Daniel D. (Dan) Joss, CFP®, MBA, RLP®, CKA®

About Daniel D. (Dan) Joss, CFP®, MBA, RLP®, CKA®

Dan Joss is a seasoned Financial Life Planning professional. Dan Joss is among a small force of Life Planners, less than 200 in the U.S. and only a few dozen in the mid-Atlantic area. Dan founded Joss Financial in 2015, and now, in 2020, has joined with Katherine Brown to create Joss Brown Wealth Advisors. Their shared vision and faith along with combined talents and experiences will further enhance their clients’ Life Plans.

Dan excels at asking poignant questions to determine what inspires and motivates his clients. These initial planning sessions will be introspective and challenging. Long-time clients give testimony that one must think deeply in terms of their own personal values and ask questions like:

“If you had more time or money, what would you do?”

“What do you want to accomplish or attain so you will feel that you’ve had a life well-lived?”

“What moves, touches, or inspires you?”

Dan’s approach to financial planning: “living what matters” was born of his own life experiences. Originally from Seattle, Washington, Dan is a graduate of the University of Southern California, where he studied Business Administration with an emphasis in Accounting and Finance. In 1988 he was commissioned in the US Army, later earning his Ranger Tab and Master Parachutist. In 1999, Dan earned a Master of Business Administration with an emphasis in Financial Planning from Regent University while still on active duty. His CFP® designation was awarded in 2003, and he earned his Registered Life Planning (RLP®) designation from the Kinder Institute of Life Planning in 2009.

​Before moving to Hampton Roads, Dan co-founded and partnered in a wealth management firm in Northern Virginia where he helped high net worth clients maximize their financial resources to achieve their life goals. Whether it was portfolio management, maximizing after-tax returns, real estate opportunities, inter-generational wealth transfer, or a host of other unique financial issues, Dan has reaped a wide range of real-world experiences that lend greatly to helping clients achieve fulfillment. Northern Virginia Magazine and the Washingtonian have even recognized Dan as a “Top Financial Planner” over the years. He has been quoted in local print and online publications, with clients volunteering to tell their personal financial stories to national publications like Smart Money and Kiplinger’s.

​“I am committed to helping clients develop intentional road-maps to a life of fulfillment by using their wealth and talents for that purpose.”

During Dan’s tenure in NoVA, he created and implemented a Life Plan for his own family. It was this major lifestyle change that prompted his book, “10,080 Minutes” where he shares how he became laser-focused on his faith, his family, and creating the time to enjoy both. These epiphanies led Dan to Hampton Roads, where today he invests his time with his wife and family, living life focused on what matters most. When Dan is not working with clients, he enjoys consistently taking his family to church and devoting time daily to reading the Bible. Otherwise, he is on the golf course, taking walks in Colonial Williamsburg, or planning short getaways with his family.

Todd Minear, CFP®, MBA

About Todd Minear, CFP®, MBA, CTFA

Todd Minear, Founder of Open Road Wealth Management, has put in the work to be a well-educated and experienced financial advisor. He has done the BSBA, MBA, and CFP things.

Regarding his professional experience, Todd has been in the financial services industry for over 20 years and has worked at boutique financial planning firms, a mortgage company as well as community and regional banks. He has also been the Past President for Kansas City Financial Planning Association, made contributions to The Wall Street Journal, Fortune, Kansas City Star and other industry publications.

Rest assured, Todd has the experience to help you hit the Open Road. He founded Open Road Wealth Management, LLC to be able to do the best work for his clients.

Melissa Ellis, CFP®, CDFA

About Melissa Ellis, CFP®, CDFA, MS

Melissa is a Certified Financial Planner ™, Certified Divorce Financial Analyst ™and holds a Masters degree in Personal Financial Planning from the University of MO-Columbia. You can see why Melissa is highly qualified to help clients with their financial planning needs! I am often asked, “How do I save for my children’s college fund, my own retirement and the luxuries that I enjoy, like vacations? How do you balance all of that?” Building a plan with the strategy to live your best life and maximizing your hard-earned dollars with careful tax planning & cash flow management is the key. Contact Melissa to book your strategy session!

James Sweeney, CFP®, CFA

About James Sweeney, CFP®, CFA, MBA

I founded SwitchPoint to provide holistic, unbiased advice to working professionals who are ready to start planning for retirement.

I have years of experience helping individuals and families plan for and transition to retirement.

My flat fee business model removes the conflicts of interest inherent in traditional commission and % of asset models and allows me to focus 100% on the needs and goals of my clients.

If you are ready to get serious about retirement (whether you’re 10 years or 10 days away), let’s chat. I can help you understand where you stand today and then design and implement a plan that works for you.

David Wattenbarger, CFP®, CAP®

About David Wattenbarger, CFP®, CAP®

I started DRW Financial as a fee-only financial advising and planning firm after working for twelve years “behind the scenes” in financial services, where I learned a great deal about how best to serve the needs of my clients.

I have found it valuable to continue learning, and earned my CFP® designation, as well as the Chartered Advisor in Philanthropy® designation, which aligns well with my desire to help clients align their financial lives with their own unique values.

My personal values revolve around carving out quality time with my family and making the work I do worthwhile and valuable to my clients.

Justin Waller, CFP®

About Justin Waller, CFP®

I ran my first financial projection at the ripe age of 11. I was trying to show my father the financial benefits of quitting smoking. While I was unsuccessful in my attempt, I look back on that as the first step on a long journey.

I started working in the mutual fund management industry in 1998. I enjoyed helping people improve their lives through their finances, but I wanted to have a more direct and personal impact. In 1999, I started training at the University of California, Davis in their CERTIFIED FINANCIAL PLANNER™ professional training program. This career path allowed me to directly help people achieve their personal goals.

