During my career, I have had the opportunity to work with a full spectrum of clients, including those opening their first retirement accounts to those on top of the Forbes wealthiest list and their family offices. A family office is one that a wealthy family hires as the necessary professionals to handle their wealth management as full-time employees working solely for their family. Each wealthy family has a dedicated CEO who runs their entire office and encompasses subject matter expertise in numerous areas. Family offices are usually reserved for people with an excess of $100 million because of the cost to create and maintain them. Every member of the office collaborates to ensure the family’s goals are achieved. My time working with the world’s wealthiest and supporting their family offices has created a desire to emulate this model for all by collaborating with your existing team of professionals.

As a CERTIFIED FINANCIAL PLANNER™ practitioner, Chartered Financial Consultant®, and Enrolled Agent with the IRS I focus on bringing the collaborative planning delivered by Family Offices to the clients who work with our team. This means collaborating with the existing professionals in their lives to cover all aspects of their comprehensive planning needs. This may include details associated with asset allocation, investment research, portfolio manager selection, real estate investment analysis, business planning, estate planning, tax planning, risk management and retirement planning. I cherish the trust and confidence that clients place in me to provide guidance along the path toward financial independence. After 17 years in the industry, I have come to realize that building relationships with clients and their team of professionals allows us to be a resource for them to pursue financial success and, in turn, provide me with the greatest satisfaction.

Ryan Kaysen, CFP®

About Ryan Kaysen, CFP®

Ryan Kaysen is a Blue Bell, PA fee-only financial planner. Integritas Financial provides estate planning, asset management, and other financial planning strategies. Ryan works with a network of attorneys, insurance brokers, CPA’s, and other professionals to bring you the solutions you need for a comprehensive financial plan. As a fiduciary, Ryan will never accept commissions of any sort to maintain the integrity of the relationship.

Ryan has worked in the finance industry for over 10 years while adding other real world experience such as real estate investing, small business management, exit planning , family planning, and other life work that helped give him a well-rounded outlook on life. Without these other experiences he wouldn’t be able to look at his clients through an empathetic lens to offer them what they truly need. You can only learn so much from books whereas life can sometimes be the best teacher.

Read Ryan’s blog here: https://www.if-money.com/free-advice

Jason Newcomer, CFP®, EA

About Jason Newcomer, CFP®, EA, AIF

After more than a decade of working at my previous firm, where at some point I did just about every job under the sun, I launched Dogwood alongside my good friend and business partner Eric. I am a CERTIFIED FINANCIAL PLANNER® professional, an Accredited Investment Fiduciary, and an Enrolled Agent. I also have served as a board member for the Greater Kansas City Financial Planning Association.

What I enjoy most about being a financial planner is getting to know the families who I work with and helping them see and think about money as a tool that can be used to build a truly fulfilling life.

I am a lifelong Kansas City resident, save the four years I spent in Springfield at Missouri State University. I am married to my high school sweetheart, Lauren. Together we have a beautiful daughter, Remi Job. If I wasn’t a financial planner, I’d probably be trying to find a way to make a living as a hunter, fisherman, and beer brewer.

Jesse Carlucci, CFP®, Ph.D.

About Jesse Carlucci, CFP®, Ph.D.

Jesse is a family financial planner and founder of Arrow Investment Management. He helps everyday Americans reach their financial and lifestyle goals, and is passionate about helping others achieve financial freedom.

Prior to starting Arrow Investment Management, he spent eight years in higher education as a university professor, and has a strong background as a researcher, teacher, and mentor. He develops and helps implement customized investment, estate, and financial solutions for all the families he works with. As a fiduciary, he takes his ethical obligations to work in the best interest of his clients very seriously.

The Arrow process:
1.) Initial consultation
2.) Gather data
3.) Analyze and recommend
4.) Implement the plan
5.) Monitor and update the plan

Jesse lives in Oklahoma City with his wife, where they enjoy hiking the national parks, golf, and spending time outdoors.

Jesse received his Ph.D from the University of Oklahoma in 2012, his M.S. from the University at Buffalo in 2008, and a B.A. from Binghamton University in 2005. He is a CFP® professional and also a lecturer at the University of Virginia in the Certified Financial Planning Certificate program.

