Steven Smith, CFP®, JD

About Steven Smith, CFP®, JD

Steve’s introduction to financial planning came at a difficult time. A death in the family led to a number of unresolved financial issues. He volunteered to try and untangle what turned out to be a complex situation, drawing on his background as an attorney and a long-held interest in finance. He didn’t know what to expect, but what he found was unexpected: While managing his family’s situation, he also learned how to act as a financial steward—and about the importance of an evidence-based approach to investing.

That experience led Steve to a realization: He wanted to help others pursue their own financial success—and help them avoid the kinds of financial challenges that can occur without a proper plan in place. Steve became a Certified Financial Planner (CFP) in 2003 and since then has worked to help people build sustainable plans to pursue their financial goals.

Steve has worked with professionals, families, and business owners to plan successfully for their future for more than two decades. For over 25 years, he has served as a board member of numerous non-profits. In addition to his financial planning expertise, Steve has accumulated extensive experience that enriches his financial services, including:

Practicing as an attorney focusing on business and commercial matters, estate planning, succession planning and probate
Starting, operating and selling his own businesses
Acting as a professional fiduciary including asset management and disposition, portfolio management, accounting and tax preparation.
By helping to educate you on your financial options and how they relate to your financial lifestyle, Steve designed RightPath™ Investments & Financial Planning to put you in control. He also places a strong emphasis on on-going expert advice, guidance and review. That way, both you and RightPath understand your continuing—and changing—needs. Steve also believes that, over time, that “educate and review” approach helps you to gain confidence in your decision-making and trust in RightPath’s services. He looks forward to helping you with your wealth management needs.

Education: BA in economics, Franklin & Marshall College in Lancaster, Pennsylvania; JD, University of Maine School of Law.
Professional designations: Certified Financial Planner (CFP). Steve has held NASD Series 6 and 63 licenses and is a member of the Bars of Maine, Massachusetts, and Colorado.

CFP® and CERTIFIED FINANCIAL PLANNER® and are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Read Steven’s blog here:

Matt Gray, CFP®

About Matt Gray, CFP®

I help Childfree people live their ideal lives.

All my childhood was built around the idea that I would go to school, then college, then get a job, get married, have kids, then work 40 years before retiring. As time went passed, that life looked less and less attractive to me.

My plans of being Childfree were solidified when I received a kidney failure diagnosis in 2019 and decided not to pass my genes on, but also to live my life for me.

That is when I started AnthroFi Wealth Group to help make the biggest difference I could in helping Childfree people live their ideal lives. I particularly have an interested in helping people impact the causes they care most about.

While many financial principles are universal, there are unique needs in the Childfree community that I help clients address.

Demel Gonzalez, CFP®, CKA

About Demel Gonzalez, CFP®, CKA

As President, Mr. Gonzalez leads his team in a vision to build and cultivate deeper client relationships while providing exceptional service and performance to the clientele of Heartwood Financial Services. Utilizing his natural skill to assist and educate in a manner of respect and friendship, Mr. Gonzalez has set a new benchmark for the way that financial advisors interact with their clients. From its inception, and forward into the future of Heartwood, Mr. Gonzalez plays a vital role in the growth and development of his company.

A graduate of the University of Central Florida (UCF) in Business Administration, his cumulative 14 years spent at Fidelity Investments started with an internship during his final year of studies. Mr. Gonzalez was then retained by Fidelity upon graduation and proceeded to work his way through the ranks, quickly becoming a Vice President & Senior Account Executive, where he was directly responsible for overseeing assets valued at one billion dollars. Mr. Gonzalez advised his clients on investments, retirement planning, risk-management as well as trust and estate planning. His exemplary work ethic and dedication to his clients allowed him to have received multiple awards of excellence including three President’s Circle awards.

Arriving in the United States from Cuba at the age of four, Mr. Gonzalez attributes much of his success to his father. The hard work and strong values exemplified by his father after leaving the oppression in his homeland are the same drive and values Mr. Gonzalez uses today to work for his clients.

