Chao Zhang, CFP®, CFA®

About Chao Zhang, CFP®, CFA®

Financial freedom means having the flexibility to live your life to the fullest without having to worry about money. At Think Different Wealth Advisors, I help tech professionals and physicians retire early and live better by getting to their first million dollars and beyond.

With more than ten years of experience working at multiple hedge funds, I am ready to leverage my unique insights and deep research process to make your hard-earned money work even harder for you.

I am a fiduciary, fee-only advisor who is knowledgeable, skilled in investing, responsive, willing to listen, not judgmental, and above all else, always putting your interests first. Look no further. I am ready to serve.

Please visit my website to learn more about my bio, services, and pricing.

Jason Co, CFP®

About Jason Co, CFP®

When partnering with me to plan for your Chinese immigrant parents’ retirement, you can count on everyone’s voice being heard and understood. I am most fluent in English and also speak Cantonese and Mandarin fluently enough that my parents never nag me to speak more.

Too many Chinese Immigrant’s only exposure to financial products often are high commission insurance products offered by multi-level marketing firms, whose agents lack the training and fiduciary responsibility to offer the best advice. I founded Co Planning Group to protect your parents’ retirement savings from predatory salespeople or their own trading habits.

Prior to launching Co Planning Group, I worked as a Portfolio Consultant for TD Ameritrade Investment Management (TDAIM) where I advised on over $110M for over 200 households nationwide, many of whom were Cantonese and Mandarin speaking clients from coastal states who preferred to work with another Chinese speaker.

I encourage you to go through a free investment consultation to see how Co Planning Group can improve your parents’ financial outcome by offering a low cost ETF investment portfolio they can understand and stick with.

Jiyao Xu, CFP®, CFA

About Jiyao Xu, CFP®, CFA

I am a fee-only financial planner and co-founder of X and Y Advisors, Inc. To make high-quality financial planning services available and affordable to young Chinese professionals living in the United States, I established X and Y Advisors, Inc.

After one year of experience with KPMG China, I realized that corporate finance is not my interest. In 2012, I came to Los Angeles, California to join my beloved wife, Vivianna, and study Personal Financial Planning. While taking different courses at UCLA, I managed to pass the CFP® exam and all three levels of CFA programs, go through the real estate broker education program and then work for a local wealth management firm for several years. With what I have gone through, I understand the needs and concern of the young professionals living here.

From my professional experience serving high-net-worth individuals, I realize that there are so many financial planning strategies that could be applied and may even create relatively more value to young professionals. Therefore, I decided to establish X and Y Advisors, Inc. and share my knowledge to help more people and families.