Samuel Lewis, CFP®, ChFC

About Samuel Lewis, CFP®, ChFC

I’m Sam Lewis, Founder of SJLF and CERTIFIED FINANCIAL PLANNER™.

I’ve lived in Delaware my entire life but have been fortunate to travel around the world. I joined the military while still in high school and continue serving today, almost 23 years later! I’ve worked as a farmhand, drafter, land surveyor, personal trainer, air cargo craftsman, recruiter and senior enlisted leader.

But my passion is for financial planning.

I wasn’t always smart with money, but when I met the love of my life, I knew I had to do better. The spark was lit when I picked up a copy of Kiplinger’s Personal Finance magazine in an airport gift shop when embarking on a family trip to Disney World in 2013. It was a real wake-up call to admit how much I didn’t know about the financial considerations that would shape our future.

Along my journey, I consumed every bit of knowledge I could get my hands on. In 2018, I earned a full Veteran’s Scholarship to the American College of Financial Services through the Penn Mutual Center for Veterans Affairs. I began the rigorous coursework for the Chartered Financial Consultant (ChFC) curriculum. In 2020, I passed the Securities Industry Essentials and Series 65 exams leading to the ultimate achievement of passing the CERTIFIED FINANCIAL PLANNER™ Exam and was awarded the CFP® Certification 2022.

My mission now is to serve you, to help you understand your financial situation, set clear goals for your future, and give you a well-marked path to help you get there. Whatever the goal, we can plan for that!

Randall Avery, CFP®, CFA

About Randall Avery, CFP®, CFA

Randall Avery, CFP®, CFA is a trusted, Fee-Only, CERTIFIED FINANCIAL PLANNER™ with over 13 years of finance and accounting experience. My firm specializes in servicing those in the behavioral health profession (PsyD, LPC, LCSW, MFT, Ph.D., etc.). We understand the nuances of managing a career in this profession and the challenges of building wealth while serving different population types. You do not have to go it alone when facing financial decisions concerning:

• Student loans
• Budgeting
• Investing
• Retirement accounts (Roth, IRA, 401k, 403b, & TSP)
• Financially preparing to start or exit a practice

With the heart of a teacher, Randall Avery educates his client on the principles of financial literacy. We also delve deep into career planning to maximize the earning potential of our clients. Let our firm view your career ambitions through a financial lens.

Read Randall’s blog here: https://rsadeasil.com/blog/

Crawford Ulmer, CFP®, EA

About Crawford Ulmer, CFP®, EA

I seek to glorify Jesus Christ and make Him known, as I help individuals steward their finances well.

I was fascinated by investing at a young age. Despite its importance, I have found that personal finance is rarely talked about and people are often ill-equipped to plan for their futures. I am passionate about making financial planning accessible to my clients and helping them invest to achieve their goals.

Before starting Ulmer Financial, I worked as an assistant to a financial planner where I created and operated our investment management process, researched a variety of financial planning issues, and served clients. I have a BS in Commerce from the University of Virginia’s McIntire School of Commerce and am a CERTIFIED FINANCIAL PLANNER (TM) professional and Enrolled Agent.

Ashley Dixon, CFP®

About Ashley Dixon, CFP®

Who am I and where in the world am I?
I am a military spouse, mother to two children, Savannah (7) and James (5), and cat, Joey. We currently live in the sunflower state, Kansas, where the sunflowers bloom for two glorious weeks and the rest of the year the weather is brutally hot, bitterly cold, or on the good days a perfect 72 degrees. I grew up in South Carolina, but have lived many amazing places, Australia as a young child, Spain during college, and through the many moves with the military in Texas, Hawaii, Colorado and this summer our next big adventure to Germany.

Why did I choose to be a CFP®?
I became a Certified Financial Planner over 10 year ago to help people who do not ‘get’ money find understanding and feel confident in making money decisions. I discovered early on when I left my small town bubble and went to the large state university that other people with different backgrounds from different areas of the state and country that not everyone understood basic money topics. I felt fortunate that my dad shared some money topics with me and that I easily understood them. I also felt like our country was and still is doing a disservice to us all in that financial literacy and education is not a higher priority in primary and secondary schooling environments.

What I am learning now?
I strongly believe that tax planning plays a very significant role in your overall money picture and ability to grow your wealth. In 2020 – 2021 I completed a Comprehensive Tax Course and prepared tax returns along side an experienced Enrolled Agent and fellow CFP®.

I also believe that behaviors and emotions drive most of our decisions made surrounding our money and spend a lot of my time understanding how to show up in a space that encourages you to also be aware of these areas to have more control. In March 2021 I became Dare to Lead™ Trained based on the research of Brené Brown, Ph.D, MSW.

What is the life part of my work/life balance?
I enjoy traveling through experiences and food, relaxing on the beach and snow skiing with my family. I will always opt for the outdoors as long as the weather is pleasant.

What I am most proud of?
I took two years off in my career to raise my babies and we lived off one-income, when I reentered the workforce the majority of my income went to childcare cost. Now that my kids are in elementary school, we still strive to live off one-income and align our spending with our love to travel and for experiences. Budgeting and spending plans are the key to this success.