Mr. Gonzalez is most proud of the family that surrounds him. Alongside his wife of thirteen years, Christa, and children Andrew and Sam, he is a faithful member of Lakeside Fellowship United Methodist Church in Sanford and volunteers his time there as the Finance Chair. He also coordinates and facilitates the teaching of Financial Peace University; a Dave Ramsey course teaching Biblically based financial principles. As a father with a son on the Autism spectrum, Mr. Gonzalez has a big heart for children with special needs, volunteering with the Special Olympics whenever he can. He also enjoys mountain biking, playing tennis, Crossfit and watching Miami Dolphins football.

Mr. Gonzalez is a CERTIFIED FINANCIAL PLANNER™ professional. The Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S., which it awards to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Kevin Arruda, CFP®, CFA

About Kevin Arruda, CFP®, CFA, CKA

As you journey through life, financial decisions become more complex, and hard to navigate alone. We partner with you to create a financial plan and investment strategy that gives you clarity, confidence, and financial peace.

Jeb Jarrell, CFP®, CAP®

About Jeb Jarrell, CFP®, CAP®, CRPC®, APMA®

Plentiful Wealth is different, focused on helping clients maximize their return on life by aligning their wealth and ideals. Wealth is more than just money. It’s the sum of our time, talents, and treasures. At Plentiful Wealth, I help clients, primarily attorneys, use their wealth to make the world a better place.

I work with clients on traditional financial planning topics like retirement projections, tax-efficient withdrawal strategies, Social Security maximization, and protection planning. I also offer guidance on charitable gifting and socially responsible investments. Your money should reflect your values, including your investments.

I specialize in working with attorneys, from new associates to senior partners, who want to optimize their finances, while aligning their finances and their values. Having worked with dozens of attorneys, I understand the career progression and can provide advice on topics such as financing partnership buy-in, retirement plans for small firms, or succession planning for small firms. I’ve taught CLE’s on several of these topics and I’m an expert in the financial problems you face as an attorney.

Bob DePasquale, CFP®, CAP®

About Bob DePasquale, CFP®, CAP®, CKA®

Financial management should be a collaborative process where a team of people shares one vision and works together to make the best decision for each situation.

We all have a unique set of gifts, talents, and possessions. It is our responsibility to steward them the best we can. I love partnering with purpose-driven families to execute their unique financial and legacy management system.

Initiate Impact seeks partnerships with families who care deeply about what they have and how they can make a positive impact in the world. The organization was founded by my business partner, Stacee Jacobs, and me after we spent a combined 27 years working in an alternate financial services business model.

Stacee and I spent many years working with people from various walks of life and noticed that every situation is unique. There was never any one product or service that fit every scenario. The one constant was that each situation required a lot of information gathering, research, comparisons, expertise in different areas, and decision making. We realized this because there were always multiple investment options, policies to choose from, contracts to decipher, elections to make, and other critical choices. We determined that advice was valuable. But what was most important, was a collaborative effort where everyone worked together and there was one central plan.

Partnering with Initiate Impact is a detailed, yet enjoyable process. We serve families on an ongoing basis making sure we are well-prepared for expected changes and nimble enough for those that are unexpected. I feel that this approach helps us be the best we can be and provides a fulfillment our previous role could not.

I live with my loving wife, Trisha (2007), and our cat, Kobe in Weston, FL. Trisha teaches kindergarten and enjoy exercising and traveling together.

Scott Monk, CFP®, CFA

About Scott Monk, CFP®, CFA, MBA

Many years ago, I felt a clear calling to devote my life to building wealth for the purpose of funneling as much of it as possible into the ministries and charities I feel passionately about. When I first caught this vision, I was fresh out of college, and since I came from a family of limited means, I worked and took out student loans to pay for college. All that to say, this vision came to me as I was drowning in student loan debt with no idea what this was going to look like or where it would take me. However, I decided to just step out in faith and let the vision guide me.

I carried this dream in my heart throughout business school and then through countless hours studying for the Chartered Financial Analyst® and CERTIFIED FINANCIAL PLANNER™ certifications. All the while, I would find myself daydreaming about the charitable legacy I could leave and spending my free time researching strategies to maximize the impact of that legacy. I started Charis Legacy Partners to take all that I have learned on this journey and share it with others who care deeply about their financial legacy. This firm is my way of connecting with and giving back to my tribe of legacy-minded wealth stewards.