Jesse is the author of Money Milestones: A twelve-month personal finance journey, and over ten professional technical papers. He writes monthly personal finance articles at “Arrow Investment Education”.

Scott Monk, CFP®, CFA

About Scott Monk, CFP®, CFA, MBA

Many years ago, I felt a clear calling to devote my life to building wealth for the purpose of funneling as much of it as possible into the ministries and charities I feel passionately about. When I first caught this vision, I was fresh out of college, and since I came from a family of limited means, I worked and took out student loans to pay for college. All that to say, this vision came to me as I was drowning in student loan debt with no idea what this was going to look like or where it would take me. However, I decided to just step out in faith and let the vision guide me.

I carried this dream in my heart throughout business school and then through countless hours studying for the Chartered Financial Analyst® and CERTIFIED FINANCIAL PLANNER™ certifications. All the while, I would find myself daydreaming about the charitable legacy I could leave and spending my free time researching strategies to maximize the impact of that legacy. I started Charis Legacy Partners to take all that I have learned on this journey and share it with others who care deeply about their financial legacy. This firm is my way of connecting with and giving back to my tribe of legacy-minded wealth stewards.

I started my investing journey in the early 2000’s during the dotcom bubble, so I have been through multiple market cycles. I began my professional career in financial services as an equity analyst for a boutique hedge fund, and after business school, I spent eight years with Vanguard, which is where my career as a wealth planner began. I have been married to my lovely wife, Erin, since 2009, and we have three children who keep me busy outside of work; I am passionate about raising them to be well-rounded, curious and thoughtful individuals who prize character and integrity above all else. I love the outdoors and exploring new places, learning new things and experiencing new cultures.

Greg Will, CFP®, CPA

About Greg Will, CFP®, CPA, CIMA, MTAX, RMA, PFS, CFE

Greg is a financial advisor with over ten years of financial services and tax experience. He earned a Bachelor’s of Science in Accounting and a Master’s of Science in Taxation from the University of Baltimore, and completed the Investment Management Theory and Practice program at Yale. Greg specializes in retirement planning because he enjoys helping clients remain financially secure so that they can make the most out of their retirement. Greg also has an expertise in advising stock option recipients, high net worth individuals, and trusts. Greg has a passion for minimizing clients’ taxes so that they can keep more of their hard-earned money, he enjoys the challenge of incorporating advanced tax planning into holistic financial plans for clients.

Greg is a member of several professional organizations, regularly presents seminars for professional groups, and has testified as an expert witness. Greg enjoys spending his free time with his wife and three sons.

What do all those letters stand for?

CPA- Certified Public Accountant

CFP- Certified Financial Planner

CIMA- Certified Investment Management Analyst

MTAX- Masters in Taxation

RMA- Retirement Management Advisor

PFS- Personal Financial Specialist

CFE- Certified Fraud Examiner

Read Greg’s blog here: https://www.bestgatewealth.com/blog

Christy Latraille, CFP®, CPA

About Christy Latraille, CFP®, CPA

Christy is a Certified Public Accountant, CERTIFIED FINANCIAL PLANNER ™ and founder of Crystal Clear Wealth Management, a fee-only Registered Investment Advisor (RIA) firm.

Christy’s passion for financial planning, investment management and individual taxation will give you the confidence you deserve. Schedule your complimentary introduction meeting to find out if we are a good fit.

Joel Huet, CFP®, CTFA

About Joel Huet, CFP®, CTFA, CISP

Joel graduated from Fort Hays State University (1986) with his BBA. He later obtained his MBA from the University of Missouri- Kansas City (1992). Joel is also a graduate of the Cannon Trust School, Pepperdine University and the College for Financial Planning, Denver, Colorado. In addition to his CFP®, Joel also has his Certified Trust and Financial Advisor(CTFA) and Certified IRA Professional (CISP) designations.

Prior to founding White Sand Wealth Management, Joel was the Trust Market Manager for Mobank. He has also held positions as the Division Manager for the Wealth Management Group at Blue Ridge Bank and as the Director of Sales for the Commerce Trust Company.

