Nycole Freer, CFP®, BFA™

About Nycole Freer, CFP®, BFA™

Passionate about helping others, Nycole has earned a reputation as an entrepreneur who leads with warmth, compassion, and a relentless dedication to helping others succeed.

“When I was almost 20, I went to into a well-known bank branch and spoke to an advisor. I shared that I had $500 to invest. He told me to come back when I had more money. I never went back – instead I became the advisor I was looking for,” says Nycole.

Serving young entrepreneurs, families, women and children for over a decade as a trusted advisor, Nycole is the visionary behind Eden Financial. Founding her company in 2023, Nycole doubled down on her commitment to educating others on how to build a thriving financial life. With the belief that personal finance is “more personal than finance,” Nycole has helped others bring their financial goals to life by first understanding them as people. Investing quality time into building a relationship with each person she serves is of the utmost importance to Nycole.

“I want to be able to help people like my younger self, who had the right financial intentions but who needed guidance on everything from A-Z when it comes to financial planning and investing.”

Sought out for her valued counsel and tailor-made approach, Nycole works with her clientele as their financial “partner,” seeking to educate them every step of the way so they can become more confident along their wealth building journey. With a diverse and comprehensive background, Nycole has built Eden Financial as a one-stop shop powerhouse for those who value quality in both service and results.

Nycole and her firm offer financial planning support in the following areas: college planning, investment planning, retirement planning, life planning, tax planning, debt planning, insurance planning, income planning, social security planning, savings planning, charitable planning, succession planning, estate planning, and legacy planning. She also helps her clientele understand the psychology of financial planning, cash flow management, financing strategies and debt management techniques, as well as how to understand financial statements.

As an inspired leader who knows that true success comes from helping others, Nycole is highly involved in a variety of personal and professional organizations. She believes in following your dreams and never settling for less than your potential. As a mom, wife, health and wellness advocate, and forever student of life, Nycole continues to challenge herself to rise to her potential, and encourages others to never settle for less than what their goals are.

“There is no Plan B for your A game.” –Bo Eason

Credentials + Certifications
• CFP® Designation, Cal State Fullerton
• BFA™ Designation, Think2Perfom
• Series 66 Licensee
• Series 7 Securities Licensee
• Accident, Life and Health Insurance Licensee
• Bachelor’s Degree, Personal Finance, Cal State Fullerton
• Author, “Haisley’s Birthday Money”

Professional + Community Organizations
• Member, XY Planning Network (XYPN)
• Member, Financial Planning Association (FPA)
• Member, National Association of Personal Financial Advisors (NAPFA)
• Independent Consultant, Arbonne International
• Member, Aliso Viejo Chamber of Commerce
• Member, Orange County Young Republicans
• Member, Saddleback Church

Eric Kirste, CFP®, CIMA®

About Eric Kirste, CFP®, CIMA®, AIF®

Eric Kirste, CFP®, CIMA®, AIF® is a founding Principal Wealth Manager for Savvy Advisors, Inc. in 2022. Prior to Savvy, Eric brings 21 years of wealth management experience working closely with clients, families, and their businesses and serving in different leadership capacities. Eric is a native of the northwest suburbs of Chicago. He is committed to giving back to his community and serves as the Treasurer for the Prospect Heights Park District Board of Commissioners and the Old Orchard Country Club. He enjoys spending time with his wife, Alisa, their two sons, Logan and Matthew, and their rescue dog, Bear.

Eric holds a Bachelor of Science in Business Finance from Miami University in Ohio, has completed his CFP education at Northwestern University, and has completed the Investment Management Education Program from the University of Chicago’s Booth School of Business.

Read Eric’s blog here: https://www.savvywealth.com/blog

Christina Empedocles, CFP®

About Christina Empedocles, CFP®

THE INSIGHT METHOD

If you want to drop off a some documents, and in return get a few pie charts with hundreds of pages of confusing filler — this is not for you.

If you want to take control of your finances, learn the tools to grow assets, and be an active collaborator in your financial future — then you’re in the right place! Insight’s mission is not only to craft the perfect plan to fit your life and goals, but to educate you on the mechanics of how money works so that you’ll no longer be a by-stander in your own financial life.

THERE’S LOTS OF HAND HOLDING,
WITHOUT ANY ACTUAL HAND HOLDING

This program is part education, part rollup-our-sleeves planning, and all collaboration.

1. We’ll talk. I get to know my clients really well and want to understand your motivation, biggest fears, values, and aspirations. This is essential for building an effective plan, because when you add your real life to your money you’ll have a real reason to act.

2. I’ll put you to work, and our time together could feel a little like being back in school (the most relevant, totally empowering, useful school you’ve ever attended!). From our meetings, you’ll be given highly targeted ‘homework’ that will get you digging into your financial data, history, and habits, revealing a clear picture of what’s happening.