What challenges have I faced that have made me who I am today?
My daughter had open heart surgery at 7 months old to close a hole, the unknowns are scary and family is invaluable.

I lost my younger brother to a heart attack at the age of 26 and it shifted my mindset that you only get one chance at this life so do not wait to do it all, start living today.

Jay Zigmont, CFP®, PhD

About Jay Zigmont, CFP®, PhD

My mission in life is to help people to learn how to live their best life and achieve financial freedom.

As many others, I grew up in a home where we were always struggling to make ends meet. My parents worked hard but yet it seemed to always be feast or famine in the house. It wasn’t because we did anything wrong, it was just the only thing we knew to do. If we wanted more, we had to work more. We worked hard for our money, and it was gone just as fast at it came in.

Decades later, I learned how debt can ruin your life, and that there was a way to make your money work for you. Now my wife and I live debt free, have investments, and live a life of financial freedom that is a luxury to most.

Now I’m on a mission to help others.

My wife and I are Childfree. We know the challenges and how things are different. We’ve been BINGO’d more times than we can count. I know you have a different set of values than most, and those need to be respected.

I’ve spent my life learning about how to help people learn better. I have a PhD in Adult Learning from the University of Connecticut. That is just a fancy way of saying that I have worked hard to become an expert in both learning and how to help others learn. I have used those skills to coach both individuals and businesses over the past decade. Depending on what is needed, I’m a life coach, executive coach, financial coach and/or whatever the learner needs.

I am also a CERTIFIED FINANCIAL PLANNER™. Becoming a CFP® professional is a rigorous process that includes four Es: Education (minimum of a Bachelors Degree), Experience (minimum of 6000 hours), Examination and Ethics. The result is that I have broad training in the areas of Comprehensive Financial Planning: Financial Planning, Insurance Planning & Risk Management, Investment Planning, Tax Planning, Retirement Planning & Employee Benefits, and Estate Planning.

Being a CFP® professional also means I am held to a Fiduciary Standard. The Fiduciary Standard means I MUST put your financial interests ahead of my own. To this end, I am also an Advice-Only and Fee-Only CFP® Professional. Fee-Only means the only way I get paid is from you. I don’t get commissions from anyone or any incentives to sell you products. That means if I make a recommendation it is because I believe it is best for you, not for me. Advice-Only means you pay me for my time and advice, I help you learn, and you manage your own finances (including investing).

Maggie Klokkenga, CFP®, CPA

About Maggie Klokkenga, CFP®, CPA, AFC® candidate

I’m a CERTIFIED FINANCIAL PLANNER™ professional, CPA, and AFC® candidate and have worked in the financial services industry for over 25 years. In that time, I’ve worked with couples to help them make their money work for them.

When the government shut down on December 22, 2018 and lasted until January 15, 2019, I remember reading a news article about furloughed government workers who could not afford the gas to drive to work. They had been living paycheck to paycheck, and the shutdown meant that their paycheck stopped. Reading about that circumstance shocked me. I told myself that I needed to do something.

Curious but not a total believer, a couple months later I became a Financial Peace University instructor with my husband at our church. Over half of the attendees were people who had already attended FPU at least one other time. These couples tried to get out of debt and start saving, but they found themselves back in the hamster wheel, going in circles and not getting anywhere with their finances. I wondered why. I told myself that there was more that I could do, but I was trying to determine what that would be.

I started reading more into the whys: the psychology of money. Why do people do what they do with their money? What I have studied is FASCINATING. It’s liberating. And frankly, it’s a relief to so many.

I set up my firm, Make A Money Mindshift, to offer financial coaching first: I will teach you the WHYs surrounding your money and use tools to show you the HOWs so you can achieve your WHATs. Financial planning is offered after the completion of a financial coaching package, if desired.

You can view my financial coaching packages at https://makeamoneymindshift.com.

Justin Green, CFP®, MS PFP

About Justin Green, CFP®, MS PFP

The real me.. (keep scrolling for the professional version)

In my free time, I love to spend time with my fiancée, family, and friends. I’m usually in a gym or somewhere by the water during the summer (I hibernate during the winter). I love to read business and personal growth books, listen to podcasts, binge documentaries, or watch Boston sports during my downtime.

My fiancée is a travel nurse, so we currently bounce around the United States every 13 weeks.

I believe that life is too short to take it seriously all the time, so I try to inject humor often. A little laughter goes a long way.

Professional..

Certified Financial Planner™ Professional

Master of Science in Personal Financial Planning, Kansas State University

I decided to pursue my interest in personal finance a few years after receiving a Bachelors of Science in Sports Management from the State University of New York at Cortland. I was living in Manhattan, Kansas (the Little Apple) at the time and I decided to enroll in the Personal Financial Planning program at Kansas State University.

In 2016, I completed the education requirement of the CFP® certification and entered the profession at a small fee-only firm on Cape Cod, MA. During that time, I became a CFP® Professional after fulfilling all of the necessary requirements. In December 2019, I graduated from K-State with a Master of Science in Personal Financial Planning (MSPFP).