Joel is a member of the Children’s Mercy Hospital Planned Giving Council and Big Brothers Big Sisters of Greater Kansas City Corporate Club. He is also the former Chairman of the Missouri Bankers Association Trust Services Committee and Vice Chairman of Hillcrest Transitional Housing of Clay County. Joel is a current member of the Financial Planning Association (FPA) and the National Association of Personal Financial Advisors (NAPFA).

Justin Porter, CFP®, CPA, J.D.

About Justin Porter, CFP®, CPA, J.D.

Hi, I’m Justin. I’m the founder and lead advisor at PWM. We help families who need a coordinated approach to their financial strategies for retirement. Obviously, there are plenty of advisors that offer retirement planning. What sets me apart is the extra horsepower I have in the areas of tax planning, estate planning, asset protection and charitable giving.

We might be a fit if, in addition to retirement planning, you:

• Pay too much in taxes.
• Want to design a strategy that protects your assets from creditors.
• Need to incorporate complex assets (businesses, investment real estate, etc.) into your retirement strategy.
• Want to improve the effectiveness or tax efficiency of your charitable giving.
• Need to update your estate plan or at least have a second set of eyes review it.
• Want to plan for the tax impact that required minimum distributions (RMD’s) will have on your strategy (particularly after the SECURE Act of 2019)
• Want to protect the assets you leave your children from taxes, creditors or divorce.
• Will inherit assets and want to plan for being a good steward of those assets.
• And/or need an effective investment strategy without unnecessary fees and expenses

Here are the cliff notes on my background and qualifications:

• Education – Georgia Tech and GSU Law
• Credentials – CPA, CFP® & JD
• I transitioned to the wealth management industry in 2014 but have been serving the same type of clientele since 2009 in the accounting and legal industries. I don’t practice law or accounting anymore, but they are useful skills to have in constructing a comprehensive financial plan.
• Started my career in public accounting with Frazier & Deeter. I spent several years preparing tax returns and recommending tax planning strategies for high-net worth families and small business owners.
• Worked for a boutique estate planning and corporate law firm in Atlanta where I drafted wills, trusts, ownership agreements, operating agreements, buy-sell agreements, etc.

I have held 3 different financial planning positions prior to starting my own firm in 2018. One was at a large bank with very wealthy clients ($20-90mm net worth), one was with a fee-only RIA with wealthy clients ($3-20mm net worth), and one was with a fee-based RIA with millionaire next door type clients ($1-5mm net worth). From that experience, I learned:

• An independent, fee-only RIA is the best structure for a firm to minimize conflicts of interest.
• That each advisor at that firm should be held to the fiduciary standard for every piece of advice they give their clients. Splitting hairs over when you are required to act as a fiduciary and when you can be held to a lower standard only hurts the client.
• The bundled service model of charging for investment management and providing financial planning for “free” is not very transparent. It also doesn’t work for families who have a more complex balance sheet. I offer an unbundled approach. You can hire me for financial planning, investment management or both.
• Most families benefit from replacing the comprehensive planning meetings that occur only once or twice a year with shorter, more frequent meetings. The material is easier to digest and we can focus on the part of your financial life that matters most to you at that time. We leverage technology to make these extra meetings happen where and when you want them.

It usually makes sense to “try before you buy” when hiring a financial advisor. If you think I might be a good fit for your family, why don’t we start with a FREE consultation. Usually, consultations last about an hour. During that time, you can get a better understanding for the services I provide and how I provide them. I’ll also ask you a number of questions to gain a basic understanding for your current situation and what plans you have in store for the future. I should be able to provide some recommendations during the meeting. If it looks like there might be a fit, I’ll provide you with a proposal for my services which includes a full recap of our meeting and a handful of written recommendations following our consultation. It will take a week or two to draft that document depending on the needs of my current clients but it should be worth the wait.

I do not charge for consultations and there are no strings attached. Here is the link to my calendar if you’d like to self-schedule a zoom meeting or phone call.

https://go.oncehub.com/PWMLLC

If you prefer not to use the app, you are welcome to reach out to me directly via e-mail (whfgva@cbegrejz.pbz). Here is my cell (540-270-7542) and office line (404-954-2720) if you prefer a phone call. Please leave a voicemail with your name and number if I don’t pick up. Chances are I’m in a meeting but can call you back soon.