3. We’ll look at your goals, and determine timeframes, costs, and assign numbers. So, what was once just a dream, transforms into a detailed blueprint.

This process is hands on. If you want to do something ambitious and start putting the pieces in place for your extraordinary future — the time to start is now, and the most important ingredient is you. This plan will work, because you’ll help create it, you’ll understand it, and you’ll know the steps to take.

Our work will be formatted for easy ‘project management’ that reads with the intrigue and clarity of an illustrated travel guide. Contrast that with the thick, impenetrable plans that are output from ‘Big Finance’ and you’ll know instantly, why my strategies work: Because I’ll take you from Point A to Point Z highlighting all the manageable steps in between. Big Finance offers plans that will leave you confused and dependent. Which feels better to you?

Insight will be your ongoing mentor, to make sure your action items get done. We’ll be your partner in monitoring and adjusting your course of action, to make sure you don’t fall behind.

Read Christina’s blog here: https://www.insightpersonalfinance.com/blog

Benjamin Smith, CFP®

About Benjamin Smith, CFP®

Benjamin is the founder and CEO of an investment advisory firm in Gig Harbor, WA named Briarwood Financial Planning. At Briarwood, he is focused on creating customized investment portfolios guided by strategic wealth planning.

He is experienced in and offers services for the following:

• Financial Planning
• Investment Management
• Business Planning and Consulting
• Tax Preparation and Planning
• Estate Planning

Credentials:

• CERTIFIED FINANCIAL PLANNER™ Certification
• Certificate in Financial Planning from the College for Financial Planning (CFFP).
• BA in Business Administration: Economics from Seattle Pacific University.

Benjamin is also active in the community being a coach for his high school’s wrestling team and volunteering for other various organizations.

Dillon Kenniston, CFP®

About Dillon Kenniston, CFP®

I’m a real estate investor and coach-at-heart with first-hand experience in landlording, property management, and adding value through late night renovations and elbow grease. It can be hard for real estate investors to find a financial advisor that’s not pitching them on another insurance product or trying to persuade them to sell their properties and put the proceeds into securities the advisor can manage. I founded REWealth to be different: to bring real financial planning and conflict-free advice to those who hold or aspire to hold real estate directly.

I’ve spent over ten years combined in finance, technology, and real estate. Before that, I was an elementary school teacher. In each role, the bar was held high to achieve excellence for clients, partners, and students. REWealth holds itself, and I hold myself, to the same high standards of execution and integrity.

I’ll add that while REWealth is open to servicing people from all backgrounds, my family and I are Christians and are members in good standing at our local church.

Read Dillon’s blog here: https://rewealth.substack.com/

Michael Reynolds, CFP®, CSRIC®

About Michael Reynolds, CFP®, CSRIC®, AIF®, CFT-I™

I’m a CERTIFIED FINANCIAL PLANNER™ (CFP®) and owner of Elevation Financial, a fee-only financial planning and investment management firm serving progressive SRI/ESG investors.

I work with individuals and families who are ready to gain greater control over their money and build a life with intention.

I create a judgment-free space that empowers my clients to talk openly about their financial challenges, which can help form healthier relationships with money.

I’ve been an entrepreneur for over two decades and have built and sold multiple businesses, including a digital marketing agency, a software company, and other service businesses. As a result of my business background, I often help my clients with similar challenges, including starting a business, or building and optimizing a business.

I am tech-forward and highly organized. Many of my clients appreciate this because I am able to help them get organized with their money while providing accountability to help them make progress.

Ultimately by working together we will help you make better money decisions, avoid costly detours, and lead a more fulfilling life.

I host a weekly personal finance podcast called Wealth Redefined® which can be found whenever you listen to podcasts.

I’m a sushi lover, Star Trek nerd and firmly in defense of one space after a period.

In addition to comprehensive financial planning, I have some specific areas of deeper expertise.

My areas of specific expertise

– Socially Responsible Investing / ESG / Impact Investing
– Entrepreneurship and mentoring business owners
– Financial therapy and helping my clients develop healthier relationships with money
– Budgeting and cash flow management
– Helping my clients maintain responsible exposure to digital assets / cryptocurrency

Credentials

– CERTIFIED FINANCIAL PLANNER™ (CFP®)
– Chartered SRI Counselor™ (CSRIC®)
– Accredited Investment Fiduciary® (AIF®)
– DACFP Certificate in Blockchain and Digital Assets®
– Certified Financial Therapist – Level I™

Superpowers

– Trying 17 different apps to solve a problem and then using none of them
– Choosing the perfect stock photo for any occasion

Kryptonite

– Losing all ability to type when someone is watching

Read Michael’s blog here: https://www.elevationfinancial.com/blog

Colin Zizzi, CFP®, AIF®

About Colin Zizzi, CFP®, AIF®, CEPA®

Colin is the founder of Zizzi Investments. Investing and athletics have always been two of Colin’s biggest passions.

