Phil Francois, CFP®

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About Phil Francois, CFP®

Foundation Wealth Planning is a fee-only financial planning and investment management firm helping clients virtually from central Kansas and beyond align their Catholic values with their finances. Specifically, we love to help young families with financial planning and biblically responsible investing from a Catholic point of view.

When it comes to financial advisors and financial planners, there are hundreds of excellent options. However, not many understand your biblical viewpoint, your desire to steward God’s resources, and your why.

The Bible has clear lessons on how to manage your finances and as Christians, we know that ultimately nothing belongs to us, it all belongs to God. We are called to steward the resources God has provided us. In addition to that, Catholics know this earth is not our final destination. So while it is important to manage your finances prudently, it is just as important to keep it all in perspective

Terry O’Grady, CFP®, CKA®

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About Terry O’Grady, CFP®, CKA®

I’m Terence O’Grady. But most folks call me Terry.

I grew up in St. Petersburg, FL, the oldest of three kids in what I’ve concluded was a relatively typical middle-class American family. My parents joined a tennis club so we could all use the pool. Once we found the tennis courts though, we never dipped a toe.

I never imagined that I’d be in financial services, much less a CFP® professional. What kid dreams of being a financial planner? I wanted to be like Jim Reed, the cool cop on Adam-12.

In need of a gig, I took a call center job with T. Rowe Price. Despite how much fun those Discover Card phone reps seem to be having with their doppelgänger, fielding phone calls all day was not my lifelong dream.

Now I’m a Registered Investment Adviser. Technically I’m an Investment Adviser Representative of a Registered Investment Adviser (RIA). In this case, it’s one and the same. I’m the firm’s owner, the RIA, O’Grady Financial LLC, and the Investment Adviser Representative.

There’s no longer a manager telling what to do, what to sell, and who I should sell it to. No products to push or quotas to make. As a fiduciary, I’m legally bound to do what is in the best interest of my clients.

A chance encounter at an industry conference in Boston one summer opened my eyes to a new outlook on handling finances. New to me anyway.

I’m Christian and have led Dave Ramsey’s Financial Peace University at my church a few times. But it wasn’t until I met a group of fellow advisors, part of Kingdom Advisors®, that it hit me. It’s all God’s anyway. We’re just trying to be the best managers of the assets He’s entrusted to us while we’re here.

Like most advisors, when it came to investments, I focused on Modern Portfolio Theory, asset allocation, and aligning risk tolerance with appropriate portfolios. I never gave a second thought to what the underlying companies did, promoted, or practiced as long as their returns were comparable to accepted standards.

But maybe what we’re invested in is as much or an even more critical part of the process. That’s what Biblically Responsible Investing (BRI) is all about. Do the companies you’re investing in, either directly or through mutual funds, align with your values?

I can filter out the companies that participate in the industries that don’t honor God and screen in those that do. We can match a portfolio to your values, beliefs, and convictions. A portfolio that honors and worships God.

I’m not a theologian or Bible scholar. Never been to seminary. But as a CFP® professional, I’ve been trained in the techniques our culture uses to handle money. I’m digging deeper into the principles God wants us to use to manage his money. Techniques may change. Principles remain. If you’d like a seat on this journey, I’d be honored to be your guide.

Chelsea Rude, CFP®, MPAS®

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About Chelsea Rude, CFP®, MPAS®, APMA®, EA

Education & Designations
I have a bit of a healthy obsession with learning. I am a proud graduate of Olney Central College, where I now get the pleasure of serving on the Foundation Board. I received my B.S. in Finance from Eastern Illinois University and my Masters in Personal Financial Planning from CFFP. Along the way, I’ve earned a few other designations. I am a CERTIFIED FINANCIAL PLANNER™ Professional as well as an Enrolled Agent. Outside of my work as an advisor, I teach courses in business and finance at Vincennes University.

Work History
While in college I worked for a couple of banks, but my first position with true financial planning experience was with a firm in Urbana, IL in 2010. I consider myself blessed to have avoided the insurance sales or door knocking gigs so many “advisors” start out with. At Franklin Wealth Advisors, I was able to learn from an expert with several decades of experience and an undeniable passion for the work. At the end of 2014, I left FWA to move back home to join a local bank.
From the end of 2014 to Spring 2021 I provided financial planning services, managed the investment assets for the Trust department, and lead the IL Wealth Management team. I worked with families in all stages of life to develop and implement plans to achieve their goals. At the end of 2020, I decided it was time to move on and begin plans for a new journey – starting my own firm. My goal for Rude Wealth Advisory is to narrow my focus to a smaller group of clients, allowing me to provide a superior level of personalized service.

Personal / Family
My husband, Bill, and I have been together since 2010 and married since 2013. We are both originally from Richland County, so the decision to move “home” in 2014 was mutual. We have two kids, Olivia & Henry, and are grateful to have both sets of grandparents along with siblings, cousins, aunts, uncles, etc. living close by. As a family, we love being active outside and traveling to new places.

My “Why”
Our work plays a critical role in our identities, whether we realize it or not. It brings to light our strengths and weaknesses and provides affirmation of our life’s purpose. We all have unlimited potential to positively impact others, and I consider myself blessed to have found the connection between providing value to others and meaning to myself in such a rewarding field. I’ve always had a passion for numbers and business. When inside the wrapper of helping families reach their goals, this work is even more fulfilling.

Sean Weaver, CFP®, CKA®

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About Sean Weaver, CFP®, Certified Kingdom Advisor, CKA®, MBA

Sean started his financial services career in 2004 with the desire to help others achieve their financial goals. In a sales-driven culture, Sean strove to put his clients’ needs above his own, as evidenced by a decision, early in his career, to move to a fee-based model that has now become the industry model. Today, Sean remains passionate about helping guide his clients through what can often seem like a tidal wave of information – knowing that without an experienced advisor, this information can overwhelm investors of all ages, but especially those preparing for or in retirement. Sean walks alongside his clients every step of the way, to ensure that each one feels well-informed, supported, and confident in their financial decisions.

Sean is a CERTIFIED FINANCIAL PLANNER TM, Qualified Kingdom Advisor TM. In addition to his certifications, he has been awarded the Five Star Wealth Manager award seven times. He also serves on the Business Advisory Council for Tarrant County College, a board member for Fellowship of Christian Athletes NE Tarrant County, and a Charter member of the Trophy Club Rotary Club.

Sean is a proud graduate of Texas Christian University, where he earned a degree in Political Science. While at TCU, Sean was a member of the football team and attributes his strong work ethic and team-building mindset to his time as an athlete. Sean went on to earn his MBA with a concentration in Financial Planning from the University of Dallas.

Outside of the office, Sean is an avid hunter and outdoorsmen. He can also often be found on the field, serving his community by coaching his children’s sports teams. Sean is a member of 121 Community Church and lives in Trophy Club, Texas, with his beautiful wife Kerry (TCU ’99) and their two children.

Brian Bickett, CFP®, CKA®

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About Brian Bickett, CFP®, CKA®

Brian Bickett is the founder of Iron Mountain Financial Planning, LLC, a financial planning and investment management firm based in Rapid City, South Dakota. Let him Organize, Educate, and Implement a plan for your finances so that you can focus on what is truly important in life.