After being recruited by a nationally known financial planning firm in early 2000, I was promoted to training manager before the end of the year. I obtained my Certified Financial Planner designation in the spring of 2003. After spending several years in a fee-based structure, I became a fee-only planner in 2009. I started my own firm in late 2014 to provide more independence and flexibility so that I could better serve my clients.

I enjoy working with active people who see their money as a means to do more with their lives. Whether you are involved in sports, like to travel, want to contribute your time to charitable organizations, or are an involved grandparent, I want to help make those things financially possible. I like to work with people who value a trusting relationship with a knowledgeable advisor.

As a six-time Ironman triathlon finisher, I enjoy living a multi-sport lifestyle, encouraging others to be active and take a healthy approach to work and to life.

I currently live in Northern California with my wife, and two wonderful children.

Read Justin’s blog here: https://wallerfc.com/blog/

Dan Andrews, CFP®, AEP®

About Dan Andrews, CFP®, AEP®, CAP®

Daniel Andrews is a CERTIFIED FINANCIAL PLANNER™ professional, Accredited Estate Planner® designee, and Chartered Advisor in Philanthropy®. He specializes in helping clients efficiently and effectively juggle their many personal finance responsibilities. Since joining the profession in 2012, Dan makes the financial planning process less daunting with a professional yet light-hearted approach.

Dan’s backstory includes growing up in San Diego, graduating from the University of Denver, working at Walt Disney World, and starting his career working in luxury hotels in Aspen, Colorado. He then joined the financial planning profession as a wealth manager before launching his own firm, Well-Rounded Success, which he operated from 2015 through 2020. He now works at Financial Planning Fort Collins and enjoys being part of a team where many professionals bring their individual styles and expertise to the overall client experience.

Giving back is important to Dan, and he also encourages his clients to think about how they’ll be everyday philanthropists by giving their time, treasure, and talent. In addition to many other philanthropic efforts, Dan was a founding member and the Vice President of the XY Planning Network Diversity Committee for more than two years. He currently gives his time by volunteering with the Meals on Wheels of Fort Collins and shares his treasure by donating blood on a regular basis — even though he doesn’t like needles.

Dan and his wife Lauren live in Fort Collins and both enjoy being goofballs alongside their son, Quinn. Dan’s hobbies include tennis, pinball, traveling, gardening (in the learning stage), and corny jokes.

C. Bradley Bond, CFP®, CFA®

About C. Bradley Bond, CFP®, CFA®, AIF®, EA

I have been providing financial planning and investment advisory services to individuals and families for over 20 years. Over that time I have developed expertise with four key groups that have become the focus of my practice:

– Established families facing increasing financial complexities and
competing priorities as children and careers grow

– Travel nurses and other workers living and working in multiple states. My
wife is a travel nurse and we are full-time RVers

– Widows and widowers

– Families considering career changes, or experiencing sudden wealth, such
as through inheritance.

I joined XY Planning Network because the effect of good decisions is especially magnified for younger clients. Starting off right and making small changes sooner is much easier than having to make large, uncomfortable changes later.

I value education, and I value being a fiduciary to my clients. I have invested in the credentials and continuing education that provide a solid base of knowledge for what I do:

CERTIFIED FINANCIAL PLANNER™ Practitioner
Chartered Financial Analyst®
Accredited Investment Fiduciary®
Enrolled to practice before Internal Revenue Service

In addition to my financial planning practice, I have served as an expert witness in securities arbitration cases.

Outside of work, I enjoy fitness and outdoor activities including hiking, cycling, and sailing.

Inga Timmerman, CFP®, Ph.D.

About Inga Timmerman, CFP®, Ph.D.

Do you know that being on top of your finances reduces stress and gives you a feeling of control over your life?
Are you ready to evaluate how your money life makes you happy (or unhappy)? Do you finally want to get to a point where money no longer keeps you up at night? Or are you a person who wants to make sure the money you do have takes you as far in life as it can?

I strongly believe that by combining the desire to succeed with financial preparedness, you can build and live the life that you want. If you are a person who believes that the more you know about money and the more you commit to staying on top of your finances, the easier your life becomes, then I really hope we can work together. Financial planning has its limitations, just like everything else in life. Striving for balance is important. Financial planners focus a lot on saving money, but the truth is that you need to live and enjoy your life and feel good about your money decisions. I hope to become your guide through that process.

 

Tyler Landes, CFP®, AIF®

About Tyler Landes, CFP®, AIF®

I’m Tyler Landes, a financial planner who loves to help young professionals and their families. Our generation is very aware that we need to plan and make smart financial decisions early and often. We’ve been taught money basics along the way, but at a certain point we all need guidance. I founded Tandem Financial Guidance to make financial advice accessible to everyone because we all dream big, and we don’t have to do it alone.

There are many types of financial advisor. I’m not the kind you’ll find playing golf at the country club or charting the markets behind a mahogany desk. I’m the planner you should meet with to uncover what your goals are in the first place. When you get the new job with the new benefits package, together we’ll pick the options that are right for you. When you meet “the one,” we’ll make sure your money habits are aligned and work for you both. And when you call to say you’re expecting another child, we’ll adjust and tweak and craft new goals all together.

PERSONAL:

I live in Kansas City, Missouri with my wife and two young daughters. Molly is an accountant, so you’d think our financial life would be neat and tidy. In reality, like many couples we each handle spending decisions differently. Luckily we both value living within our means and making progress toward our future goals. In our spare time we enjoy live music, trying new restaurants, and traveling to new ballparks. I also dabble in homebrewing and am an aspiring beer snob.