At some point, I will probably add more designations and add to the alphabet soup after my name.

Why fitness coaches & fitness entrepreneurs?
“I had a decision to make. Pursue fitness coaching as my future? Or become a financial planner?”

When I was around 23 years old I realized I was in the wrong job and the wrong industry. I went to school for Sports Management but for the past 3 years I had been selling cheerleading uniforms…

Since I was a teenager, I’ve been passionate about two things: Fitness and Finance

Therefore, I had a decision to make. Pursue fitness coaching as my future? Or become a financial planner?

It was very close! But ultimately I chose to keep fitness as my passion and continued to consume fitness coaching content.

Fast forward to March 2021 when I launched Assist FP, I found myself in a position to work with anyone I wanted to.

And I chose you!

I chose online fitness coaches and fitness entrepreneurs.

Because you’re my people and I believe the work you’re doing is going to change lives!

Jeff Branson, CFP®, MBA

About Jeff Branson, CFP®, MBA, EA

I founded Branson Financial Planning in 2020 with the vision of becoming a personal CFO to individuals and families seeking to incorporate a process-based and rules-driven approach to their financial lives. I believe there is a gap with how successful small businesses are operated and how successful individuals and families manage their day to day lives. A successful venture is built on the foundation of cashflow. I believe that any successful financial life should have the same goal: it all starts with your cashflow.

I believe that financial advice should be clear, objective, and delivered in a fiduciary manner. Advice should come with the client’s goals and interests put first and foremost and shouldn’t be jeopardized by products or conflicts of interest. By removing the typical barriers large firms put up, advice can be stripped down to its core: to help achieve the financial goals clients strive to accomplish.

I obtained my bachelor’s degree from CSU, Sacramento, my MBA in Finance from Saint Mary’s College of California, and a CERTIFIED FINANCIAL PLANNER™. Outside of the office, I love walking and running with my golden retriever Mavrick, reading, and cheering on favorite sports teams.

Read Jeff’s blog here: https://www.bransonfp.com/blog/

Brent Hoskins, CFP®, RICP®

About Brent Hoskins, CFP®, RICP®, AWMA®, CRPS®, CKA®

After working in the financial services industry for over 20 years, I launched Focal Point Financial Group to help, equip, and guide people to be good stewards of their God-given resources.

Focal Point Financial Group is a fee-only financial planning firm located in the Kansas City area who works with individuals and families delivering financial planning and investment advice.

We believe that everyone should have a financial plan. We call it your “focal point” and we help you identify yours. It’s your focal point or plan that guides your day-to-day (and long-term) money decisions and brings clarity and confidence to your choices.

We work with our clients on an ongoing basis to not only set up an initial plan with specific goals and action steps, but also help them along their journey to implement and keep the plan up to date as life events and circumstances change.

Focal Point Financial Group believes in keeping things simple. The more moving parts to something, the greater the risk of something getting overlooked or underutilized. We help our clients simplify their financial lives in order to obtain greater peace of mind and create financial breathing room.

Because we believe people need affordable access to qualified financial planning, we charge our financial planning clients a monthly fee based on the complexity of their situation…not based on how much money they have or how many things they own.

Our ideal clients are those that:

– are open to getting holistic help with their finances

– communicate openly and freely

– believe in the benefit of having a long-term plan in place

– are wanting a trusted partner to help them on their journey to being a good steward

Although we call Kansas home, we are also willing to work with clients outside of our area.

In addition to being a financial planner, I’m also a husband and a dad. I’m blessed with a wonderful family. I enjoy being outside, playing sports, cooking new things and exploring new places.

William Hatton, CFP®

About William Hatton, CFP®

Hello! My name is Billy, owner of Billfold Budget Counseling.

I believe that money is not a natural thing. Be it overspending, living paycheck to paycheck, or a low credit score…these money mishaps are actually quite common.

Because of this, I feel that there’s no shame in not understanding personal finance. Heck, when I was studying accounting as an undergrad, I managed to get in over my head with credit card debt. A situation due to a lack of personal finance knowledge. But this overwhelming burden would weigh on my every action, and my not-so-wise decision to ignore the problem only made it worse. I was eventually able to pay off my debt through sheer chance (and lots of part-time work), but I never wanted to feel that level of anxiety again.

However, what was bad for me is often worse for others. In this country, there are haves and have-nots, and money has historically been hoarded by haves: rich, white, powerful men. As a privileged white male, I had the opportunities that lead me to eventually being debt-free. I could see how my challenges were relatively small compared to the structural issues that other folks face. So, I’ve made it my mission to not only provide financial planning, education, and coaching but to have my advice be as accessible as possible. Especially to those who have had dealt with money hardships, but still want to give back to their communities.

That way, you can focus on your mission to make the world a compassionate, diverse, and understanding place.

So if you’re ready to enlist help to tackle your financial burdens (without cliché, condescending advice like “eat less avocado toast” or “don’t buy lattes”), please reach out for a complimentary consultation.

https://calendly.com/billfoldbudget/initialconsultation