He began playing soccer at age five and was introduced to the stock market in middle school through a mock stock-picking competition. Colin studied finance and accounting at American University, where he played on the NCAA Division 1 soccer team. After college, he moved to Spain for 16 months to pursue his dream of playing professional soccer. He returned home to play professional soccer in Central PA for the next three years.

While still playing soccer, he joined a local advisory firm in Harrisburg, where he spent the next 10 years. During this time, Colin earned his CFP®, AIF®, and CEPA® designations, while helping to oversee both qualified retirement plan assets and individual wealth management relationships.

Colin resides in Mechanicsburg, PA with his wife Molly, his sons Carter, Julian, and Leo, and his dog Sage. He’s a member of the West Shore Free Church in Mechanicsburg. He continues to stay involved in soccer through coaching and volunteering with the JT Dorsey Foundation, a local non-profit dedicated to positively impacting youth through the sport of soccer. Colin’s other hobbies include golfing, travel, playing guitar, reading, and working out.

Jefferson Rotherham, CFP®, MSFP

About Jefferson Rotherham, CFP®, MSFP

Orion Capital Management is honored and humbled to have been voted Best of Coronado Island 2022 for the Investment Management/Financial Advisor category!

My goal as a financial planner is to help give clients the freedom to live their best life. I am passionate about helping clients reach their goals through clear financial plans and tax-efficient retirement strategies that take the stress and worry out of investment management. Over the course of my career, I have developed and monitored hundreds of financial plans for clients in a wide range of circumstances.

I am a veteran of the U.S. Navy and work well with retired military clients, particularly those embarking on a new career or entrepreneurial venture as I understand the complexities of military life and retirement. I also work well with business owners looking for clear solutions and well-structured tax and retirement strategies to simplify their financial lives.

Prior to embarking on a career in financial planning, I served in the U.S. Navy for 20 years as a Master Explosive Ordnance Disposal (EOD) Technician/Special Operations Operator. I spent the majority of my Navy career in Special Operations, training and leading advanced EOD operational elements and teams.

I hold a Master of Science degree in Advanced Financial Planning from Golden Gate University in San Francisco, CA and earned a Bachelor of Science degree in Workforce Education and Development from Southern Illinois University.

I live in Coronado, California, with my wife Sarah and our three children. I am a regular volunteer at Coronado schools and various athletic activities. I am an active supporter of the EOD Warrior Foundation and the Naval Special Warfare Family Foundation. In my free time, I enjoy time with family and friends, travel, wine tasting and Brazilian Jiu-Jitsu.

Read Jefferson’s blog here: https://www.orioncapitalmgmt.com/articles/

Philip Mock, CFP®, CFA

About Philip Mock, CFP®, CFA

I’m a native Oklahoman and I’ve spent the last decade working in wealth management firms before launching 1522 Financial in 2022. Previously, I was Chief Investment Officer at an independent Trust Company in Oklahoma.

1522 Financial is a modern wealth management firm that focuses on delivering innovative financial plans without unnecessary complexity. I believe planning should be like most things in life – flexible, and we do not require clients to have me manage their assets in order to work with us. Whether we’re diving into complex financial planning or helping to create investment portfolios to meet clients’ goals – we are a fiduciary.

I’m a proud graduate of Oklahoma State University for both my Masters and Bachelors degrees. I also completed the Executive Program in Financial Planning from the University of Georgia’s Terry College of Business. In addition, I hold the CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Analyst designations. I’ve spent most of the last decade building on my knowledge of financial planning, financial markets, and investing in an effort to be the best possible resource for my clients.

When I’m not helping clients, you can find me spending time with my family and friends, playing golf, and playing guitar. I’m also an avid reader and am always up for a good book recommendation.

Ross Cutler, CFP®, MBA

About Ross Cutler, CFP®, MBA, CTFA, ATFA

Ross Cutler is the founder of King Tide Advisors. Ross previously lead a Relationship Management team, responsible for over 150 million in client assets. He believes in focusing on client service – listening their concerns, developing their individual path forward, and helping them achieve success. Ross provides comprehensive financial planning through a personal approach with each client.

Ross is passionate about helping every client review their personal situation – this includes understanding their investment strategy, risk planning, estate planning, and tax planning.

Ross holds the CFP® – CERTIFIED FINANCIAL PLANNER™ designation. He earned his Bachelor of Science from the United States Merchant Marine Academy and holds an MBA in Finance. He stays active in the Financial Planning Association (FPA) and the National Association of Personal Financial Advisors (NAPFA).

Read Ross’ blog here: https://www.kingtideadvisors.com/blog