I started my investing journey in the early 2000’s during the dotcom bubble, so I have been through multiple market cycles. I began my professional career in financial services as an equity analyst for a boutique hedge fund, and after business school, I spent eight years with Vanguard, which is where my career as a wealth planner began. I have been married to my lovely wife, Erin, since 2009, and we have three children who keep me busy outside of work; I am passionate about raising them to be well-rounded, curious and thoughtful individuals who prize character and integrity above all else. I love the outdoors and exploring new places, learning new things and experiencing new cultures.

Leo Marte, CFP®, MBA

About Leo Marte, CFP®, MBA

I love helping Christians unlock the possibilities that come with wise stewardship. After working for many years in Corporate America, I felt the Lord calling me to leave the safety of a good job to start a firm focused on serving believers like you by providing faith-based financial planning, and investment advisory services.

There are so many Christians in America, yet so few firms that focus on Christian financial planning. So what does it look like to work with me?

As a hard-working, Christian professional you have access to a great income, generous benefits, and many avenues to build wealth. You also have to deal daily with office politics, pressure to perform, and the temptation to fall prey to prestige and status. I can help you by:

– Assessing your goals and needs

– Creating and implementing a financial plan and investment portfolio

– Preparing and optimizing your tax returns

– Ensuring you have a solid estate plan

As I support you through your plan’s implementation, and we make adjustments along the way, we will eventually shift our focus to leaving a legacy for the future and preparing your family to manage generational wealth.

Who is Leo, and what is Abundant Advisors?

My wife and I have three kids and currently reside in Huntersville, NC.

I am a CERTIFIED FINANCIAL PLANNER™, the gold standard of financial planning expertise. 28% of advisors in the U.S. hold this designation. As a fee-only financial advisor, I do not make money on commission for selling products. My advisory services are offered through a flat fee or percentage of assets under management.

Abundant Advisors provides Christian financial planning and investment advice located in Huntersville, NC; serving clients in Charlotte, NC, and elsewhere with convenient virtual meetings.

Matthew Stearns, CFP®, CKA®

About Matthew Stearns, CFP®, CKA®, RICP®

Welcome to Millennial, a modern financial planning firm, focused on biblical stewardship. We work with households of all ages and small-business owners to help them align their wealth and financial plan with God’s desire. We do this through biblically responsible investing, charitable giving planning, Christian life planning, and everything that comes along with it.

Our mission is to use our financial expertise and our training from Kingdom Advisors, to help you steward your money for Kingdom purposes. We are skilled investment managers, but also focus our efforts on thoughtful giving and purposeful living.

After starting my firm as a full-service investment company in 2017, I realized the potential to deliver much more important results besides investment results and net worth. While the Gospel message is not one of poverty and struggle, we challenge our clients to think beyond just wealth accumulation. We partner with the National Christian Foundation as a platform to facilitate charitable giving as well as a platform to invest and grow assets dedicated for giving in the future.

On a personal note, I am an avid golfer and outdoorsman. In 2016 my brother and I completed a thru-hike of the Pacific Crest Trail and frequently hike in our current “neck of the woods”. I spend much of my free time traveling with friends whom I met on my two semesters studying abroad in Germany and Hong Kong. I am a regular member of Saegertown United Methodist Church and serve on the Financial Advisory Committee.

David Deller, CFP®, AAMS®

About David Deller, CFP®, AAMS®

David manages the finances for a group of families and business owners in Oakland County, Michigan. His expertise includes investment advisement, risk management, education planning, longevity planning, social security planning, estate planning, tax consultations, life insurance, charitable giving, and Medicare resources. He prioritizes meaningful personal relationships and provides honest advice.

David attended Central Michigan University where he earned his Bachelor’s degree majoring in Personal Financial Planning. After graduation, he gained experience working as a financial advisor for two Fortune 500 firms over seven years before opening his independent practice, Deller Wealth Management, in 2018.

Clients deserve personalized solutions from professionals they know and trust. David’s focus is getting to know you and your family financially in order to understand your goals. He provides a tailored approach to best meet your financial objectives. David is dedicated to providing the latest technology and resources to his clients in an endeavor to create an ideal client experience. “How can I help? It’s a simple but powerful question. I’d love to hear your story, learn who you are and how I can help.”